Specialist

UK Mortgage For Expat In Belgium

UK Property Finance Solutions for British Expats

Find the Perfect Expat Mortgage

 

UK Mortgage For Expat In Belgium

Clifton private finance

We can help source mortgage finance for expats based in Belgium on residential and commercial property transactions in the UK

We are experts in helping expats, non domiciles and foreign nationals secure mortgage finance on UK property.
Through our connections we can source finance from UK banks who offer bespoke mortgages & shorter term finance products designed specifically for clients based in Belgium, which often offer attractive interest rates and flexible loan terms.

We offer our clients:

  • Residential and commercial expat mortgages for UK property from £100,000
  • Lenders who will accept income in euros or dual currencies
  • Terms from 3 months to 30 years
  • Bespoke terms to match your unique requirements
  • Up to 90% LTV for UK residential property and 80% LTV for investment properties
  • Low cost mortgage options for returning UK expats
  • Interest only and interest roll up options (no monthly payments)
  • Pre-approval terms within 24 hours
  • We have strong relationships with UK and international banks including private banks and specialist lenders
  • The option to leverage assets such as your investment portfolio, other property and pensions to negotiate more flexible lending criteria and interest rates

Find the Perfect Expat Mortgage


Expat - UK Residential

2 Year Tracker

4.69% APR

2 Year Tracker

Subsequent rate 6.74%

LTV - 60%

APRC 6.6%*

Product Fee £999

Cashback £750

Early Redemption Charges

As of 12th March 2025

Expat - UK Residential

5 Year Fixed

4.07% APR

5 Year Fixed (Remortgage)

Subsequent rate 6.74%

LTV - 60%

APRC 5.8%*

Product Fee £999

Cashback £1250

Early redemption charges

As at 12th March 2025

Expat - UK Residential

2 Year Fixed

4.12% APR

2 Year Fixed (Purchase)

Subsequent rate 6.74%

LTV - Up to 60%

APRC 6.4%*

Product Fee £999

Cashback £750

Early redemption charges

As at 12th March 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on +44 117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

£2.2M Buy-to-Let Mortgage for Dubai Expat Investment Property
£2.2M Buy-to-Let Mortgage for Dubai Expat Investment Property
Area
Cirencester
Capital Raised
£2.2M
Date
December 2025
Holiday Let Mortgage Secured for UK Expats Living in the US
Holiday Let Mortgage Secured for UK Expats Living in the US
Area
Guildford
Capital Raised
£525k
Date
August 2025
Flexible Mortgage for Expat Executive Returning from Denmark
Flexible Mortgage for Expat Executive Returning from Denmark
Area
Wallingford
Capital Raised
£550k
Date
July 2025

More Opportunities »

Contact Us

UK MORTGAGES FOR EXPATS

We offer a specialist mortgage service for expats providing:

Find the Perfect Expat Mortgage

Our service provides expert help to expats looking to buy or refinance UK property. 

Where can you find a UK mortgage as an expat living in Belgium?

If you are an expat looking to buy or refinance UK property the choice of lenders who will deal with you will depend on your circumstances and where you are based.

Some UK high street banks have international arms which provide solutions to those living abroad in countries such as Belgium, however the criteria for each of these lenders will differ. Criteria could include minimum loan size, the country you are based in, employment status, how long you have been an expat, your income and your age. 

We have strong relationships with UK and international banks that provide expat finance including specialist lenders who can offer innovative lending for more complex scenarios. Salary in a foreign currency is not usually an issue for private lenders, nor is complex income, including earnings from stocks, shares and other investments. This means your whole income can be considered when calculating affordability.

We provide mortgages for expats based in Belgium, particularly those living in Brussels, Bruges, Ghent and Antwerp. Our experienced brokers can arrange bespoke financial solutions for expats and nationals to finance buying properties in the UK.

Find the best deals on UK mortgages for expats in the Belgium

Clifton Private Finance is a UK-based, FCA regulated mortgage broker. We have strong connections with all of the UK’s top mortgage lenders for expats, meaning we can help find you a leading market solution in line with your requirements.

Call us on

+44 117 959 5094

to discuss your requirements.

 

What Our

Clients Say

Latest

Property Finance Deals & Insight

Is Renovating Still Profitable in 2025?
The UK housing market has long been a haven for property renovators looking to turn a profit. But in 2026, with increased mat...
26-01-2026
9 Best Places to Live in the UK for Expats and Foreign Nationals
Moving to the UK? We've put together a list of the best places to live in the UK if you're an expat or foreign national, rated for...
26-01-2026
A manufacturing worker in a hard hat and safety vest uses a laptop to operate a production line, representing the use of asset finance to upgrade machinery
To stay ahead of the competition in the manufacturing industry requires significant investment. You need to take advantage of the ...
23-01-2026
Securing a land mortgage
Ever thought about building your own home? A land mortgage is one way to purchase the land required to begin a self-build project....
22-01-2026
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us