The 9 Best Places to Live in the UK | 2024

04-March-2024
04-March-2024 9:48
in International
by Sam Hodgson
9 Best Places to Live in the UK for Expats and Foreign Nationals

Moving to the UK? We've put together a list of the best places to live in the UK if you're an expat or foreign national, rated for affordability, lifestyle, work opportunities and overall happiness. 

Moving to a new country is a monumental decision that opens the door to fresh experiences, different cultures, and exciting opportunities. You might be a British citizen returning to the UK after a period of living abroad, or you may be moving to the UK for the first time. Either way, you’re considering the UK as your destination, and the prospect of choosing a suitable city or region to start fresh can be both thrilling and overwhelming. 

It’s important to know that the UK is a sovereign state made up of four separate countries: England, Northern Ireland, Scotland and Wales. Each of these countries has a certain level of autonomy and offers its own cultural and historical nuances. 

How We've Ranked the Best Places to Live in the UK

The UK offers a wide variety of landscapes and settings, from densely populated Central London to the rural Cornish coast and the Scottish Highlands.  

We’ve listed which areas stand out as the best places to live in the UK. Whether you're drawn to cultural richness, economic opportunities, or scenic landscapes, this blog post aims to guide you through the myriad of possibilities, helping you decide where to start your new chapter.

See blog: How to Get a UK Mortgage with a Foreign Income

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9 Best Places to Live in the UK for Expats and Foreign Nationals

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9. Norwich

8. Oxford

7. Nottingham

6. Birmingham

5. Cardiff

4. Bristol

3. Edinburgh

2. Manchester

1. London

Table

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9. Norwich

Norwich boasts a rich history dating back to the Roman Empire. It’s home to well-preserved medieval architecture - among them are Norwich Cathedral and Norwich Castle, both prominent British historical landmarks.  

Norwich's city centre features cobbled streets and a well-preserved medieval layout. The historic Elm Hill, with its charming buildings, is particularly picturesque. Norwich was actually voted one of the best cities to live in the UK by the Sunday Times three years in a row.  

It’s a small city with a strong sense of community and a flourishing alternative scene. This community allows for a charming mix of independent cafes, shops and local cultural events.  

Stunning rural landscapes surround Norwich, and it's not far from the Norfolk coast. Residents can explore nearby nature reserves and beaches, making it a great spot for fans of hiking, camping and other outdoor activities.  

While it’s not the cheapest city to reside in the UK, there’s plenty to do, and this, combined with its natural beauty, makes it a great area to raise a family.

8. Oxford

Oxford is home to the University of Oxford, one of the world's oldest and most prestigious universities. If you are a student, researcher, or academic professional, being part of the academic environment in Oxford can be a significant draw. 

Oxford has a rich history dating over a thousand years. The city is known for its gothic and baroque architecture and landmarks such as the Radcliffe Camera and the Bodleian Library. The sense of history and tradition is palpable as you walk through its cobbled streets. 

The Ashmolean Museum, Oxford Playhouse, and the Pitt Rivers Museum are just a few examples of cultural institutions that contribute to the city's intellectual and artistic atmosphere. 

The city is surrounded by picturesque countryside and beautiful green spaces within Oxford itself. Parks and gardens like the University Parks and Christ Church Meadow provide residents with peaceful places for relaxation and recreation. 

Oxford has been a source of inspiration for many writers, including J.R.R. Tolkien, C.S. Lewis, and Lewis Carroll. The city's literary heritage is celebrated, and you can explore locations associated with famous literary works. 

A certain amount of affluence does come with this rich heritage, and life in Oxford is not cheap. The average house price is £453,200, over £160,000 higher than the national average, potentially due to the large number of Grade II-listed buildings in the area.  

But job satisfaction is especially high in Oxford. It was actually voted highest for employment rate growth and happiness in 2023. Job opportunities are growing rapidly in Oxford, and many feel the cost of living is worth it to reside in a city that has inspired some of the greatest minds in history.

7. Nottingham

Nottingham has a diverse economy with growing job opportunities in finance, manufacturing, technology, and healthcare. Nottingham is known for its universities, including the University of Nottingham and Nottingham Trent University. The city's focus on education makes it an attractive destination for students and academics. 

The Nottingham Playhouse, Royal Concert Hall, and Contemporary Art Gallery are just a few examples of cultural institutions that contribute to the city's artistic vibrancy. 

Nottingham is closely associated with the legend of Robin Hood, and Sherwood Forest, located nearby, is a popular attraction. 

Nottingham features historic architecture, including Nottingham Castle, which has been a significant structure in the city for centuries. The Lace Market area is known for its well-preserved 19th-century industrial architecture. 

