Specialist

Large Mortgage Broker

Service for purchasing or remortgaging UK property?

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Large Mortgage Broker

Clifton private finance

As a specialist broker we can help you source large mortgage loans from £500,000 on residential and buy to let property transactions in the UK

For large mortgage loans over £500k we work with select high street and private banks that will look at your requirement on a bespoke basis.

Our specialist broker service offers you access to:

  • Bespoke lending solutions from £500,000
  • Up to 95% LTV (Loan to value)
  • Uncomplicated approach to income & wealth
  • Interest only options 
  • Mortgages for residential and investment properties
  • Options for short term finance(bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements
  • Solutions for HNW individuals
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Independent service & expert advice

2 Year Fixed

Up to £5m

1.29% APR

27 Months Fixed Rate (Purchase)

Subsequent rate 3.54%

LTV - 60%

APRC 3.2%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

5 Year Fixed

Up to £5 Million

1.44% APR

5 Year Fixed Rate (Remortgage)

Subsequent rate 3.54%

LTV - 60%

APRC 2.8%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

5 Year Fixed

Up to £1 Million

1.69% APR

5 Year Fixed Rate (First Time Buyer)

Subsequent rate 3.54%

LTV - 80%

APRC 2.9%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


The Challenge:
For larger loan requirements, when it comes to mortgages over £1 million lenders will usually want to see a larger deposit.
Typically many high street lenders will cap lending at 70% to 75% LTV (loan to value) e.g. on a central London property for example priced at £5 million as a borrower you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but from an affordability perspective can easily afford to borrow at a high level.
The Solution:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions which are tailored to a client’s needs.
For example many of our clients want to work on an interest only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks that look at your full financial profile which means we can often source lending solutions that are purely bespoke.

Recent Case:
We were able to secure a 95% LTV mortgage on a £1.9 million property.
In this case we worked with a private bank who took a positive view on the client's future earnings prospects.
With just a 5% deposit the client borrowed £1.8 million with a blended rate on a 5 year fixed rate. £1 million was secured on a rate of 2.09% and the balance at 2.59%.
Call our large mortgage loan broker team on 0203 900 4322 to discuss your requirements or complete our enquiry form.
Recent

Property Finance Deals

Director Loan Used as Deposit for Large Self Employed Mortgage
Director's Loan Used as Deposit for Large Self Employed Mortgage
Area
London
Capital Raised
£1.6m
Quick Mortgage Arranged to Raise £1,286,250 For London Home Within Two Weeks of Making an Offer
Quick Mortgage Arranged to Raise £1.2m For London Home Within Two Weeks of Making an Offer
Area
London
Capital Raised
£1.29m
Bridging Loan Example: £2.85m Bridging Loan to Buy High Acreage Home Before Selling Existing Property
£2.85m Bridging Loan to Buy High Acreage Home Before Selling Existing Property
Area
Buckinghamshire
Capital Raised
£2.85m
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Area
Surrey
Capital Raised
£13m
Million Pound Bridging Loan Across Two Country Homes with Drawdown Flexibility to Fund Classic Car Purchases
Million Pound Bridging Loan Across Two Country Homes with Drawdown Flexibility to Fund Classic Car Purchases
Area
East Sussex
Capital Raised
£1.7m
£2.7m High LTV Purchase for Partner in US Equity Firm
£2.7m High LTV Purchase for Partner in US Equity Firm
Area
North East England
Capital Raised
£2.3m

More Opportunities »

Contact Us

Large Mortgage Broker Service

Specialist large mortgage broker service:

Our broker service provides creative solutions for large mortgage transactions. 
Call us today to discuss your requirements on 0203 900 4322
What Our

Clients Say

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us