Specialist
Scientific Equipment Finance & Leasing
Funding Solutions for Scientific Equipment
Funding Solutions for Scientific Equipment
Scientific equipment finance & leasing is a type of asset finance that allows businesses to acquire or upgrade scientific equipment without paying the full cost upfront. Scientific equipment can include laboratory instruments, medical devices, research tools, and other specialised equipment used in various fields of science and technology.
Scientific equipment finance & leasing can help businesses to:
There are two main types of finance available for scientific equipment finance & leasing: hire purchase and leasing.
Hire purchase is a type of finance that allows businesses to purchase scientific equipment by paying a deposit and then monthly instalments over a fixed period of time. At the end of the term, the business owns the equipment outright.
Hire purchase can be suitable for businesses that want to:
Leasing is a type of finance that allows businesses to rent scientific equipment for a fixed period of time, usually between one and five years. The business pays a monthly fee to the lender, who owns and maintains the equipment. At the end of the term, the business can either return the equipment, extend the lease, or purchase the equipment at a pre-agreed price.
Leasing can be suitable for businesses that want to:
The process of applying for scientific equipment finance & leasing is similar to other types of asset finance. The steps are as follows:
Scientific equipment finance & leasing can offer many benefits to businesses, such as:
Scientific equipment finance & leasing can also have some drawbacks, such as:
The eligibility criteria for scientific equipment finance & leasing may vary depending on the lender and the type of finance. However, some of the common factors that lenders may consider are:
The amount you can borrow for scientific equipment finance & leasing depends on the value of the equipment, the type of finance, and the lender’s assessment of your affordability and risk. Generally, you can borrow up to 100% of the cost of the equipment, or even more if you have a strong credit profile and a high income.
The approval time for scientific equipment finance & leasing may vary depending on the complexity of the application, the availability of the equipment, and the lender’s processes. However, with Clifton Private Finance, you can expect to get a quote and a proposal within 24 hours, and receive the funds or the equipment within a few days or weeks.
In need of scientific equipment finance & leasing?
We can help you:
And when we’ve established the best type of finance for you, we will:
Call our team on 0203 900 4322 to discuss your requirements or book an appointment.
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
