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Minibus Finance and Leasing

For buying and refinancing minibuses

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minibus finance and leasing

Clifton private finance

We specialise in sourcing minibus finance and leasing in the UK

 

High quality minibus finance solutions for UK & international clients.

  • Finance from £25,000
  • Competitive vehicle finance that often outperforms in-house car dealer offers
  • Flexible finance options which includes: Personal loans, Personal contract Purchase (PCP), Hire Purchase, Lease Purchase
  • Tailored bespoke service
  • Refinance options
  • Flexible repayment periods
  • Finance available on new, used and auction bought minibuses
  • Business owners - Refinance existing assets to free up your company's liquid capital
  • Business owners - Cashflow matched repayments
  • Asset finance for minibuses

We can deliver enhanced, bespoke or exclusive terms through our market knowledge.  

Call us on 0203 900 4322 to discuss your requirements.

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Minibus Finance and Leasing

Minibuses are ideal for many small businesses, offering convenient transportation for goods, services, and personnel. However, acquiring a minibus can involve considerable upfront costs. This is where minibus finance and leasing solutions come into play, offering flexible options tailored to your business’s unique needs and budget constraints. Whether you’re a new start up or an expanding local business, there’s likely a finance or lease plan that can get you on the road without breaking the bank.

In this article, we’ll explore:

With the right finance solution, you can gain access to an essential business vehicle while maintaining healthy cash flow. Read on to learn more about making your next minibus acquisition smooth, strategic, and budget-friendly.

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Minibus Finance and Leasing Options Overview

When looking to acquire a minibus for your business, you have a range of finance and leasing options to choose from. Here are some of the most popular:

Importantly, credit approval is required for these options. Consult a financial advisor to determine the optimal minibus finance solution for your business situation and goals.

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Popular Minibus Models Available Through Finance

If you are looking for a minibus in the UK, you have a variety of options to choose from. Whether you need a minibus for personal or commercial use, you can find a model that meets your requirements and budget.

In this table, we have listed some of the most common and dependable minibuses in the UK, along with their price ranges. You can compare the features and specifications of different models and decide which one is the best for you. Remember, these prices are only estimates and may vary depending on various factors. Always consult with the dealer or seller before making a purchase.

Vehicle TypeModelPrice Range in UK
Minibuses Ford Transit Minibus £30,000 - £60,000
  VW Transporter Shuttle £40,000 - £53,998
  Mercedes Sprinter Minibus £40,000 - £80,000
  Renault Master Minibus £35,000 - £70,000
  Peugeot Boxer Minibus £30,000 - £65,000
  Citroen Relay Minibus £28,000 - £60,000
  Fiat Ducato Minibus £32,000 - £68,000
  Nissan NV400 Minibus £34,000 - £72,000

Related: We can also help with financing any type of commercial vehicle - not just minibuses. Take a look at our commercial vehicle finance and leasing page here.

Tax Implications of Minibus Finance

The type of minibus finance or lease agreement chosen affects your tax position. For VAT-registered businesses, you may be able to reclaim 100% of the VAT on monthly payments if the minibus is used solely for business. This also applies to charitable institutions providing care or medical or surgical treatment for disabled persons.

With limited companies, up to 100% of monthly payments can potentially be claimed back through corporation tax. This applies according to HMRC emissions allowances. Maintenance packages may also qualify for tax relief. Additionally, if you are registered with the Driver and Vehicle Standards Agency (DVSA), you can claim tax relief on the cost of your annual test, which is around £93 for a class 5 minibus.

These are some of the general tax implications of minibus finance, but they may vary depending on your specific circumstances and goals.

Maintenance and Insurance Responsibilities for Minibuses

When you lease a minibus for your business, you need to consider the maintenance and insurance responsibilities that come with it. Depending on the type of lease agreement you choose, these responsibilities may differ.

You also need to make sure the minibus meets the standards of the ‘Fair Wear and Tear Guide’ when you return it to the finance company, otherwise you may face charges for any damage or excess mileage.

For insurance, the minibus must be covered under your company’s motor insurance policy, regardless of the type of lease agreement. You need to have at least third-party cover, which is the minimum legal requirement in the UK, but you may also want to consider comprehensive cover, which offers more protection for your minibus and your business.

You should also check if your policy covers any passengers or luggage that you carry in your minibus, or if you need to take out a separate passenger liability insurance. Additionally, you may want to look into breakdown cover, which can provide you with roadside assistance and recovery services in case your minibus breaks down.

End of Agreement - Your Van Finance Options

At the end of a minibus finance agreement, you'll usually have these options:

Review business needs and minibus condition to decide the best end-of-term choice. Discuss requirements with your finance provider early on.

The right model, acquired strategically through the optimal finance solution, can be a game changer for your business. With an understanding of the options and expert support, you can secure an essential vehicle while maintaining financial flexibility.

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Using a Finance Broker to Help

Finding the best deal for minibus finance and leasing can be a daunting task, especially if you are not familiar with the different options, terms, and conditions. That’s why using a finance broker can help you get the best deal and the most suitable option for your purchase. At Clifton Private Finance, we can help you: 

At Clifton Private Finance, we are a leading finance broker in the UK, and we specialise in this type pf finance. We have access to multiple asset finance lenders, and we always compare the best options to offer you bespoke finance solutions that suit your needs and budget.

Get Car Finance Quote »

If you are interested in buying a vehicle such as a minibus on finance, contact us today and speak to one of our expert advisers. We will be happy to answer any questions you may have, and provide you with a free, no-obligation quote. We look forward to hearing from you soon. 


Call us today to discuss your requirements on 0203 900 4322

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