Specialist

UK Mortgage for Expat in the USA

For Buying & Refinancing Property In The UK

UK Mortgage For Expat In The USA 

Clifton private finance

We can help source mortgage finance for UK expats and foreign nationals looking to purchase or refinance property in the UK

Looking to finance or refinance a property purchase in the UK as a foreign national or UK expat?
The good news is that there are UK banks who offer bespoke mortgage & shorter term finance products designed for foreign nationals and UK expats living and working in the USA.
Our service can get you the best UK mortgage interest rates and loan terms. 
    • Our strength as a specialist mortgage broker is providing access to residential and buy to let property finance from £100,000 to £25m
    • Foreign national & UK expat property finance solutions for buying or refinancing UK property
    • Mortgage finance for those working in the UK but paid in a foreign currency
    • Property finance solutions for UK nationals working in the USA with families remaining in the UK
    • Terms from 3 months to 30 years
    • Bespoke terms to match your unique requirements
    • Interest only and interest roll up options (no monthly payments)
    • Pre-approval terms within 24 hours
    • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, or other property or pensions our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal
    • We have strong relationships with UK and international banks including private banks and specialist lenders
Call us on +44 203 900 4322 to discuss your requirements.

 How to get a UK mortgage as an expat living in the USA

If you are an expat looking to buy or refinance UK property, the choice of lenders who will deal with you will depend on your circumstances and where you are based. It is increasingly difficult for UK expats to secure a mortgage deal in the UK as lenders are tightening their criteria.

When seeking a UK mortgage while living in the USA, there are a number of key factors which will influence your ability to apply for a UK mortgage. These criteria could include the size of the deposit you can put down, your employment status, how long you have been living outside the UK, your income and whether it is earned in US Dollar, and your age.

It is therefore highly advantageous to seek the specialist advice of an expat mortgage advisor who can assess your individual circumstances and has access to a wider range of lenders, therefore giving you peace of mind that you are presented with the best available options and UK mortgage interest rates.

We have strong relationships with UK and international banks that provide expat finance, including specialist lenders with innovative lending for more complex scenarios. Salary in foreign income is not usually an obstacle for private lenders, nor is complex income such as earnings from stocks, shares and other investments. This means your whole income can be considered when calculating affordability.

Our experienced brokers can arrange bespoke financial solutions for UK expats and nationals who wish to buy or refinance property in the UK.

Our short video below explains our services in more detail:

Call us on +44 203 900 4322 to discuss your requirements.

Or book a free consultation with one of our expat mortgage specialists at a convenient time for you

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UK Mortgage Service for Expats Living in the USA

Our Specialist Mortgage Service for UK Expats Providing:

  • Access to banks, private lenders and wealth managers that offer British expat & foreign national mortgage solutions
  • Both short and long term lending options
  • Bespoke financial solutions to resolve a range of circumstances
  • Professional and efficient service to get funding at market leading rates
  • Expertise in securing funding for expats with complex income

Our service provides expert help to UK expats & foreign nationals looking to refinance or purchase UK property.

Through our market knowledge, we can deliver bespoke terms based on your requirements.  
Call us on +44 203 900 4322 to discuss your requirements.

Or you can book a free consultation with one of our expert advisors at a convenient time for you, below.

Book Consultation »

 
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us