Specialist
Bridging Finance
Require Short Term Finance?
Speak to us to arrange finance fast...
Require Short Term Finance?
Speak to us to arrange finance fast...
Residential Bridging Rates from Downsizing/Upsizing Releasing Funds From Your Home Short Term Lease Finance Auction Purchase Developer Rates from Ground Up Development Light & Heavy Refurb Finance For Unmortgageable Properties Land Purchase Commercial Rates from Fund Business Growth Property Purchase Business Opportunities Auction Purchase
Residential
Buying Before Selling?
0.395% pm
Developer
Fast Finance
0.38% pm
Commercial
For Business Purposes
0.44% pm
For residential purchase we can provide bridging finance options and then provide mortgage solutions once the bridging loan is no longer required.
Bridging finance is a specialist kind of loan designed solely for shorter term usage to provide a temporary cash flow solution or ‘bridge’ before additional permanent finance becomes available.
The method for obtaining bridging finance is relatively straightforward compared to a typical mortgage application process. Like a mortgage, bridging finance is secured against your property. The bridging lender will require an independent property valuation and will carry out legal checks. Assuming everything is in order a legal charge will be place on the property (ies) in question.
With bridging a realistic and viable exit will be required by the lender. The key question for any bridging finance provider is how the loan will be repaid. The exit strategy is therefore a key requisite which will usually be sale of asset, or in the case of residential bridging might be replacing the bridge with a longer term mortgage.
Bridging finance is frequently utilised as an answer to a temporary cash flow problem. A common example of this type of situation is when a person wishes to buy a property but still needs to sell their existing home. A bridging loan can, in these circumstances, provide a solution by offering short-term funding.
Bridging finance may be offered in amounts ranging from £20,000 to several million, depending on your circumstances and which lender you approach.
Bridging finance can be used for:
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
Sam O'Neil, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
I have received fantastic service from your company from my first moment of contact. Adam Arnott has been dealing with my application and has kept me informed throughout the normally stressful process.
John H
