Specialist

Dental Chair Finance & Leasing

Funding Solutions for Dental Practice Owners

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Dental Chair Finance & Leasing

Clifton private finance

We specialise in sourcing Dental Chair Finance & Leasing options in the UK

 
 
We provide high-quality Dental Chair Finance & Leasing for UK clients.

We can deliver enhanced, bespoke or exclusive terms through our market knowledge.  
Call us on 0203 900 4322 to discuss your requirements.
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Dental Chair Finance & Leasing - How It Works

What is Dental Chair Finance & Leasing?

Dental chair finance & leasing is a type of equipment financing that allows dental practices to acquire new or used dental chairs without paying the full upfront cost. Dental chairs are essential for providing quality dental care to patients, but they can also be very expensive, ranging from £5,000 to £30,000 or more depending on the features and specifications. Dental chair finance & leasing can help dental practices to spread the cost of purchasing dental chairs over a period of time, typically from 12 to 60 months, and enjoy the benefits of using the latest technology without compromising their cash flow.

What types of finance are available for Dental Chair Finance & Leasing?

There are two main types of finance available for dental chair finance & leasing: hire purchase and leasing. Both options have their own advantages and disadvantages, depending on the needs and preferences of the dental practice.

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Hire purchase

Hire purchase is a type of finance that allows the dental practice to buy the dental chair outright at the end of the agreement. The dental practice pays a deposit, usually 10% to 20% of the total cost, and then makes monthly instalments until the full amount is paid off. The dental practice owns the dental chair from the start of the agreement, but the finance company has a legal right to repossess it if the payments are not made on time. The dental practice can also claim capital allowances on the dental chair, which can reduce their tax liability.

Leasing

Leasing is a type of finance that allows the dental practice to use the dental chair for a fixed period of time, usually from 12 to 60 months, in exchange for a monthly rental fee. The dental practice does not own the dental chair, but has the option to buy it at the end of the agreement for a nominal fee, extend the lease, or return it to the finance company. The dental practice can also upgrade or replace the dental chair during the lease term, subject to the finance company’s approval. The dental practice can deduct the rental payments from their taxable income, which can lower their tax bill.

How does it work?

The process of applying for dental chair finance & leasing is similar to applying for any other type of equipment financing. The dental practice needs to find a suitable dental chair that meets their requirements and budget, and then contact a finance broker, such as Clifton Private Finance, to arrange the best type of finance for their situation. The finance broker will compare rates from multiple lenders across their network and negotiate the best deal for the dental practice. The finance broker will also guide the dental practice through the application process and chase through their application until the asset is in their hands.

What are the benefits of Dental Chair Finance & Leasing?

Dental chair finance & leasing can offer several benefits to dental practices, such as:

Are there any drawbacks?

Dental chair finance & leasing can also have some drawbacks, such as:

FAQs 

How much can I borrow for dental chair finance & leasing?

The amount that you can borrow for dental chair finance & leasing depends on several factors, such as the cost and type of the dental chair, your credit history and rating, your income and cash flow, and the finance option that you choose. Generally, you can borrow up to 100% of the cost of the dental chair, but you may need to pay a deposit or provide a personal guarantee.

How long does it take to get approved for dental chair finance & leasing?

The approval time for dental chair finance & leasing varies depending on the finance company, the finance option, and the complexity of your application. Typically, it can take from a few hours to a few days to get approved, but it may take longer if you have a poor credit history or need a large amount of finance.

What are the eligibility criteria for dental chair finance & leasing?

The eligibility criteria for dental chair finance & leasing are similar to those for any other type of equipment financing. You need to be a UK resident, aged 18 or over, and have a valid bank account. You also need to have a good credit history and rating, a stable income and cash flow, and a viable business plan. You may also need to provide proof of identity, address, income, and business ownership.

How we can help

In need of dental chair finance & leasing?

We can help you:

And when we’ve established the best type of finance for you, we will:

Call our team on 0203 900 4322 to discuss your requirements or book an appointment.
 
 

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Call us today to discuss your requirements on 0203 900 4322
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