Specialist

Large Mortgage

Looking to remortgage or buy a new property?

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Large Mortgage

Clifton private finance

As a specialist broker we can help you source large mortgage loans from £500,000 on residential and buy to let property transactions in the UK

For large mortgage loans over £500k we work with select high street and private banks that will look at your requirement on a bespoke basis.

Dedicated & Flexible Service

We can offer you options providing:
  • Bespoke lending solutions from £500,000
  • Large mortgage loans - high loan to value up to 95% LTV
  • Uncomplicated approach to income & wealth
  • Interest only options 
  • Mortgages for residential and investment properties
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements
  • Solutions for HNW individuals
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Access to large loan teams at high street lenders, private banks & specialist lenders
  • Independent service & expert advice

2 Year Fixed

£1 Million Interest Only Deal!

1.44% APR

2 Year Initial Rate

Subsequent rate 4.24%

APRC 4%*

Product Fee £1499

As at 10 December 2018.

5 Year Fixed

£1 Million Interest Only Deal!

1.89% APR

5 Year Initial Rate

Subsequent rate 4.24%

APRC 3.20%*

Product Fee £999

As at 10 December 2018.

10 Year Fixed

£1 Million Repayment Deal!

2.45% APR

10 Year Initial Rate

Subsequent rate 4.74%

APRC 3.3%*

Product Fee £999

As at 10 December 2018.

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


The Challenge:
For larger loan requirements, when it comes to mortgages over £1 million lenders will usually want to see a larger deposit.
Typically many high street lenders will cap lending at 70% to 75% LTV (loan to value) e.g. on a central London property for example priced at £5 million as a borrower you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but from an affordability perspective can easily afford to borrow at a high level.
The Solution:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions which are tailored to a client’s needs.
For example many of our clients want to work on an interest only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks that look at your full financial profile which means we can often source lending solutions that are purely bespoke.

Recent Case:
We were able to secure a 95% LTV mortgage on a £1.9 million property.
In this case we worked with a private bank who took a positive view on the client's future earnings prospects.
With just a 5% deposit the client borrowed £1.8 million with a blended rate on a 5 year fixed rate. £1 million was secured on a rate of 2.09% and the balance at 2.59%.

Clifton Private Finance Case Studies

Call our large mortgage loan team on 0203 900 4322 to discuss your requirements or complete our enquiry form.
Recent

Property Finance Deals

Foreign national UK mortgage with Swiss franc earnings
Area
Surrey
Capital Raised
£1.44M
15 year UK mortgage for 70 year old working in the Netherlands, paid in Euros
Area
Leicestershire
Capital Raised
£230K
Interest only mortgage with flexible overpayment for UK expat in Bahamas
Area
Bath
Capital Raised
£1.35M

More Opportunities »

Contact Us

Large Mortgage Service

Specialist big mortgage service:

Our service provides creative solutions for large mortgage transactions. 
Call us today to discuss your requirements on 0203 900 4322

Recent Articles:

How To Get A Large Mortgage Loan »

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us