Specialist

Excavator Finance & Leasing

For buying and refinancing Excavators 

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Excavator-Finance-Leasing

Clifton private finance

We specialise in sourcing Excavator Finance & Leasing options in the UK

 
 
We provide high-quality Excavator Finance & Leasing solutions for UK clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.  
Call us on 0203 900 4322 to discuss your requirements.
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Excavator Finance & Leasing - How It Works

What is Excavator Finance & Leasing?

An excavator is a heavy-duty machine that is used for digging, demolition, landscaping, and other construction tasks. Excavators are essential for many projects, but they can also be very expensive to buy outright. That’s why many contractors and businesses opt for excavator finance or leasing, which are ways of acquiring the use of an excavator without paying the full cost upfront.

Excavator finance and leasing are types of asset finance, which is a form of lending that is secured by an asset, such as a vehicle, equipment, or machinery. Asset finance allows you to spread the cost of the asset over a period of time, usually with fixed monthly payments and interest rates. Depending on the type of finance or leasing agreement, you may also have the option to own the asset at the end of the term, or return it to the lender.

What types of finance are available for Excavator Finance & Leasing?

There are different types of finance and leasing options available for excavators, depending on your needs and preferences. Some of the most common ones are:

How does it work?

The process of applying for excavator finance or leasing is similar to applying for any other type of loan. You will need to provide some information about yourself, your business, and the excavator you want to finance or lease. You will also need to have a good credit history and demonstrate your ability to repay the loan.

The lender will then assess your application and offer you a quote based on the type of finance or leasing, the amount, the term, and the interest rate. You can compare different quotes from different lenders to find the best deal for you. Once you accept a quote, you will sign a contract with the lender and pay any fees or deposits required. The lender will then release the funds to the seller of the excavator, or arrange the delivery of the excavator to you.

You will then start making the monthly payments to the lender until the end of the agreement. Depending on the type of finance or leasing, you may also have to pay for the excavator's maintenance, insurance, and taxes. You should also keep the excavator in good condition and follow the terms and conditions of the contract. If you fail to make the payments or breach the contract, the lender may repossess the excavator and charge you penalties.

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What are the benefits of Excavator Finance & Leasing?

Are there any drawbacks?

FAQs

How do I qualify for excavator finance or leasing?

To qualify for excavator finance or leasing, you will need to have a good credit history and demonstrate your ability to repay the loan. You will also need to provide some information about yourself, your business, and the excavator you want to finance or lease. The lender will then assess your application and offer you a quote based on your credit score, income, and other factors.

How much can I borrow for excavator finance or leasing?

The amount you can borrow for excavator finance or leasing depends on the type of finance or leasing, the value of the excavator, and your financial situation. Generally, the higher the value of the excavator, the more you can borrow. However, you should also consider your cash flow and budget, and only borrow what you can afford to repay.

What are the interest rates for excavator finance or leasing?

The interest rates for excavator finance or leasing vary depending on the type of finance or leasing, the amount, the term, and the lender. Generally, the longer the term, the lower the interest rate, but the higher the total cost. You should compare different quotes from different lenders to find the best deal for you.

How we can help

In need of excavator finance or leasing?

We can help you:

And when we’ve established the best type of finance for you, we will:

Call our team on 0203 900 4322 to discuss your requirements or book an appointment.

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Call us today to discuss your requirements on 0203 900 4322
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