Specialist

Mortgages for Property in Lugano

For Buying & Refinancing Property In Europe

lugano-mortgages

Clifton private finance

WE SPECIALISE IN HELPING CLIENTS SOURCE LARGE MORTGAGES OVER €2 MILLION ON RESIDENTIAL AND INVESTMENT PROPERTY TRANSACTIONS IN THE UK AND BEYOND

We can offer you options providing:

  • Bespoke lending solutions from €2M
  • Large mortgage loans up to 65% loan to value (LTV)
  • Uncomplicated approach to income & wealth
  • Large loan interest only mortgage options 
  • Lombard lending from €2m
  • Mortgages for residential and investment properties
  • Mortgage finance for landed estates
  • Borrowing into retirement options (including interest only)
  • Options for short term finance (bridging) from €1M, buy to let, commercial and development
  • Mortgage solutions for complex income arrangements e.g. onshore and offshore trusts and property held in offshore companies
  • Solutions for HNW & UHNW individuals with no assets-under-management (AUM) requirement
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Independent service & expert advice without language barriers
See our recent work in helping clients to find mortgage finance solutions in the UK and abroad.

 

Recent

Property Finance Deals

Holiday Let Mortgage Secured for UK Expats Living in the US
Holiday Let Mortgage Secured for UK Expats Living in the US
Area
Guildford
Capital Raised
£525k
Date
August 2025
Flexible Mortgage for Expat Executive Returning from Denmark
Flexible Mortgage for Expat Executive Returning from Denmark
Area
Wallingford
Capital Raised
£550k
Date
July 2025
Mortgage for Returning Expat Before Starting New UK Role
Mortgage for Returning Expat Before Starting New UK Role
Area
Epping
Capital Raised
£550k
Date
July 2025

More Opportunities »

Mortgage Services for Lugano

If you'd like to spend your weekdays luxuriously strolling through the Parco Ciani with a coffee from Pane & Zucchero, or shopping for your new wardrobe on the Via Nassa, then you may be looking at becoming one of the many expats living in Italian-speaking Lugano. 

The Swiss mortgage system operates differently to the British system, so using a UK based broker can avoid many confusing administrative differences. We can walk you through the process, avoiding language barriers and making sure you understand the costs, steps and stages of the application process.

Some buyers might be advised by local real estate vendors to use a Swiss finance advisors for their property purchase. There may be a benefit using a mortgage provider on the ground if you are in Geneva, but for UK-based clients, it is far smoother to go with a UK based lender.

What expat property buyers in Switzerland need to know

If you investigating to invest in a property in this in-demand Swiss location, there are a few things you need to know before you start your property process.

Call us on 0203 900 4322 to discuss your requirements.

More information about European Mortgages:

What Our

Clients Say

Latest

Property Finance Deals & Insight

We Buy Any House (WBAH)
At Clifton Private Finance, we often work with clients who are looking to release the equity in their homes. The simplest way to a...
13-08-2025
Debt Consolidation Mortgage
Financial difficulties can happen to anyone, especially in uncertain economic times. It is all-too easy for life to steamroll us a...
11-08-2025
How to Use Bridging Finance to Buy a House in London
Buying property in London is competitive. The market moves rapidly, fuelling a feeling of ‘act now or lose out’ that c...
09-08-2025
First Time Buyers Dominating London Market
London is seeing an increase in purchasing activity from first-time buyers despite high cost-of-living and homebuying costs. Here'...
09-08-2025
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us