Specialist

Change Mortgage to Buy to Let

For Remortgaging & Buying Property In The UK

Change Mortgage to Buy to Let

Clifton private finance

We can help change your mortgage to a buy to let mortgage for properties in the UK

We offer mortgage finance service for changing your residential mortgage to a buy to let mortgage in the UK. 
Our buy to let remortgage service provides:
  • Buy to let mortgages from £150,000
  • Market leading rates
  • 2nd charge options for raising finance
  • Specialist portfolio finance products for landlords with more than 4 properties
  • Interest roll up product options
  • Landlord light & heavy refurbishment finance available on attractive terms
  • UK expat, non-dom and foreign national landlord mortgage finance available
  • We can help if you have multiple buy to let properties, Multi-unitHMOs, AirBnBs, student lets and complex structures
  • Fast professional service. We understand that sometimes finance needs to be arranged quickly!

Buy To Let

Up to £750k

5.4% APR

2 Year Tracker (Remortgage)

Subsequent rate 5.55%

LTV - 75%

APRC 8.9%*

Product fee 3% 

Free Valuation

Early redemption charges

As at 11th January 2024

Buy To Let

Up to £1m

4.51% APR

5 Year Fixed (Purchase)

Subsequent rate 9.59%

LTV - 65%

APRC 8.1%*

Product Fee £3,999

£300 Cashback

Early redemption charges

As at 11th January 2024

Buy & Refurb

1 to 12 Months

0.55% pm

1 to 12 months

Purchase & refurb

LTV - 60%

Buying & Renovating

Conversions

Auction Purchase

As at 11th January 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Through our market knowledge we can deliver bespoke terms based on your requirements.  
Call our buy to let team on  0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Area
Kent
Capital Raised
£1.2m
HMO Mortgage for LLP to Secure Buy to Let in Swansea
HMO Mortgage for LLP to Secure Buy to Let in Swansea
Area
Swansea
Capital Raised
£300k
BTL Mortgage Based on Overseas Income for Expat in Taiwan
BTL Mortgage Based on Overseas Income for Expat in Taiwan
Area
Reading
Capital Raised
£585k
Buy To Let Mortgage With No Income For Penthouse In Leeds
Buy To Let Mortgage With No Income For Penthouse In Leeds
Area
Leeds
Capital Raised
£470k
Case Study: Securing £1.25m Buy to Let Mortgage for Development Finance Exit
£1.25m Buy To Let Mortgage Secured for Development Finance Exit
Area
Hatfield
Capital Raised
£1.25M
Large Property Portfolio Remortgage | 18 London BTL Properties Refinanced
London Landlord Remortgages 18 Properties on Same Day
Area
London
Capital Raised
£6.7m

More Opportunities »

Changing Your Residential Mortgage to a Buy to Let Mortgage

Changing Your Mortgage to a Buy to Let 

There are various reasons why you might want to change your residential mortgage to a buy to let mortgage. 

It's very possible - and common - but the way you go about changing your mortgage will depend on your situation.

You can either switch to a buy to let mortgage from your previous residential mortgage, or change to a consent to let mortgage. 

The main consideration when approaching this is your lender and your situation; each lender will have different criteria and requirements which you may or may not meet. For example, if you are buying a new property to live in and wish to rent out your previous residential property (which is under a residential mortgage) you may wish to pursue a let to buy mortgage. This will allow you to raise funds on your current property in order to fund the deposit for your new property (assuming you have sufficient equity).

Consent to Let Mortgage

If you are in the earlier stages of your mortgage term you might consider contacting your lender to see if you an agree to a consent to let agreement. This will allow you to rent out your property under your existing mortgage until the end of your initial mortgage term. 

While there are some costs involved in this, it might be a cheaper option than remortgaging at the stage you are at. 

Specialist service providing buy to let mortgages:

Our service provides creative finance solutions for landlords. 
Call us today to discuss your requirements on 0203 900 4322
What Our

Clients Say

Latest

Property Finance Deals & Insight

how to get a self employed mortgage
Whether you're a company director or a sole trader, you've probably noticed that high-street mortgage lenders have stricter lendin...
24-05-2024
How Much Will My Mortgage Go Up in 2024
If you're remortgaging in 2024, your mortgage payments could go up by as much as £500 - £1000 a month.  For the ...
24-05-2024
Are mortgage rates going down
Inflation is at its lowest level in three years, and financial experts say mortgage rates mortgage rates could drop in June. Ac...
23-05-2024
Buying London Real Estate as a US Citizen
If you're interested in buying property in London as a US citizen, you're not alone. And if you're wondering how easy it is to get...
20-05-2024
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us