Specialist

Short Term Loans For Flipping Houses

Short Term Loans For Flipping Houses

Clifton private finance

We specialise in raising short term bridging finance for purchasing residential and commercial property to sell

Require a short term loan for flipping a house? We provide:
  • Market leading short term loans from £50,000 to £25m
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 7 working days is possible depending on your circumstances
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential purchase and refurb (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment finance (currently uninhabitable, under permitted development rules, require internal refurbishment)
  • Heavy refurbishment finance (extensions, basement digs, loft conversions, commercial to residential, barn conversions)
  • Bridging finance for business purposes (purchasing land or new premises, deposit for new purchase)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates

For more information, read our full guide to bridging loans.


Residential

Buying Before Selling?

Rates from:

0.41% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short Term Lease Finance

Auction Purchase

As at 16th June 2022

Development & Refurb

Fast Finance

Rates from:

0.45% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 16th June 2022

Residential

Large Bridging Loans

Rates from:

0.27% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

Serviced monthly interest required

As at 16th June 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
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£910k
€3m Bridging Loan on Ibiza Residential Property to Fund London Development Project
€3m Bridging Loan on Ibiza Residential Property to Fund London Development Project
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Development Finance Facility For Scottish Castle Restoration
Development Finance Facility For Scottish Castle Restoration
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Bridge finance for Channel Islands resident to build new Guernsey home
Bridge finance for Channel Islands resident to build new Guernsey home
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Capital Raised
£800K
Seventy Percent Net Loan London House to Flat Conversion - Clifton Private Finance
Seventy percent net loan for new developer buying and converting London house to flats
Area
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Capital Raised
£836K
Hybrid Development Finance Solution Before Practical Completion for Falmouth Developer
Hybrid Development Finance Solution Before Practical Completion for Falmouth Developer
Area
Falmouth
Capital Raised
£500K

More Opportunities »

Contact Us

Short Term Loans For Flipping Houses

Special features and what we offer include:

What does flipping a property mean?

In basic terms buying a property at a certain price and then adding value through renovation or refubishment work and then selling the property for a higher price.

What are short term loans for flipping a property?

Typically, securing development finance from a traditional lender can be a laborious process and can take several weeks or even months before receiving the necessary funding.

A short term loan or bridging loan is a specialist, fast, short term financial solution that can be used to finance and refurbish a development property to sell on.

Bridging loans are a popular option for property developers to fund their projects, as they can provide finance within a short period of time to minimise the delay in a development.

Bridging loans generally come with the option to ‘roll up’ interest to repay at the end of the term of finance. This is ideal for property developers, as it allows them to avoid monthly interest payments and frees up their finance to spend on their project.

When to use a property development bridging loan

Bridging loans can be used to facilitate many different development projects including:

As a general rule, traditional lenders are reluctant to provide finance for an unmortgageable property.  A property is deemed unmortgageable by traditional lenders if the value of the property is below 40K or it does not have a functioning bathroom or kitchen.

Unlike the finance offered by traditional lenders, bridging loans can be secured for the purchase and development of unmortgageable properties, making sure that developers do not lose out on attractive "flip" opportunities.

How to get a bridging loan for property development 

Call us on 0117 959 5094 to discuss your requirements.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us