For buying and refinancing Vans
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High quality prestigious car finance solutions for UK & international clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.
Call us on 0203 900 4322 to discuss your requirements.
Vans are essential for many small businesses, providing vital transportation for goods, services, and personnel. However, acquiring a van can involve substantial upfront costs. This is where van finance and leasing solutions come into play, offering flexible options tailored to your business’s unique needs and budget constraints. Whether you’re a new start up or an expanding local business, there’s likely a finance or lease plan that can get you on the road without breaking the bank.
In this article, we’ll explore:
With the right finance solution, you can gain access to an essential business vehicle while maintaining healthy cash flow. Read on to learn more about making your next van acquisition smooth, strategic, and budget-friendly.
When looking to acquire a van for your business, you have several finance and leasing options to consider. Here are some of the most common:
Importantly, credit approval is required for these options. Consult a financial advisor to determine the optimal van finance solution for your business situation and goals.
If you are looking for a van in the UK, you have plenty of options to choose from. Whether you need a van for personal or commercial use, you can find a model that suits your needs and budget. In this table, we have listed some of the most popular and reliable vans in the UK, along with their price ranges. You can compare the features and specifications of different models and decide which one is the best for you. Remember, these prices are only estimates and may vary depending on various factors. Always consult with the dealer or seller before making a purchase.
|Price Range in UK
|£12,180 - £39,145
|£40,000 - £53,998
|£32,465 - £52,050
|£23,995 - £36,995
|£17,855 - £25,655
|£16,905 - £25,405
|£24,670 - £42,670
|£21,300 - £23,500
Releated: We can also help with financing any type of commericial vehicle - not just vans. Take a look at our commericial vehicle finance and leasing page here
The type of van finance or lease agreement chosen affects your tax position. For VAT-registered businesses, you may be able to reclaim 100% of the VAT on monthly payments if the van is used solely for business. With limited companies, up to 100% of monthly payments can potentially be claimed back through corporation tax. This applies according to HMRC emissions allowances. Maintenance packages may also qualify for tax relief.
When you lease a van for your business, you need to consider the maintenance and insurance responsibilities that come with it. Depending on the type of lease agreement you choose, these responsibilities may vary.
For example, with van contract hire, the finance company usually covers the maintenance costs of the van, such as servicing, repairs and tyre replacement. This means you don’t have to worry about unexpected bills or finding a reliable garage. However, with other agreements like finance leasing, you are responsible for keeping the van in good condition and paying for any servicing, repairs and maintenance costs.
For insurance, the van must be covered under your company’s motor insurance policy, regardless of the type of lease agreement. You need to have at least third-party cover, which is the minimum legal requirement in the UK, but you may also want to consider comprehensive cover, which offers more protection for your van and your business. You should also check if your policy covers any goods or tools that you carry in your van, or if you need to take out a separate goods in transit insurance. Additionally, you may want to look into breakdown cover, which can provide you with roadside assistance and recovery services in case your van breaks down.
At the end of a van finance agreement, you'll usually have these options:
Review business needs and van condition to decide the best end-of-term choice. Discuss requirements with your finance provider early on.
The right van model, acquired strategically through the optimal finance solution, can be a game changer for your business. With an understanding of the options and expert support, you can secure an essential vehicle while maintaining financial flexibility.
Finding the best deal for van finance and leasing can be a daunting task, especially if you are not familiar with the different options, terms, and conditions. That’s why using a finance broker can help you get the best deal and the most suitable option for your purchase. At Clifton Private Finance, we can help you:
At Clifton Private Finance, we are a leading finance broker in the UK, and we specialise in van finance. We have access to multiple asset finance lenders, and we always compare the best options to offer you bespoke finance solutions that suit your needs and budget.
If you are interested in buying a van on finance, contact us today and speak to one of our expert advisers. We will be happy to answer any questions you may have, and provide you with a free, no-obligation quote. We look forward to hearing from you soon.
Call us today to discuss your requirements on 0203 900 4322
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.