Specialist

500K Mortgage

Looking to remortgage or buy a new property?

Speak to us today...

500K Mortgage

Clifton private finance

As a specialist broker we can help you source large mortgage loans from £500,000 on residential and buy to let property transactions in the UK

For large mortgages from £500k we work with select high street and private banks that will look at your requirement on a bespoke basis.

Dedicated & Flexible Service

We can offer you options providing:
  • Bespoke lending solutions from £500,000
  • Large mortgage loans - high loan to value up to 95% LTV
  • Uncomplicated approach to income & wealth
  • Interest only options 
  • Mortgages for residential and investment properties
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements
  • Solutions for HNW individuals
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Access to large loan teams at high street lenders, private banks & specialist lenders
  • Independent service & expert advice

2 Year Fixed

Up to £1m

3.55% APR

2 Year Fixed

Subsequent rate 7%

LTV - 60%

APRC 6.1%*

Product Fee £999

Early redemption charges

As of 29th December 2025

5 Year Fixed

Up to £10m

3.75% APR

5 Year Fixed (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 5.6%*

Product Fee £995

Green product

Early redemption charges

As of 29th December 2025

2 Year Tracker

Up to £2m

3.94% APR

2 Year Tracker (Purchase)

Subsequent rate 7.24%

LTV - 60%

APRC 6.4%*

Product Fee £995

Early redemption charges

As of 29th December 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Mortgages From £500,000
For larger loan requirements, lenders will usually want to see a larger deposit.
Typically many high street lenders will cap lending at 70% to 75% LTV (loan to value) e.g. on a central London property for example priced at £5 million as a borrower you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but from an affordability perspective can easily afford to borrow at a high level.
The Solution:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions which are tailored to a client’s needs.
For example many of our clients want to work on an interest only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks that look at your full financial profile which means we can often source lending solutions that are purely bespoke.

Recent Case:
We were able to secure a 95% LTV mortgage on a £1.9 million property.
In this case we worked with a private bank who took a positive view on the client's future earnings prospects.
With just a 5% deposit the client borrowed £1.8 million with a blended rate on a 5 year fixed rate. £1 million was secured on a rate of 2.09% and the balance at 2.59%.

Clifton Private Finance Case Studies

Call our large mortgage loan team on 0203 900 4322 to discuss your requirements or complete our enquiry form.
Recent

Property Finance Deals

£2M Remortgage for High-Net-Worth Expat Client with Complex Income Profile
£2M Remortgage for High-Net-Worth Expat Client with Complex Income Profile
Area
International
Capital Raised
£2M
Date
February 2026
£2.2M Buy-to-Let Mortgage for Dubai Expat Investment Property
£2.2M Buy-to-Let Mortgage for Dubai Expat Investment Property
Area
Cirencester
Capital Raised
£2.2M
Date
December 2025
£5.25M Mortgage Secured for Ultra High Net Worth Australian National with Global Assets
£5.25M Mortgage Secured for Ultra High Net Worth Australian National with Global Assets
Area
London
Capital Raised
£5.25M
Date
August 2025

More Opportunities »

£500,000 Plus Mortgage Service

Specialist big mortgage service:

Our service provides creative solutions for large mortgage transactions. 
Call us today to discuss your requirements on 0203 900 4322
What Our

Clients Say

Latest

Property Finance Deals & Insight

A sunny, high-angle view of the orange-roofed cityscape of Lisbon, Portugal, with the 25 de Abril Bridge in the background over the Tagus River.
With its warm climate and relaxed pace of life, Portugal has become a strong contender for expats looking to leave the UK for a mo...
12-03-2026
The weathered facade of a derelict stone house with old wooden doors and windows, representing an abandoned property with renovation potential.
There are now more than 700,000 empty homes in England, and many of these neglected dwellings have been abandoned by their owners....
09-03-2026
A street view of a row of traditional Victorian terraced houses, many of which are leasehold properties affected by UK property law reform.
Hailed as the most significant change in property ownership since William the Conqueror divided up land into parcels after 1066, t...
05-03-2026
A row of ornate, traditional buildings in Lille, France, with colourful shutters, representing one of the best places for British expats to live.
Our nearest mainland European neighbour, France offers British expats a new take on life. Close enough to maintain ties to the UK,...
04-03-2026
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us