Specialist
Business Loan For Restaurant
Our business loan service provides:
Business loans for:
Clifton Private Finance is a specialist finance broker who can clearly understand your options. We can assess your circumstances and arrange a finance solution tailored to your needs.
If you need a business loan, call us on 0203 880 8890 or complete our contact form above.
The restaurant industry is growing quickly, but restaurants can be expensive to run. Many restaurant owners need extra funding to cover their monthly expenses. This includes buying new kitchen equipment and paying staff wages.
Because of this, it can be helpful to get a good idea of your funding options. Used sustainably, a business loan could help you scale your restaurant business and promote long-term growth.
Businesses relying heavily on card transactions increasingly turn to Merchant Cash Advances, which offers a flexible funding solution. Advances enable businesses to borrow based on monthly credit and debit card sales. This amount can be up to 150% or more.
The loan is repaid through a percentage of the business's card transactions. This percentage usually ranges from 10% to 18% of each sale.
Because no collateral is required, Merchant Cash Advances are particularly appealing to businesses that experience seasonal fluctuations or irregular sales figures.
Before agreeing to an advance, the lender and the business agree upon the repayment percentage. With these features, Merchant Cash Advance loans provide a convenient funding option for businesses requiring fast capital access.
If you own a restaurant, you may come to a point where you need a short-term restaurant loan. Securing a business loan has become more complex in recent years as many mainstream lenders now have stricter criteria.
Before taking out a small business loan with a traditional lender, you must provide sufficient documentation. This documentation is needed in your business loan application.
Mainstream lenders typically require one year of tax returns, a business plan, and proof of asset ownership for collateral.
They also want to see your business's future forecast and profit and loss accounts. Lenders will also usually require a credit check to understand your credit score.
Due to all the paperwork, applications with traditional lenders can take up to a few weeks or even months. This can be a stumbling block for business owners looking to ease cash flow quickly.
Working with a specialist business finance broker can simplify the application process and ensure it goes smoothly. A specialist broker can offer the correct guidance and help you find the right deal for your circumstances. Use our business loan calculator to find out what finance options are available.
However, if you feel you need more flexibility, working with a private lender could be a suitable route. Private lenders can offer access to substantial funding more quickly and usually require less documentation than mainstream lenders.
This more flexible process means you can access your finances within seven working days. Each case is assessed individually, so this will depend on your circumstances.
Private lenders aren’t available on the high street. But we have an extensive network of private and mainstream lenders, allowing you the best financing options.
If you need a business loan, call us on 0203 880 8890 or complete our contact form above.
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
