Specialist

Change Mortgage to Buy to Let

For Remortgaging & Buying Property In The UK

Change Mortgage to Buy to Let

Clifton private finance

We can help change your mortgage to a buy to let mortgage for properties in the UK

We offer mortgage finance service for changing your residential mortgage to a buy to let mortgage in the UK. 
Our buy to let remortgage service provides:
  • Buy to let mortgages from £150,000
  • Market leading rates
  • 2nd charge options for raising finance
  • Specialist portfolio finance products for landlords with more than 4 properties
  • Interest roll up product options
  • Landlord light & heavy refurbishment finance available on attractive terms
  • UK expat, non-dom and foreign national landlord mortgage finance available
  • We can help if you have multiple buy to let properties, Multi-unitHMOs, AirBnBs, student lets and complex structures
  • Fast professional service. We understand that sometimes finance needs to be arranged quickly!

HMO

2 Year Fixed

HMO Offer!

2.89% APR

Subsequent rate 5.50%

Product Fee  £995

As at 21st February 2020

Buy To Let

2 Year Fixed

Landlord Mortgage Offer

1.35% APR

Subsequent rate 4.74%

Product Fee £995

As at 21st February 2020

Refurb

1 to 12 Months

Short Term

0.43% pm

Buying & Renovating

Conversions

Auction Purchase

As at 21st February 2020

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Through our market knowledge we can deliver bespoke terms based on your requirements.  
Call our buy to let team on  0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Lenders are still lending: releasing £100K equity on remortgage of BTL to be ready to purchase
Area
Slough
Capital Raised
£280K
BTL remortgage and resi purchase for returning UK expat airline exec
Area
Hertfordshire
Capital Raised
£285K
Bridging loan to allow vacant possession and granting of planning permission for profitable sale
Area
Leicestershire
Capital Raised
£100K
Saudi national UK BTL finance on 3 London apartments
Area
London
Capital Raised
£1.65M
Buy to let mortgage on portfolio not passing income stress test
Area
Kent
Capital Raised
£580K
US expat buy-to-let remortgage with £90K debt consolidation
Area
Oxfordshire
Capital Raised
£389K

More Opportunities »

Contact Us

Changing Your Residential Mortgage to a Buy to Let Mortgage

Changing Your Mortgage to a Buy to Let 

There are various reasons why you might want to change your residential mortgage to a buy to let mortgage. 

It's very possible - and common - but the way you go about changing your mortgage will depend on your situation.

You can either switch to a buy to let mortgage from your previous residential mortgage, or change to a consent to let mortgage. 

The main consideration when approaching this is your lender and your situation; each lender will have different criteria and requirements which you may or may not meet. For example, if you are buying a new property to live in and wish to rent out your previous residential property (which is under a residential mortgage) you may wish to pursue a let to buy mortgage. This will allow you to raise funds on your current property in order to fund the deposit for your new property (assuming you have sufficient equity).

Consent to Let Mortgage

If you are in the earlier stages of your mortgage term you might consider contacting your lender to see if you an agree to a consent to let agreement. This will allow you to rent out your property under your existing mortgage until the end of your initial mortgage term. 

While there are some costs involved in this, it might be a cheaper option than remortgaging at the stage you are at. 

Specialist service providing buy to let mortgages:

Our service provides creative finance solutions for landlords. 
Call us today to discuss your requirements on 0203 900 4322
What Our

Clients Say

Latest

Property Finance Deals & Insight

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23-09-2020
Flexible 24-month Alternative Bridging Loans Over £500K
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16-09-2020
News: UK’s Top Ten Rental Yield Hotspots for Landlords
The dormant spring of the housing market has well and truly ended, following a summer of unprecedented growth after the emergence ...
16-09-2020
Can I borrow more on my mortgage?
For most people, your home will be the most valuable asset you own – so it will be first port of call when you are looking f...
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View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us