Specialist

Mortgages For Non UK Residents

For Buying & Refinancing Property In The UK

Mortgages For Non UK Residents

Clifton private finance

We can help source mortgages for non UK residents on residential and commercial property transactions in the UK

For those living outside the UK, getting a mortgage on a UK property can be a challenge. Fortunately, there are many specialist lenders who offer a solution.
Clifton Private Finance regularly find mortgages for non residents looking to buy property in the UK.

We offer our clients:

  • Residential and commercial mortgages from £250k to £25m.
  • The option to leverage assets such as your investment portfolio, other property and pensions to negotiate more flexible lending criteria and interest rates.
  • Access to high street and private banks, specialist lenders, family offices and wealth managers. We also have access to private investor funds.
  • Enhanced, bespoke or exclusive terms to match your unique requirements.
Call us on +44 117 959 5094 or use our contact form below to discuss your requirements.
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Switching Lenders Secures Best Rates For £1.65m Central London Property For US Law Partner
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Contact Us

MORTGAGE BROKERS FOR NON-UK RESIDENTS

We offer a specialist UK mortgage service for non-UK residents, providing:

Call us on 0117 959 5094 to discuss your requirements.

  

How to get a mortgage on UK property as a non-UK resident

British expats and foreign nationals looking for a mortgage on a UK property will normally need to apply through a mortgage broker. This is because the private banks and other specialise lenders who offer mortgages for UK non-residents do not usually lend directly to the public.

When looking for a mortgage broker, it is a strongly recommended that you find an independent broker with whole-of-market access as they will be able to offer you the very best deals currently available from all the top lenders.

How much can you borrow on a UK mortgage as a non-UK resident?

Private lenders often allow international borrowers to take out mortgages for up to 75% of a property’s value and higher depending on your circumstances. The total amount you can borrow is usually much higher with a private bank than with a high street lenders and mortgage finance usually starts from £500,000.

One factor which is likely to allow you to borrow more with a private lender is that they are usually much more flexible when it comes to assessing your income. Unlike high street lenders, private banks will normally be happy to consider income in a foreign currency as well as from stocks, shares and other investments. This can make a big difference to affordability calculations and thus how much you can borrow.

Find the best interest rates on mortgages for non-UK residents

Clifton Private Finance is a UK-based, FCA regulated mortgage broker. Thanks to our established connections with all the UK’s top lenders, we can quickly find you the best rates currently available on mortgages for non-residents buying UK property.

Fill out the contact form above or call Clifton Private Finance on +44 117 959 5094
to speak to a member of our finance team.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us