Specialist

UK Mortgage For Expat In Bulgaria

Property Finance Solutions for British Expats

Find the Perfect Expat Mortgage

 

UK Mortgage For Expat In Bulgaria

Clifton private finance

We can help source mortgage finance for expats based in Bulgaria on residential and commercial property transactions in the UK

We are experts in helping expats, non domiciles and foreign nationals secure mortgage finance on UK property.
Through our connections we can source finance from UK banks who offer bespoke mortgages & shorter term finance products designed specifically for clients based in Bulgaria, which often offer attractive interest rates and flexible loan terms.

We offer our clients:

  • Residential and commercial expat mortgages for UK property from £100,000
  • Terms from 3 months to 30 years
  • Options for returning UK expats
  • Up to 90% LTV for UK residential property & 80% LTV for investment properties
  • Bespoke terms to match your unique requirements
  • Interest only and interest roll up options (no monthly payments)
  • Pre-approval terms within 24 hours
  • We have strong relationships with UK and international banks including private banks and specialist lenders
  • The option to leverage assets such as your investment portfolio, other property and pensions to negotiate more flexible lending criteria and interest rates

Find the Perfect Expat Mortgage


Expat - UK Residential

2 Year Tracker

4.69% APR

2 Year Tracker

Subsequent rate 6.74%

LTV - 60%

APRC 6.6%*

Product Fee £999

Cashback £750

Early Redemption Charges

As of 12th March 2025

Expat - UK Residential

5 Year Fixed

4.07% APR

5 Year Fixed (Remortgage)

Subsequent rate 6.74%

LTV - 60%

APRC 5.8%*

Product Fee £999

Cashback £1250

Early redemption charges

As at 12th March 2025

Expat - UK Residential

2 Year Fixed

4.12% APR

2 Year Fixed (Purchase)

Subsequent rate 6.74%

LTV - Up to 60%

APRC 6.4%*

Product Fee £999

Cashback £750

Early redemption charges

As at 12th March 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on +44 203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Fast Expat Buy to Let Remortgage
Fast Expat Buy to Let Remortgage
Area
Reading
Capital Raised
£500,000
Date
November 2024
Advice for Returning Expat with Offshore Bond Investment
Advice for Returning Expat with Offshore Bond Investment
Area
London
Capital Raised
N/A
Date
January 2025
UK Resident Mortgage for Expats Returning to UK | Case Study
UK Resident Mortgage for Expats Returning to UK
Area
Cotswolds
Capital Raised
£1m
Date
September 2024

More Opportunities »

UK MORTGAGES FOR EXPATS

We offer a specialist mortgage service for expats providing:

Find the Perfect Expat Mortgage

Our service provides expert help to expats looking to buy or refinance UK property. 

Where can you find a UK mortgage as an expat living in Bulgaria?

If you are an expat looking to buy or refinance UK property, the choice of lenders who will deal with you will depend on your circumstances and where you are based.

Some UK high street banks have international arms that provide solutions to those living abroad in countries such as Bulgaria. However, the criteria for each of these lenders will differ. Criteria could include minimum loan size, the country you are based in, employment status, how long you have been an expat, income, and age. 

We have strong relationships with UK and international banks that provide expat finance, including specialist lenders who can offer innovative lending for more complex scenarios. Salary in a foreign currency is not usually an issue for private lenders, nor is complex income, including earnings from stocks, shares and other investments. This means your whole income can be considered when calculating affordability.

We provide mortgages for expats based in Bulgaria, particularly those living in Sofia, Plovdiv and Varna. Our experienced brokers can arrange bespoke financial solutions for expats and nationals to finance buying properties in the UK.

Find the best deals on UK mortgages for expats in the Bulgaria

Clifton Private Finance is a UK-based, FCA-regulated mortgage broker.

We have strong connections with all of the UK’s top mortgage lenders for expats, meaning we can help you find a leading-market solution that meets your requirements.

Call us on +44 203 900 4322 to discuss your requirements.

 

What Our

Clients Say

Latest

Property Finance Deals & Insight

Mortgages For Over 60s
Once you reach a certain age, with retirement either already upon you or looming, your mortgage options change. With many traditio...
20-06-2025
How Early Can I Switch My Mortgage – 5 tips to get a better deal | Product Switching v Remortgaging | Compare Mortgage Product Switch Times
When your fixed rate mortgage starts to come to the end of its term, it’s important to start planning for the future. Doing ...
19-06-2025
3 ways to break a property chain
When you are stuck in a property chain and it starts to collapse behind you, everything is at risk. You may need to find new buyer...
19-06-2025
Aged 70 Plus? How to Get a Mortgage
The mortgage landscape for retirees may not look quite the same as it does for people in their 20s, 30s, and 40s, but that doesn&r...
19-06-2025
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us