Specialist

Barrister Mortgage Service

Require property finance advice?

Speak to us today...

Barrister Mortgage

Clifton private finance

We have expertise in sourcing mortgage finance for barristers on residential & investment property transactions in the UK

For barristers and legal professionals we work with select high street and private banks that will look at your requirement on a bespoke basis.
Dedicated & Flexible Service
We can offer you options providing:
  • Bespoke lending solutions from £250,000
  • Large mortgage loans up to 95% LTV (Loan to value)
  • Uncomplicated approach to income & wealth
  • Interest only options 
  • Mortgages for residential and investment properties
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements
  • Solutions for HNW individuals
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Independent service & expert advice

2 Year Fixed

Up To £1.5 Million

1.0% APR

2 Year Fixed Rate (Purchase)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17 June 2021

5 Year Fixed

Up To £1.5 Million

1.22% APR

5 Year Fixed Rate (Purchase)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17 June 2021

5 Year Fixed

Up To £1.5 Million

1.19% APR

5 Year Fixed Rate (Remortgage)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17 June 2021

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


The large mortgage challenge:
For larger loan requirements, when it comes to mortgages over £1 million lenders will usually want to see a larger deposit.
Typically many high street lenders will cap lending at 70% to 75% LTV (loan to value) e.g. on a central London property for example priced at £5 million as a borrower you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but from an affordability perspective can easily afford to borrow at a high level.
The solution:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions which are tailored to a client’s needs.
For example many of our clients want to work on an interest only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks that look at your full financial profile as a barrister or career legal professional which means we can often source lending solutions that are purely bespoke.
Recent case:
We were able to secure a 95% LTV mortgage on a £1.9 million property.
In this case we worked with a private bank who took a positive view on the client's future earnings prospects in the legal profession.
With just a 5% deposit the client borrowed £1.8 million with a blended rate on a 5 year fixed rate. £1 million was secured on a rate of 2.09% and the balance at 2.59%.

Latest Case Studies

Call our large mortgage loan team on 0203 900 4322 to discuss your requirements or complete our enquiry form.
Recent

Property Finance Deals

90% LTV Mortgage Purchase For London Based Young Professional Couple
Area
London
Capital Raised
£1.4m
Complex tracker remortgage at 85 percent LTV for London professional couple
Area
London
Capital Raised
£1M
Million-pound mortgage for self-employed law partner starting a new job, but currently on maternity leave
Area
SE London
Capital Raised
£1.23M
15 year UK mortgage for 70 year old working in the Netherlands, paid in Euros
Area
Leicestershire
Capital Raised
£230K
Offset Mortgage For London Barrister Buying Second Home In Somerset
Area
Somerset
Capital Raised
£658K
London Law Firm Partner Mortgage With Low Deposit
Area
London
Capital Raised
£1.8M

More Opportunities »

Contact Us

Barrister Mortgage Service

Specialist barrister mortgage service providing:

Our service provides expert help to self employed legal professionals who might have complex income arrangements. 

We understand some of the challenges barristers face when applying for a mortgage:


2 Year Fixed

Up To £1.5 Million

1.0% APR

2 Year Fixed Rate (Purchase)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17 June 2021

5 Year Fixed

Up To £1.5 Million

1.22% APR

5 Year Fixed Rate (Purchase)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17 June 2021

5 Year Fixed

Up To £1.5 Million

1.19% APR

5 Year Fixed Rate (Remortgage)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17 June 2021

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Call us today to discuss your requirements on 0203 900 4322

More information on how to get a barrister mortgage 

What Our

Clients Say

Latest

Property Finance Deals & Insight

How To Get a Mortgage - 19 Top Tips for Borrowers
With the property market being hugely competitive at the moment, getting your mortgage application right is more important than ...
29-07-2021
How to Get a Limited Company Buy to Let Mortgage
With the rise of buy to let properties across the UK not slowing down, financing them in the most tax-efficient way is high on the...
23-07-2021
How To Get A Holiday Let Mortgage
In recent years we have seen a significant influx in property purchases for holiday lets across the UK. However, mortgage lenders ...
19-07-2021
Living in Hong Kong? 4 Ways A British Expat Can Get A UK Mortgage
Work hard, get paid well… Even on local plus rather than an expat salary package, your low tax means you’ll be lookin...
24-06-2021
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us