Specialist

UK Mortgages for Offshore Salaries

For Buying & Refinancing Property In The UK

uk-mortgages-for-offshore-salaries

Clifton private finance

We can help source mortgage finance for professionals with offshore salaries on residential and investment property transactions in the UK

We are experts in helping people with offshore salaries secure mortgage finance on UK Property.

We offer our clients:

  • Residential and investment property finance from £250,000 to £25M
  • Market-leading interest rates
  • Terms from 3 months to 30 years
  • Interest-only and interest roll-up options (no monthly payments)
  • Pre-approval terms within 24 hours
  • Finance solutions for clients with complex incomes
  • Property finance for expatriate UK nationals working abroad and investing in the UK, or with families remaining in the UK
  • UK rate options for returning expats
  • Mortgage finance for Britons and foreign nationals working in the UK who are paid in a foreign currency
  • Mortgage finance on UK properties for British citizens working as yacht crew / seafarers)
  • Finance for non UK citizens buying residential or commercial property in the UK

If you have an investment portfolio, other property or pensions, our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates on your borrowing.

We have strong relationships with UK and international banks, including private banks and specialist lenders, family offices and wealth managers.

Through our connections we can source finance from UK branks who offer bespoke mortgages & shorter-term finance products designed specifically for internationally based clients, which often offer attractive rates and flexible loan terms. 
Call us on +44 0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Fast Expat Buy to Let Remortgage
Fast Expat Buy to Let Remortgage
Area
Reading
Capital Raised
£500,000
Date
November 2024
Advice for Returning Expat with Offshore Bond Investment
Advice for Returning Expat with Offshore Bond Investment
Area
London
Capital Raised
N/A
Date
January 2025
UK Resident Mortgage for Expats Returning to UK | Case Study
UK Resident Mortgage for Expats Returning to UK
Area
Cotswolds
Capital Raised
£1m
Date
September 2024

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Offshore Salary Mortgage Service

Specialist mortgage service for those with offshore salaries providing:

If you are paid an offshore salary and looking to buy or refinance UK property the choice of lenders who will deal with you will depend on your circumstances and where you are based.

Some UK high street banks have international arms which provide solutions to expats however the criteria for each of these lenders will differ. Criteria could include minimum loan size, the country you are based in, employment status, how long you have been an expat, your income and your age. 

We have strong relationships with UK and international banks that provide offshore expat finance to those with offshore salaries including specialist lenders who can offer innovative lending for more complex scenarios. Salary in a foreign currency is not usually an issue for private lenders, nor is complex income, including earnings from stocks, shares and other investments. This means your whole income can be considered when calculating affordability.

Our service provides offshore expert help to UK expats looking to refinance or purchase UK property.
Call us on +44 0203 900 4322 to discuss your requirements.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us