Specialist

500K Mortgage

Looking to remortgage or buy a new property?

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500K Mortgage

Clifton private finance

As a specialist broker we can help you source large mortgage loans from £500,000 on residential and buy to let property transactions in the UK

For large mortgages from £500k we work with select high street and private banks that will look at your requirement on a bespoke basis.

Dedicated & Flexible Service

We can offer you options providing:
  • Bespoke lending solutions from £500,000
  • Large mortgage loans - high loan to value up to 95% LTV
  • Uncomplicated approach to income & wealth
  • Interest only options 
  • Mortgages for residential and investment properties
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements
  • Solutions for HNW individuals
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Access to large loan teams at high street lenders, private banks & specialist lenders
  • Independent service & expert advice

2 Year Fixed

Up to £1.5 Million

1.0% APR

2 Year Fixed Rate (Purchase)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17th June 2021

5 Year Fixed

Up to £1.5 Million

1.22% APR

5 Year Fixed Rate (Purchase)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17th June 2021

5 Year Fixed

Up to £3 Million

1.19% APR

5 Year Fixed Rate (Remortgage)

Subsequent rate 3.35%

APRC 3%*

Interest Only - Yes

Minimum loan: £350k

Product Fee £1,249

As at 17th June 2021

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Mortgages From £500,000
For larger loan requirements, lenders will usually want to see a larger deposit.
Typically many high street lenders will cap lending at 70% to 75% LTV (loan to value) e.g. on a central London property for example priced at £5 million as a borrower you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but from an affordability perspective can easily afford to borrow at a high level.
The Solution:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions which are tailored to a client’s needs.
For example many of our clients want to work on an interest only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks that look at your full financial profile which means we can often source lending solutions that are purely bespoke.

Recent Case:
We were able to secure a 95% LTV mortgage on a £1.9 million property.
In this case we worked with a private bank who took a positive view on the client's future earnings prospects.
With just a 5% deposit the client borrowed £1.8 million with a blended rate on a 5 year fixed rate. £1 million was secured on a rate of 2.09% and the balance at 2.59%.

Clifton Private Finance Case Studies

Call our large mortgage loan team on 0203 900 4322 to discuss your requirements or complete our enquiry form.
Recent

Property Finance Deals

Switching Lenders Secures Best Rates for Remortgage of £1.65m Central London Property
Area
Central London
Capital Raised
£1.2m
15x Income Remortgage For Wiltshire 90 Acre Property With A Forward Funded Facility
Area
Wiltshire
Capital Raised
£1.75m
Low-cost £1.23M bridging loan with flexible terms
Area
Home counties
Capital Raised
£1.23M
£2M-plus bridge to buy new home plus rental property while awaiting sale of Sussex country house
Area
East Sussex
Capital Raised
£2.35M
Bridge finance for Channel Islands resident to build new Guernsey home
Area
Guernsey
Capital Raised
£800K
£2.6M 100% LTV residential bridging loan secured against 3 properties
Area
Kent
Capital Raised
£2.6M

More Opportunities »

Contact Us

£500,000 Plus Mortgage Service

Specialist big mortgage service:

Our service provides creative solutions for large mortgage transactions. 
Call us today to discuss your requirements on 0203 900 4322

Recent Articles:

How To Get A Large Mortgage Loan »

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us