Life in Nottingham is generally considered affordable, and house prices are reasonable. Nottingham’s transport links, cultural hotspots and access to parks and green spaces make it suitable for young families.  

Nottingham has a welcoming and community-oriented atmosphere. The city hosts various events and festivals throughout the year, bringing residents together to celebrate cultural diversity and shared interests.

6. Birmingham

Birmingham is the second largest city in the UK. Birmingham's industrial roots in the heart of England have made it a thriving beacon for work opportunities.  

Birmingham's Jewellery Quarter has a history dating back to the 18th century. It became a centre for jewellery and metalwork, and today, it remains a thriving area full of jewellery businesses, museums, and workshops. 

In the past decade, Birmingham has seen growth in the technology and innovation sector, with companies specialising in software development, digital media, and IT services.  

While the city has preserved some historic buildings, it has also embraced modern development. The Bull Ring, for example, is a traditional market building that has been redeveloped into a contemporary shopping centre. 

Despite its size, Birmingham is a cheap place to live, with cost-efficient housing choices and a relatively low cost of living. This, combined with its growing industries and convenient transport links, makes Birmingham more popular for property investment. 

It has a great food scene, with some of the best international cuisine in the UK. This can primarily be attributed to Birmingham’s international population. In fact, 51.4% of Birmingham’s population are ethnic minorities.  

This diversity is celebrated through cultural events, festivals, and community activities. Birmingham’s residents are renowned for their friendliness, and this, combined with its large international population, means you won’t find it too difficult to integrate into the local community. 

5. Cardiff

The capital city of Wales has a thriving cultural scene with numerous theatres, art galleries, and events. The city hosts festivals and concerts throughout the year, providing ample opportunity for residents to engage with the arts. 

By day, the city offers an assortment of cafes, markets, independent shops and mainstream stores. By night, Cardiff has excellent nightlife, with a wide range of pubs, clubs and stylish bars.  

One of the key advantages of Cardiff is that it has the positives of a capital city – access to festivals, live music, sports events, a growing job market, and international cuisine – without a capital price tag.  

As one of the UK’s major cities, Cardiff is a popular tour stop for the world’s biggest artists. It holds huge sporting events and convenient transport links to other major cities, such as Bristol, Birmingham and Swansea.  

It offers all this without feeling like a ‘big’ city – there’s access to green spaces like Bute Park, and the cost of living is relatively cheap. Rent is inexpensive in Cardiff, and its low property prices make it popular with first-time buyers.

4. Bristol

Bristol is an up-and-coming city in the Southwest, home to beautiful architecture, a chilled alternative subculture and many growing businesses. Some popular attractions are the city's historic harbourside, Clifton Suspension Bridge, and well-preserved Georgian and Victorian buildings.  

One of the city’s most distinctive features is its street art, particularly in Stokes Croft, where colourful murals can be seen on most buildings. In fact, it’s the hometown of the infamous street artist Banksy, and many of his works can be seen in Bristol. 

Bristol’s eclectic community drives a strong sense of community and inclusivity. It has an expanding work economy, especially in aerospace, technology, finance, and the creative industries, offering a myriad of unique work opportunities. 

The harbourside has been transformed into a vibrant area with waterfront cafes, restaurants, and cultural attractions. Living near the harborside provides a unique and picturesque urban experience. 

Bristol isn’t as affordable as in previous years, but job opportunities are growing across all its sectors, and it is an increasingly popular area for property investment.  

It has the advantages of many cities - particularly as a foodie destination and for its music culture – however, like Cardiff, it is relatively walkable, and many of Bristol’s residents choose to cycle. Bristol has convenient transport links to Cardiff, Birmingham and London, making it a great city for commuters.

3. Edinburgh

Edinburgh is a vibrant and culturally rich city attracting tourists from around the world. It’s the epicentre of Scotland’s history - landmarks like Edinburgh Castle pepper the country’s stunning natural scenery. The city’s gothic architecture and moody backdrop have made it a hub for creatives, as seen with Edinburgh Fringe, the largest arts festival in the world. 

Edinburgh has a relatively balanced cost of living for a large city, which, combined with the many advantages of a capital city, allows for a good quality of life. The city offers a fairly even balance between urban living and natural beauty. It has green spaces like Holyrood Park and Arthur's Seat, providing opportunities for outdoor activities.  

In the historic Old Town and New Town areas, there’s a variety of traditional pubs where you can enjoy a relaxed atmosphere and live music. There are also trendy bars and cafes for those looking for a more contemporary atmosphere. Edinburgh's affordable cost of living, scenic beauty, and activities make it a great city to live and work in. 

