Specialist
Crusher Finance and Leasing
For buying and refinancing crusher vehicles and heavy equipment for construction and demolition purposes
For buying and refinancing crusher vehicles and heavy equipment for construction and demolition purposes
In the dynamic world of construction, crushers play a pivotal role in processing materials efficiently. These powerful construction and demolition units are engineered to perform under the most demanding conditions. Securing finance for a crusher is a strategic move for any construction or development initiative.
Crusher finance, akin to other asset financing models, enables your enterprise to distribute the investment over a feasible timeframe, ensuring steady monthly instalments and consistent interest rates. Our extensive financing solutions encompass:
Opting for Clifton Private Finance for your crusher finance requirements empowers your business to:
Our dedication lies in bolstering your success by crafting financial solutions that resonate with your construction ambitions, equipping you with the essential machinery to propel your projects and enterprise ahead.
Exploring the avenues for crusher finance is essential for businesses aiming to enhance their operational capacity. Clifton Private Finance is committed to offering a comprehensive suite of crusher finance and leasing options, each tailored to meet various business strategies and fiscal demands. Here’s a breakdown of the primary financing models available:
Hire Purchase (HP):
Finance Lease:
Operating Lease:
Here’s how it works:
Depending on what finance or lease you go for, you’ll have different things to take care of, like keeping the crusher in good shape, insuring it, and paying taxes. If you don’t stick to the terms or miss payments, the finance company might take the crusher back and charge you more.
Choosing the right finance or lease for a crusher can bring a host of advantages to your construction business, and we're here to ensure you’re well-informed:
At Clifton Private Finance, we’re dedicated to walking you through all the options, helping you pick a finance or leasing plan that not only fits your financial strategy but also fuels the growth and productivity of your construction endeavors.
Interest rates can differ based on the type of finance, lease duration, and the lender’s policy. Longer terms might offer lower rates but could raise the total cost. It’s a good idea to shop around and compare offers from various lenders to snag the best deal.
You’ll need a solid credit history, thorough financial details, and proof that you can handle the repayments. Lenders will look over your application, considering your creditworthiness, business specifics, and the crusher model you’re eyeing. They’ll check that you can afford the monthly payments before they give you a finance quote.
Absolutely, many finance plans let you upgrade your crusher, which is great for keeping up with tech advances and evolving business needs.
The amount you can borrow hinges on the finance or lease type, the crusher’s value, and your financial health. Each financing option comes with its own borrowing cap. It’s smart to borrow within your means, taking into account your budget and cash flow.
Yes, finance lease rental payments can often be written off as a business expense, giving you tax relief over the lease term. VAT rules vary; if you’ll own the crusher at the end of the term, you might pay VAT upfront. If not, VAT could be spread over the payment period. Also, capital allowances could let you deduct some costs from your taxable profits each year. But remember, short-term leases may not qualify for these allowances if you’re the lessee. It’s always best to get professional tax advice.
Considering crusher finance or leasing? Clifton Private Finance is your ally in making this pivotal choice. Here’s how we can support you:
We’ll assist you to:
Once you’ve chosen the right finance option, we’ll:
We’re dedicated to equipping your business with the financial tools it needs to flourish. Let us take care of the finance and leasing details, so you can concentrate on propelling your construction projects to success.
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
