Specialist

Buy to Let Mortgage for Contractors

For Remortgaging & Buying Property In The UK

Buy To Let Mortgage for Contractors

Clifton private finance

We offer a specialised service for buy-to-let mortgages for contractors

We offer a buy to let mortgage advisor service.
Our buy to let mortgage service provides:
  • Buy to let mortgages from £150,000
  • Deposits of 25%, with some options for 20%
  • Strong relationships with lenders who will lend to self-employed contractors
  • Whole-market service
  • Market leading rates
  • 2nd charge options for raising finance
  • Interest roll-up options
  • Specialist portfolio finance products for landlords with more than 4 properties
  • Landlord light & heavy refurbishment finance available on attractive terms
  • UK expat, non-dom and foreign national landlord mortgage finance available
  • We can help if you have multiple buy to let properties, Multi-unitHMOs, AirBnBs, student lets and complex structures
  • Fast professional service. We understand that sometimes finance needs to be arranged quickly!

Buy To Let

Up to £750k

5.4% APR

2 Year Tracker (Remortgage)

Subsequent rate 5.55%

LTV - 75%

APRC 8.9%*

Product fee 3% 

Free Valuation

Early redemption charges

As at 11th January 2024

Buy To Let

Up to £1m

4.51% APR

5 Year Fixed (Purchase)

Subsequent rate 9.59%

LTV - 65%

APRC 8.1%*

Product Fee £3,999

£300 Cashback

Early redemption charges

As at 11th January 2024

Buy & Refurb

1 to 12 Months

0.55% pm

1 to 12 months

Purchase & refurb

LTV - 60%

Buying & Renovating

Conversions

Auction Purchase

As at 11th January 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Through our market knowledge we can deliver bespoke terms based on your requirements.  
Call our buy to let team on  0203 900 4322 to discuss your requirements.
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Buy to Let Mortgage for Contractors

Specialist service providing buy to let mortgages: 

Can I get a Buy to Let Mortgage as a Contractor?

When applying for a residential mortgage as a contractor worker, there are a variety of different factors which will impact how lenders will approach your application; the same is true of a buy-to-let mortgage. 

A lender will evaluate your position based on a variety of different factors, but the most important is your ability to demonstrate past income and projected future income. If you have worked as a contractor for a long time, then by providing one to two years of income history, you are likely to have many lenders who are happy to work with you.

If you are a contractor in a field where chartership is common, this can be a big help towards scuring a buy to let mortgage.  

If you are a new contractor, there are still some lenders who will happily work with you even if you can't provide a long-term account history. Get in touch with an experienced broker in order to discuss your situation, and they will guide you through. 

As with any other applicant for a buy-to-let mortgage, you'll also need:

Our service provides creative finance solutions for landlords. 
Call us today to discuss your requirements on 0203 900 4322
What Our

Clients Say

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us