Specialist

Large Mortgage

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Large Mortgage

Clifton private finance

As a specialist broker we can help you source large mortgage loans from £500,000 on residential and buy to let property transactions in the UK

We work with select high street and private banks that will look at your requirement on a bespoke basis.

We can offer:

  • Bespoke lending solutions from £500,000 to £25m
  • Large mortgage loans - high loan to value up to 95% LTV
  • Uncomplicated approach to income & wealth
  • Interest only options 
  • Mortgages for residential and investment properties
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements e.g. onshore and offshore trusts
  • Solutions for HNW & UHNW individuals
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Access to large loan teams at high street lenders, private banks & specialist lenders
  • Independent service & expert advice

2 Year Fixed

Up to £10 Million Semi Exclusive Deal!

1.21% APR

2 Year Fixed Rate

Subsequent rate 4.24%

APRC 4%*

Interest Only - Yes

Product Fee £995

£250 Cashback

As at 21 February 2020

5 Year Fixed

Up to £10 Million Semi Exclusive Deal!

1.49% APR

5 Year Fixed Rate

Subsequent rate 4.24%

APRC 3.3%*

Interest Only - Yes

Product Fee £995

As at 21 February 2020

10 Year Fixed

Up to £2 Million Semi Exclusive Deal!

2.19% APR

10 Year Fixed Rate

Subsequent Rate 4.99%

APRC 3.2%*

Interest Only - Yes

No Valuation Fee

Product Fee £999

As at 21 February 2020

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


The Challenge:
For larger loan requirements, when it comes to mortgages over £1 million lenders will usually want to see a larger deposit.
Typically many high street lenders will cap lending at 70% to 75% LTV (loan to value) e.g. on a central London property for example priced at £5 million as a borrower you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but from an affordability perspective can easily afford to borrow at a high level.
The Solution:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions which are tailored to a client’s needs.
For example many of our clients want to work on an interest only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks that look at your full financial profile which means we can often source lending solutions that are purely bespoke.

Recent Case:
We were able to secure a 95% LTV mortgage on a £1.9 million property.
In this case we worked with a private bank who took a positive view on the client's future earnings prospects.
With just a 5% deposit the client borrowed £1.8 million with a blended rate on a 5 year fixed rate. £1 million was secured on a rate of 2.09% and the balance at 2.59%.

Clifton Private Finance Case Studies

Call us on 0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Low-cost £1.23M bridging loan with flexible terms
Area
Home counties
Capital Raised
£1.23M
£2M-plus bridge to buy new home plus rental property while awaiting sale of Sussex country house
Area
East Sussex
Capital Raised
£2.35M
Bridge finance for Channel Islands resident to build new Guernsey home
Area
Guernsey
Capital Raised
£800K
£2.6M 100% LTV residential bridging loan secured against 3 properties
Area
Kent
Capital Raised
£2.6M
£3.3M Remortgage of Large Multi-Unit Portfolio at Highest-Possible LTV
Area
Torquay
Capital Raised
£3.3M
Fast UK Mortgage for home purchase for returning British expat and foreign national partner
Area
Bristol
Capital Raised
£980K

More Opportunities »

Contact Us

Large Mortgage Service

Specialist big mortgage service:

Our service provides creative solutions for large mortgage transactions. 
Call us on 0203 900 4322 to discuss your requirements.

Recent Articles:

How To Get A Large Mortgage Loan »

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us