Specialist

85% LTV Buy to Let Mortgages

For Remortgaging & Buying Investment Property In The UK

85 LTV Buy To Let Mortgages

Clifton private finance

We can source mortgage finance for buy to let properties in the UK: from £150,000

We offer creative solutions for landlords who wish to purchase or remortgage buy to let properties.

***please note that in the current market and due to changes in minimum lending criteria, we're no longer able to source 85% LTV Buy to Let mortgages. 

As soon as 85% LTV BTL mortgages come back on the market, we will update this page.

Our buy to let mortgage service provides:
  • Buy to let mortgages from £150,000
  • Market leading rates
  • Up to 75% LTV
  • 2nd charge options for raising finance
  • Expertise in dealing with buy to let portfolios, Limited companies using retained profits
  • Specialist portfolio finance products for landlords with more than 4 properties
  • Interest roll up product options
  • Landlord light & heavy refurbishment finance available on attractive terms
  • UK expat, non-dom and foreign national landlord mortgage finance available
  • We can help if you have multiple buy to let properties, Multi-unitHMOs, AirBnBs, student lets and complex structures
  • Fast professional service. We understand that sometimes finance needs to be arranged quickly!

Buy To Let

Up to £750k

5.4% APR

2 Year Tracker (Remortgage)

Subsequent rate 5.55%

LTV - 75%

APRC 8.9%*

Product fee 3% 

Free Valuation

Early redemption charges

As at 11th January 2024

Buy To Let

Up to £1m

4.51% APR

5 Year Fixed (Purchase)

Subsequent rate 9.59%

LTV - 65%

APRC 8.1%*

Product Fee £3,999

£300 Cashback

Early redemption charges

As at 11th January 2024

Buy & Refurb

1 to 12 Months

0.55% pm

1 to 12 months

Purchase & refurb

LTV - 60%

Buying & Renovating

Conversions

Auction Purchase

As at 11th January 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Through our market knowledge we can deliver bespoke terms based on your requirements.  
Call our buy to let team on  0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Area
Kent
Capital Raised
£1.2m
HMO Mortgage for LLP to Secure Buy to Let in Swansea
HMO Mortgage for LLP to Secure Buy to Let in Swansea
Area
Swansea
Capital Raised
£300k
BTL Mortgage Based on Overseas Income for Expat in Taiwan
BTL Mortgage Based on Overseas Income for Expat in Taiwan
Area
Reading
Capital Raised
£585k
Buy To Let Mortgage With No Income For Penthouse In Leeds
Buy To Let Mortgage With No Income For Penthouse In Leeds
Area
Leeds
Capital Raised
£470k
Case Study: Securing £1.25m Buy to Let Mortgage for Development Finance Exit
£1.25m Buy To Let Mortgage Secured for Development Finance Exit
Area
Hatfield
Capital Raised
£1.25M
Large Property Portfolio Remortgage | 18 London BTL Properties Refinanced
London Landlord Remortgages 18 Properties on Same Day
Area
London
Capital Raised
£6.7m

More Opportunities »

85% LTV Buy To Let Mortgage Service

How we can help

We are experienced in helping landlords with complex proposals and ownership structures, and can help with more than just standard buy to let.

Offering up to 75% LTV and interest-only options, we can help in sourcing finance for converted and purpose-built HMOs – with investment value being considered.

We also could help with large portfolio cases where properties are on either a single freehold or in multiple locations.

Call Clifton Private Finance

One of our specialist buy to let mortgage advisors will be happy to discuss your requirements with you:

0203 900 4322

What Our

Clients Say

Latest

Property Finance Deals & Insight

SPV Mortgages
Special Purpose Vehicle (SPV) mortgages provide landlords with a powerful alternative to personal buy-to-let mortgages when buildi...
11-10-2024
Commercial Mortgage Rates
Commercial mortgages are a vital source of finance for British businesses looking to purchase or expand into new premises. But fin...
07-10-2024
Supply Chain Finance
Supply chain finance is gaining traction as a smart solution for businesses looking to strengthen supplier relationships and keep ...
07-10-2024
How to get a uk expat mortgage
How does a UK expat mortgage differ from a standard UK resident mortgage? We cover some of the challenges British expats commonly ...
04-10-2024
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us