Specialist

BUY-TO-LET MORTGAGES
FOR UK 
NON-RESIDENTS

expat buy to let mortgages

Clifton private finance

We can help source mortgage finance for non UK citizens in excess of £500k on residential and commercial property transactions in the UK

The UK rental market is a popular investment for foreign nationals and British ex-pats, but these groups often struggle to access buy-to-let mortgages from high street lenders.
Fortunately, there is a range of private lenders in the UK who offer buy-to-let finance on UK property to non-UK residents. These lenders judge borrowers on an individual basis, offering more flexibility with their lending criteria.

We offer our clients:

  • Residential and commercial buy-to-let mortgages from £100k to £25m
  • Finance solutions for clients with complex incomes 
  • UK rate options for returning expats
  • Mortgage finance for Britons and foreign nationals working in the UK who are paid in a foreign currency
  • The option to leverage assets such as your investment portfolio, other property and pensions to negotiate more flexible lending criteria and interest rates.
  • Access to the high street and private banks, specialist lenders, family offices and wealth managers. We also have access to private investor funds.
  • Enhanced, bespoke or exclusive terms to match your unique requirements.
Through our market knowledge, we can deliver bespoke terms based on your requirements.  
Call us on +44 203 900 4322 to discuss your requirements.

Or you can book a free consultation with one of our expert advisors at a convenient time for you, below.

Book Consultation »

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Contact Us

BUY-TO-LET MORTGAGE BROKERS
FOR NON-UK RESIDENTS

We offer a specialist mortgage service for non-UK citizens providing:

Expat buy-to-let mortgages

Many British ex-pats like to keep a foot in the UK property market, both as an investment and in case they decide to return to the UK in the future.

If you are a UK ex-pat, a buy-to-let mortgage can allow you to buy a property to rent out or let you refinance your former home so you can rent it out while you are abroad.

Private lenders will usually allow you to borrow on a UK property, no matter where you are based in the world, and will not be put off by salary in a foreign currency or complex income streams.

Unlike a standard high street buy-to-let mortgage, the amount you can borrow may not be entirely dependent on the property’s rental income. Many private lenders will take your income into account as well if requested.

UK buy-to-let mortgages for foreign nationals

If you are a foreign national living outside of the UK, this should be no barrier to investing in the UK rental market. Many foreign investors make good returns as landlords in the UK using buy-to-let finance from private lenders.

Find the best interest rates on buy-to-let mortgages for UK non-residents

Whether you are a British expat or foreign national, you will need to use a UK-based, FCA regulated mortgage broker, such as Clifton Private Finance, when applying for a UK mortgage from abroad. Thanks to our established relationships with all the top lenders, our buy-to-let mortgage brokers can help you access the best rates currently available, quickly and efficiently.

Through our market knowledge, we can deliver bespoke terms based on your requirements.  
Call us on +44 203 900 4322 to discuss your requirements.

Or you can book a free consultation with one of our expert advisors at a convenient time for you, below.

Book Consultation »

 
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us