Specialist

Million Pound Mortgage

Service for large mortgage loans

Million Pound Mortgage

Clifton private finance

We specialize in helping clients source large mortgages over £1 million pounds on residential and investment property transactions in the UK

We work with select high street and private banks that will look at your requirement on a bespoke basis.

Our service provides:

  • Bespoke lending solutions from £1million
  • Large mortgage loans up to 95% LTV (Loan to value)
  • Uncomplicated approach to income & wealth
  • Large loan interest only mortgage options 
  • Lombard lending from £2m
  • Mortgages for residential and investment properties
  • Mortgage finance for landed estates
  • Borrowing into retirement options (including interest only)
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements e.g. onshore and offshore trusts and property held in offshore companies
  • Solutions for HNW & UHNW individuals with no assets under management requirement
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Independent service & expert advice

See our recent work in helping clients to find mortgage finance solutions 

2 Year Fixed

Up to £5m

1.29% APR

27 Months Fixed Rate (Purchase)

Subsequent rate 3.54%

LTV - 60%

APRC 3.2%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

5 Year Fixed

Up to £5 Million

1.44% APR

5 Year Fixed Rate (Remortgage)

Subsequent rate 3.54%

LTV - 60%

APRC 2.8%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

5 Year Fixed

Up to £1 Million

1.69% APR

5 Year Fixed Rate (First Time Buyer)

Subsequent rate 3.54%

LTV - 80%

APRC 2.9%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison

Latest Case Studies

Call our large mortgage loan team on 0203 900 4322 to discuss your requirements or book a call back at a time that suits you.
Recent

Property Finance Deals

Director Loan Used as Deposit for Large Self Employed Mortgage
Director's Loan Used as Deposit for Large Self Employed Mortgage
Area
London
Capital Raised
£1.6m
Quick Mortgage Arranged to Raise £1,286,250 For London Home Within Two Weeks of Making an Offer
Quick Mortgage Arranged to Raise £1.2m For London Home Within Two Weeks of Making an Offer
Area
London
Capital Raised
£1.29m
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Area
Surrey
Capital Raised
£13m
£2.7m High LTV Purchase for Partner in US Equity Firm
£2.7m High LTV Purchase for Partner in US Equity Firm
Area
North East England
Capital Raised
£2.3m
90% LTV Mortgage on £2.8m Hertfordshire Home for Family Planning Future Relocation to the UK
90% LTV Mortgage on £2.8m Hertfordshire Home for Family Planning Future Relocation to the UK
Area
Hertfordshire
Capital Raised
£2.5m
Switching Lenders Secures Best Rates For £1.65m Central London Property For US Law Partner
Switching Lenders Secures Best Rates For £1.65m Central London Property For US Law Partner
Area
Central London
Capital Raised
£1.2m

More Opportunities »

Contact Us

£1 Million Pound Plus Mortgage Service

Specialist large mortgage service providing:

How do I secure a large mortgage over a million pounds?

Whether you are refinancing or buying a new property for residential or investment purposes, the criteria a lender will use will depend on a number of factors. 

If you have a standard employed income which supports repayments then that opens up a large range of lenders to choose from.

More complex income e.g. where you are self employed or where income comes from more than one source e.g. foreign income or company retained earnings may require a different approach.

Many lenders are comfortable structuring a large loan mortgage over £1 million where a high percentage of overall income is made up of bonus and dividends - lenders will typically look at your requirements on a case by case basis.

As well as existing properties, other assets such as personal pensions and listed security investment portfolios can be taken into account when determining the level of finance you can access.

Contact us to discuss your requirements on 0203 900 4322 or book a call-back at a time that suits you.

Book Consultation

Recent Case Studies & Editorial: 

£13 Million Mortgage For Home In Surrey With Complex Self Employed Income »

£7.35 Million Buy To Let Portfolio Refinance »

Million Pound Mortgage With 5% Deposit For Law Firm Partner »

£3.5 Million Capital Raise Remortgage of 4 Houses In Notting Hill »

£1.7 Million Pound Mortgage Capital Raise To Finance Divorce Settlement »

How to get a million pound mortgage »

How much does a million pound mortgage cost »

What Our

Clients Say

Latest

Property Finance Deals & Insight

How Can I Switch to a Buy to Let Mortgage?
Switching from a residential to a buy to let mortgage can be a daunting process, especially if you’re unsure if you’ll...
27-01-2022
First Time Buyers: How to boost your mortgage deposit and borrowing power
Buying a first home in the UK is harder than ever. House prices have rocketed while the average income among 25-34 year-olds ...
27-01-2022
How to Secure a Mortgage Using Your Trading Income
If your primary income stream is trading – be it stocks and commodities, forex or cryptocurrencies - you’ve probably s...
19-01-2022
NEWS: House Price Rises “Flipped” between North and South of England
Following the end of the Stamp Duty Tax holiday in September, house price rises in the North and South of England swapped position...
14-01-2022
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us