Specialist

Van Finance and Leasing

For buying and refinancing Vans

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Classic Car Finance

Clifton private finance

We specialise in sourcing van finance and leasing in the UK

 

High quality prestigious car finance solutions for UK & international clients.

  • Finance from £25,000
  • Competitive vehicle finance that often outperforms in-house car dealer offers
  • Flexible finance options which includes: Personal loans, Personal contract Purchase (PCP), Hire Purchase, Lease Purchase
  • Tailored bespoke service
  • Refinance options
  • Flexible repayment periods
  • Finance available on new, used and auction bought vans
  • Business owners - Refinance existing assets to free up your company's liquid capital
  • Business owners - Cashflow matched repayments
  • Asset finance for vans

We can deliver enhanced, bespoke or exclusive terms through our market knowledge.  

Call us on 0203 900 4322 to discuss your requirements.

Recent

Property Finance Deals

Aston Martin Zagato Speedster Lease Purchase
Aston Martin Zagato Speedster Lease Purchase
Area
London
Capital Raised
£387,500
Range Rover Sport Refinance To Hire Purchase Deal
Range Rover Sport Refinance To Hire Purchase Deal
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Capital Raised
£55k
Loan to Finance Purchase of Aston Martin DB6
Loan To Finance Purchase Of Aston Martin DB6
Area
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Capital Raised
£300,000

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Van Finance and Leasing

Vans are essential for many small businesses, providing vital transportation for goods, services, and personnel. However, acquiring a van can involve substantial upfront costs. This is where van finance and leasing solutions come into play, offering flexible options tailored to your business’s unique needs and budget constraints. Whether you’re a new start up or an expanding local business, there’s likely a finance or lease plan that can get you on the road without breaking the bank.

In this article, we’ll explore:

With the right finance solution, you can gain access to an essential business vehicle while maintaining healthy cash flow. Read on to learn more about making your next van acquisition smooth, strategic, and budget-friendly.

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Van Finance and Leasing Options Overview

When looking to acquire a van for your business, you have several finance and leasing options to consider. Here are some of the most common:

Importantly, credit approval is required for these options. Consult a financial advisor to determine the optimal van finance solution for your business situation and goals.

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Popular Van Models Available Through Finance

If you are looking for a van in the UK, you have plenty of options to choose from. Whether you need a van for personal or commercial use, you can find a model that suits your needs and budget. In this table, we have listed some of the most popular and reliable vans in the UK, along with their price ranges. You can compare the features and specifications of different models and decide which one is the best for you. Remember, these prices are only estimates and may vary depending on various factors. Always consult with the dealer or seller before making a purchase.

 
Vehicle TypeModelPrice Range in UK
Vans Ford Transit £12,180 - £39,145
  VW Transporter £40,000 - £53,998
  Mercedes Sprinter £32,465 - £52,050
  Renault Trafic £23,995 - £36,995
  Peugeot Partner £17,855 - £25,655
  Citroen Berlingo £16,905 - £25,405
  Fiat Ducato £24,670 - £42,670
  Nissan NV200 £21,300 - £23,500

Releated: We can also help with financing any type of commericial vehicle - not just vans. Take a look at our commericial vehicle finance and leasing page here

Tax Implications of Van Finance

The type of van finance or lease agreement chosen affects your tax position. For VAT-registered businesses, you may be able to reclaim 100% of the VAT on monthly payments if the van is used solely for business. With limited companies, up to 100% of monthly payments can potentially be claimed back through corporation tax. This applies according to HMRC emissions allowances. Maintenance packages may also qualify for tax relief.

Maintenance and Insurance Responsibilities for Vans

When you lease a van for your business, you need to consider the maintenance and insurance responsibilities that come with it. Depending on the type of lease agreement you choose, these responsibilities may vary.

For example, with van contract hire, the finance company usually covers the maintenance costs of the van, such as servicing, repairs and tyre replacement. This means you don’t have to worry about unexpected bills or finding a reliable garage. However, with other agreements like finance leasing, you are responsible for keeping the van in good condition and paying for any servicing, repairs and maintenance costs.

For insurance, the van must be covered under your company’s motor insurance policy, regardless of the type of lease agreement. You need to have at least third-party cover, which is the minimum legal requirement in the UK, but you may also want to consider comprehensive cover, which offers more protection for your van and your business. You should also check if your policy covers any goods or tools that you carry in your van, or if you need to take out a separate goods in transit insurance. Additionally, you may want to look into breakdown cover, which can provide you with roadside assistance and recovery services in case your van breaks down.

End of Agreement - Your Van Finance Options

At the end of a van finance agreement, you'll usually have these options:

Review business needs and van condition to decide the best end-of-term choice. Discuss requirements with your finance provider early on.

The right van model, acquired strategically through the optimal finance solution, can be a game changer for your business. With an understanding of the options and expert support, you can secure an essential vehicle while maintaining financial flexibility.

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Using a Finance Broker to Help

Finding the best deal for van finance and leasing can be a daunting task, especially if you are not familiar with the different options, terms, and conditions. That’s why using a finance broker can help you get the best deal and the most suitable option for your purchase. At Clifton Private Finance, we can help you: 

At Clifton Private Finance, we are a leading finance broker in the UK, and we specialise in van finance. We have access to multiple asset finance lenders, and we always compare the best options to offer you bespoke finance solutions that suit your needs and budget.

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If you are interested in buying a van on finance, contact us today and speak to one of our expert advisers. We will be happy to answer any questions you may have, and provide you with a free, no-obligation quote. We look forward to hearing from you soon. 


Call us today to discuss your requirements on 0203 900 4322

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