2. Manchester

Manchester is a major economic and business hub with a diverse economy. The city has a strong presence in finance, technology, healthcare, and the creative industries. Job opportunities are available across various sectors, making it an attractive destination for professionals. 

If you’re returning to the UK, you may be familiar with the cultural divide between the North and South of England. Because of this, Manchester is often referred to as the ‘Capital of the North’.  

Manchester has long been a hub of music, art, and literature. The city is known for its iconic music venues, including the Hacienda nightclub, and its influence on the Manchester music scene in the 80s and 90s. 

As one of the UK’s largest cities, it has a diverse culinary scene - there’s a variety of restaurants, cafes, and street food, with options for all food preferences. Manchester is widely recognised as an influential, exciting and modern city to work or study in.  

The Manchester Arndale and the Trafford Centre are popular shopping destinations, with a mix of high-end and affordable stores. It’s lively and affordable, offering opportunities for property investment, nationally renowned food spots and stimulating nightlife. 

Manchester is known for its sense of community and resilience, and it’s also one of the most diverse cities in the UK, with over 200 languages spoken there.

And finally...

1. London

London easily takes the crown as the best place in the UK to live and work as an expat or foreign national. 

It’s the UK’s most ethnically diverse city, with 10 of its 33 boroughs having a non-white population. Famous for its bustling international population and booming job market, it has even been voted the best city in the world nine years in a row. 

Of course, living in the capital comes at a price. Buying a home is increasingly difficult for first-time buyers in London. The average house price is £526,000, £225,000 over the national average.  

Barking and Dagenham have been voted the cheapest boroughs to buy property, with an average house price of £345,000. This illustrates that first-time buyers can get on the property market without help, but it may still be a push. On top of this, rent is rising, making the cost of living even more unaffordable for the city's young people and lower-income communities.  

But while it might not be a match for someone on a budget, it makes up for it in many other factors. For starters, the average salary in London is significantly higher than in the rest of the UK. With thriving job opportunities in the finance, business and creative sectors, there is certainly money to be made there.  

London offers an excellent food scene and a wealth of nightlife and culture – it's a fun and fast-paced city full of possibilities for business, leisure and meeting new people. It offers unlimited trendy bars, top-class eateries, and a thriving underground music scene. The borough of Richmond was voted the happiest area in the UK in 2023.  

Read blog: Living in Dubai? 4 Ways a British Expat Can Get a UK Mortgage

Data Table

Here’s some more information on the top cities for expats & foreign nationals that you might find helpful: 

 

Population 

Average Wage 

Average House Price 

Employment Rate 

London 

9.6m 

£44,370 

£516,000 

75.8% 

Manchester 

2.7m 

£37,500 

£243,000 

72.8% 

Edinburgh 

554,000 

£33,540 

£281,513 

81.2% 

Bristol 

707,000 

£35,000 

£365,441 

82.1% 

Cardiff 

488,000 

£33,492 

£233,000 

72.3% 

Birmingham 

2.6m 

£35,100 

£277,000 

67.3% 

Nottingham  

806,757 

£35,000 

£238,000 

65.3% 

Oxford 

160,000 

£30,575 

£453,200 

78.3% 

Norwich 

143,100 

£32,000 

£299,000 

81.2% 

Looking to buy property in the UK while living abroad? Here are some of the international clients we've helped secure funding recently:

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Fast Residential Mortgage for British Expat in Tokyo Buying in Edinburgh
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Case Study: 80% LTV London Mortgage For British Expat In UAE
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£320k
Fast Expat Mortgage for Family Returning from UAE
Fast Expat Mortgage for Family Returning from UAE
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£800k
High Street Lender Mortgage for Icelandic National Buying New Build in Scotland
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£400k

See similar: How to Get a UK Expat Mortgage

Looking to Buy Property in the UK?

If you’re looking to buy a home in the UK as a foreign national or a returning expat, we can help you. You may be living overseas and considering moving to the UK or recently relocated. Either way, securing a home loan in the UK can be challenging for expats and foreign nationals. 

We have strong relationships with UK and international banks, including private banks, specialist lenders, family offices and wealth managers. 

At Clifton Private Finance, we have experienced expatriate mortgage brokers with contacts of specialist lenders across the whole expat lending market. Give us a call, and we can suggest some options and a rough idea of what rates you're looking at. 

We'll usually get back to you with indicative terms within a couple of days, and our advice is free before you decide to go ahead with us. With expert market knowledge, we can deliver terms tailored to your needs.   

Call us at +44 203 900 4322 to discuss your requirements, or you can book a free consultation with one of our expert advisors below. 

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