Specialist
LCV Finance and Leasing
For buying and refinancing light commercial vehicles (lcv's)
For buying and refinancing light commercial vehicles (lcv's)
High quality LCV finance solutions for UK & international clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.
Call us on 0203 900 4322 to discuss your requirements.
At Clifton Private Finance, we understand that Light Commercial Vehicles (LCVs) are the backbone of many businesses across the UK. LCVs refer to a range of vehicles specifically designed for commercial use, with a maximum mass not exceeding 3.5 tonnes. These versatile vehicles include vans, pick-up trucks, and minibuses, which are pivotal in facilitating the smooth operation of businesses, from local trades to national delivery services.
Article Overview
In this article, we will explore the intricacies of financing and leasing options for LCVs, ensuring your business has the means to thrive without the financial burden of outright vehicle ownership. Our discussion will cover:
Remember, selecting the right commercial vehicle with an appropriate finance or lease plan can significantly enhance your business operations. With Clifton Private Finance, it’s more attainable than you might think.
We specialise in providing bespoke financial solutions for Light Commercial Vehicles (LCVs). Understanding that each business has unique needs, we offer a variety of finance and leasing options tailored to LCVs. Here are the most popular choices for financing these essential assets:
Many reputable manufacturers offer a wide range of light commercial vehicles for all sorts of specialised or more general use. All of these types of LCVs can be acquired on finance. Here are some of the options, along with price ranges, as an example:
| Vehicle Type | Model | Price Range in UK |
|---|---|---|
| Vans | Ford Transit Custom | £20,000 - £35,000 |
| VW Transporter | £25,000 - £40,000 | |
| Mercedes-Benz Sprinter | £30,000 - £45,000 | |
| Pickups | Ford Ranger | £22,000 - £36,000 |
| Toyota Hilux | £24,000 - £40,000 | |
| Nissan Navara | £23,000 - £38,000 | |
| Refrigerated Vans | Renault Kangoo Z.E. | £25,000 - £32,000 |
| Citroën Berlingo | £15,000 - £25,000 | |
| Minibuses | Ford Transit Minibus | £30,000 - £50,000 |
| Vauxhall Vivaro Minibus | £28,000 - £38,000 | |
| Electric Vans | Nissan e-NV200 | £20,000 - £30,000 |
| Renault Master Z.E. | £45,000 - £60,000 |
In terms of financing and leasing options, Clifton Private Finance offers a range of solutions to suit different business needs and preferences. Whether you’re looking for a Hire Purchase, Finance Lease, or Contract Hire agreement, we can provide tailored advice to help you make the best decision for your business.
Navigating the tax landscape for LCV finance and leasing is a critical aspect of financial management for UK businesses. At Clifton Private Finance, we’re committed to guiding you through the complexities to optimise your tax position.
It’s important to note that tax regulations can change, and staying informed about the latest updates is crucial. For instance, changes to electric van taxes are anticipated in 2025, which could affect businesses transitioning to electric LCVs.
We provide expert advice to ensure that your LCV financing decisions are tax-efficient and aligned with your business objectives. Our team is here to help you understand the tax benefits and obligations associated with different finance and lease agreements.
Insuring your LCV is crucial, and it must be covered under the company’s motor vehicle insurance policy. We partner with selected insurance providers to offer competitive rates and cover for single vehicles or fleets, including commercial and private use.
At the conclusion of an asset finance agreement, you typically have three options:
Each option has its considerations, such as costs, business requirements, and the LCV’s condition. We’re here to discuss these with you, ensuring a smooth transition at the end of your finance plan.
For tailored advice on LCV maintenance, insurance, and end-of-plan options, Clifton Private Finance is your dedicated partner. Ready to explore the next steps or is there another aspect you’d like to discuss?
Finding the best deal for LCV finance and leasing can be challenging, especially if you are not familiar with the different options, terms, and conditions. That’s why using a finance broker can help you get the best deal and the most suitable option for your purchase. At Clifton Private Finance, we can help you:
At Clifton Private Finance, we are a leading finance broker in the UK, and we specialise in commericial vehicle finance. We have access to multiple asset finance lenders, and we always compare the best options to offer you bespoke finance solutions that suit your needs and budget. We can also help you with any type of commericial vehicle - from minivans to trucks, and specialised vehicles depending on the business.
If you are interested in buying a LCV on finance, contact us today and speak to one of our expert advisers. We will be happy to answer any questions you may have, and provide you with a free, no-obligation quote. We look forward to hearing from you soon.
Call us today to discuss your requirements on 0203 900 4322
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
