Specialist

Commercial Mortgage For A Restaurant

Funding Solutions for Restaurant Owners

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Commercial Mortgage For A Restaurant 

Clifton private finance

We specialise in providing commercial mortgages for purchasing and refinancing restaurants in the UK

Commercial mortgage and short-term finance solutions for restaurants.
  • Our strength as a specialist mortgage broker is providing access to long & short term property finance solutions
  • Commercial mortgages from £100,000
  • Business loans for restaurants from £25,000 (Cashflow including using card machines to raise finance e.g. Merchant Cash Advance; Equipment; Hiring new staff; Stock & Working Capital)
  • Short term and long-term lending options from 3 months
  • Business Acquisition loans - Buying a restaurant or expanding your business? Contact us
  • We are independent and have strong relationships with many commercial lenders, including Lloyds, HSBC, Barclays, NatWest; as well as private banks, wealth managers and specialist lenders that are not available on the high street
  • Borrow up to 70% of the property value (in some cases this can be higher)
  • If you have assets that you would like to be leveraged as part of the transaction, such as your investment portfolio, commercial property or pensions; our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates to help you get the best deal

 

We can help. Call us on 0203 900 4322 to discuss your requirements.
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Commercial Mortgage For A Restaurant Service

Types of Commercial Mortgage

The type of commercial mortgage required will depend on the restaurant's purpose. Some restaurants have both commercial and residential purposes, which means that a mixed-use commercial mortgage will be required.

Owner-occupier commercial mortgages: These are often used by business owners for remortgaging or purchasing commercial owner-occupied premises, for example, office space. Commercial mortgage lenders generally provide up to 75% Loan to Value for an owner-occupier mortgage. 

Commercial investment mortgages: These are often used by those looking to invest in commercial property, such as a House in Multiple Occupation (HMO). Lenders usually provide up to 65% Loan to Value for a commercial investment mortgage.

Commercial Mortgage Service

There are many commercial mortgages available in the financial services market, many of which are marketed toward the purchase of a restaurant; however, each financial product is different, and not all of them will suit every set of circumstances.

Purchasing a restaurant can be expensive, but getting the right finance can reduce the overall cost. This is why it is advisable to contact a professional broker when searching for a commercial mortgage.

As a specialist property finance broker, Clifton Private Finance have a wide range of contacts and can find the financial solution that suits your needs.

Commercial Mortgage Service

Our commercial mortgage brokers can provide:

How to get a Commercial Mortgage for a restaurant

We can secure commercial mortgages with market leading rates for restaurants in the UK.

If you need a commercial mortgage for a restaurant then call us on 0203 900 4322 or complete our contact form above.
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