Congratulations,
!

Based on the details you have provided, you may be eligible for a bridging loan at the following rate:

£
over 12 months at
The maximum amount you could borrow is £
.

To take advantage of this rate, speak to a bridging specialist for a personalised quote today.

Book Free Consultation

Here is your cost breakdown

Executive Summary

Name:
Loan Required: £
Total Security Value: £
Loan to Value:
Estimated Interest Rate:
  pm

Monthly Cost Breakdown

It is important to note that there are no monthly payments made on this loan. This is an indication of how interest rolls up on a monthly basis. You will only pay up to the day you redeem the loan. The 12 month term is purely an allowance, should you require it.

There will be some additional professional costs that we have not provided an estimate for at this stage because these costs will vary based on the lender.

* Average time customer takes to repay loan in full

Note: This is an indicative calculation based on the limited information provided. Any figures displayed will be subject to change based on your scenario, lender’s approval and due diligence.

What's next?

The process for arranging your finance can be turned around quickly. We will be in touch shortly however, should you wish to discuss in the meantime, please do contact us on 0117 457 4666 if you have any questions.

1. Decision in principle

Work with one of our qualified bridging brokers to find the best solution for your needs.

2. Submit application

We’ll guide you through the application process to maximise your chances of securing your loan.

3. Finance secured

We will keep you in touch with any development up until a decision is made about your loan.

Schedule a call with our specialist

Star Success Stories

Whether you're looking to use a bridging loan to buy your dream home or to finance your next property investment, you're in safe hands. When it comes to bridging finance, we have helped 1000s of customers secure the best rates and terms for their unique situation.

Asset Finance Loan for Pharmaceutical Business

Capital Raised £13m
London

The Scenario

A large pharmaceutical corporation approached us seeking financing options for a major logistics expansion project.

They needed to purchase robotics equipment, conveyor belts, and dedicated software to enhance their operations, requiring a total of £13m in funding.

The company had already received quotes for traditional unsecured business loans through their existing relationships, but wanted to explore the possibility of more cost-effective alternatives.

The Solution

After carefully analysing the client's needs and financial situation, we advised on and secured approval for a £13 million asset finance credit line.

Key features included:

  • Secured Loan: The loan was secured against the equipment being purchased, allowing for much more favorable terms.
  • Significant Cost Savings: Because of this, we secured an interest rate 2 percentage points below the quote they had received for an unsecured loan (resulting in very significant savings on £13 million).
  • Flexible Drawdown: The credit line allows for multiple drawdowns at different times throughout the project, with each hire purchase only crystallising at the point of drawdown.
  • Interest Efficiency: The client only pays interest on the amount drawn down at each stage, rather than on the full loan amount from day one.
  • Repayment Flexibility: Repayments are also only made on the amounts drawn down, improving business cash flow management.

Even though the business could have likely funded the equipment with their existing cash, they chose to finance the project for a number of reasons:

  • By opting for asset finance, the company preserves cash for other business expenses rather than tying it up in assets.
  • The interest paid on the business loan is tax-deductible and hits the profit and loss sheet, so can ultimately be offset against their corporation tax liability.

This case demonstrates our ability to provide innovative financial solutions for large corporations, leveraging our expertise in asset finance to achieve substantial cost savings and enhanced flexibility compared to traditional lending options.

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Fast Bridging loan with low credit score

Capital Raised £140K
North Wales

The Scenario

Textbook Bridging loan scenario: not wanting to lose out on a new property while you wait for a slow sale on your current home. The problem was our client’s credit score, which was barely into the triple digits, and a patchy credit history that included a missed mortgage payment.

The Solution

Our broker knew a handful of lenders that would look at this client’s application, and set to work in liaising with each to establish the best option.  

In order to speed up the process and save our client from paying for an extra valuation fee, we managed to secure the loan solely against the property the client was buying. The existing home that was being used as the exit for the loan wouldn’t need to be used as security.

This is unusual, but it meant saving £500-600 on a property valuation and roughly two weeks of admin time – a big swing for our clients’ deal.

In just 8 calendar days we had an offer agreed, and the full funds were secured in just 33 calendar days – exceptionally quick given the circumstances.

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Bridging Loan for Fix & Flip in Fife Offers Perfect Solution

Capital Raised £84k
Dunfermline

The Scenario

We worked with a property investor who had built a successful fix and flip business in Fife, Scotland. She had found a suitable mid-terrace property selling for £112K.

But with a 25% deposit to hand, the loan amount was too small for most lenders to offer a mortgage. And our client had a poor experience with one of the primary buy-to-let mortgage lenders in Scotland, so was looking to arrange a bridging loan.

The Solution

A bridging loan was the perfect solution for this situation. Since she was looking to flip the property, she didn't need a long term buy-to-let mortgage. A bridging loan could secure the house and be repaid once it had been resold.  

But rates posed an issue. Most bridging lenders were only offering rates higher than 1% per month, but our specialists found rates significantly below this with the lender she didn’t favour.

After assuring her that this bank’s bridging department worked quite separately to its mortgage branch, our team’s guidance meant that she secured the funding she needed at the best possible rate and was able to increase the property’s value by £53,000. 

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Fast Auction Finance for Grade II-listed Farmhouse in Kent

Capital Raised £247k
Kent

The Scenario

Our clients had spotted a rare investment at auction - a stunning Grade II-listed farmhouse in the Southeast.  

They could see the potential to split it into a home for themselves plus a holiday home providing rental income. After winning the bid and putting down the deposit, they had 28 days to pay the balance.

The combination of potential renovations and tight turnaround meant that a mortgage was out of the picture. Our clients needed a quick, flexible solution to provide the rest of the funds while they found a buyer for their current home. 

The Solution

Luckily our clients were eligible for a bridging loan. Our bridging adviser found them a deal that fit comfortably within their financial budget. Funds were approved and the money was in the bank well within the 28-day deadline for their auction purchase.

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