Specialist

Remortgage For Property Development

Remortgage For Property Development

Clifton private finance

We specialise in raising & refinancing development finance on residential and commercial property transactions in the UK

We can help developers get the right finance for UK residential and commercial projects.
  • Remortgage development finance from £100,000
  • Market leading rates
  • Finance options for England, Scotland, Wales and Northern Ireland (We can also source finance for projects in Ireland)
  • Loans up to 100% of development finance cost
  • Finance with no exit or early redemption fees
  • Options for inexperienced developers
  • Joint venture finance options
  • 2nd charge options
  • Terms up to 24 months
  • Complex cases always considered
  • Finance for a variety of ownership structures including multiple SPV's, Offshore SPV's, UK based trust structures, overseas trust structures
  • Finance for new build, conversion or refurbishment developments including mixed use and student accommodation
  • We can help source finance for land, commercial to residential conversions, unusual assets such as care homes, golf courses, places of worship, petrol stations, fisheries, air rights (with acceptable security) and charities

Flipping Property?

Buying, Renovating & Selling (or Letting)

Finance Rates from

0.55% pm

1 - 18 months

Rates up to 80% LTV net

As at 17th January 2025

Ground Up Development

New Builds

Finance Rates from

0.83% pm

Up to 24 months

Rates up to 70% of GDV

As at 17th January 2025

Existing Development?

Refinance & Exit Finance

Finance Rates from

0.55% pm

1 to 18 months

Rates up to 80% LTV net

As at 17th January 2025

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Our strength is our ability to access a wide range of funding solutions from high street and private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on 0203 900 3040 to discuss your requirements.
Recent

Property Finance Deals

Low Cost Drawdown Bridging Loan for Development Exit | Case Study
Low Cost Drawdown Bridging Loan for Development Exit
Area
Kent
Capital Raised
£900k
Date
February 2025
Quick Bridging Loan Secures Completion of Self-Build
Quick Bridging Loan Secures Completion of Self-Build
Area
Lincoln
Capital Raised
£200k
Date
September 2024
Bridging Loan to Complete Self Build Under Tight Deadline
Bridging Loan to Complete £2.3m Self Build Under Tight Deadline
Area
Hertfordshire
Capital Raised
£190k
Date
July 2024

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Remortgage For Property Development

FUNDING SOLUTIONS FOR DEVELOPERS

A range of refinance (remortgage) options have been developed by the market that can overcome the challenges of expensive finance or where a project has gone over term.

1. Refinancing Short Term Finance

Short-term finance offers developers a quicker way to access development finance.

We work with lenders who can provide finance within as little as seven working days as a short-term solution to “bridge” the gap of any shortfall in funding.

Bespoke bridging loans can be tailored to specific purposes and lending terms, but they are commonly used for developments such as:

Refinancing a light refurbishment bridging loan

Usually with slightly lower interest rates, these are tailored for smaller development projects. There is no strict definition of a light refurbishment project, but usually it is one where:

Refinancing a heavy refurbishment bridging loan

These are offered as finance for larger development projects, where the lender’s risk and administrative involvement is greater – consequently their interest rates are higher.

A Heavy Refurbishment bridging loan will be appropriate for projects where:

2. Refinancing a development

There are a number of reasons why you might want to "remortgage" existing finance for a property development.

The main ones are:

HOW TO ACCESS REFINANCE FOR YOUR DEVELOPMENT PROJECT

At Clifton Private Finance, our strong relationships with private banks, specialist lenders, family offices and wealth managers, means that we can look at the widest range of funding available to find the best business refinance solution for your development.

With offices in London, Bristol (Registered Office) and Cardiff we are authorised and regulated by the Financial Conduct Authority.

Call us on 0203 900 3040 to discuss your project.
What Our

Clients Say

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us