Specialist

Expat Mortgage Rates

Latest Deals For Buying & Refinancing Property In The UK

Expat Mortgage Rates

Clifton private finance

We can help source mortgage finance for expats looking to purchase or refinance UK property.

We are experts in helping UK expats secure mortgage & short term finance on UK property.

Our service offers:

  • Expat UK residential and buy to let property finance
  • Up to 80% LTV
  • Market-leading interest rates*
  • Finance solutions for clients with complex incomes
  • Property finance for expatriate UK nationals working abroad and investing in the UK, or with families remaining in the UK
  • UK rate options for returning expats
  • Mortgage finance for Britons and foreign nationals working in the UK who are paid in a foreign currency
  • Mortgage finance on UK properties for British citizens working as yacht crew / seafarers)
  • Finance for non UK citizens buying residential or commercial property in the UK

We have strong relationships with UK and international banks, including private banks and specialist lenders, family offices and wealth managers.

Through our connections we can source finance from UK banks who offer bespoke mortgages and shorter-term finance products which are designed specifically for internationally based clients, with attractive interest rates and flexible loan terms.


Expat - UK Residential

2 Year Fixed

2.19% APR

27 months fixed rate

(Purchase)

Subsequent rate 3.79%

APRC 3.6%*

Up to 60% LTV

Product Fee £999

As at 5 April 2022

Expat - UK Residential

5 Year Fixed

2.29% APR

63 Months Fixed Rate

(Purchase)

Subsequent rate 3.79%

APRC 3.3%*

Up to 70% LTV

Product Fee £999

As at 5 April 2022

Expat - UK Residential

2 Year Tracker

1.04% APR

+BOE Base Rate

2 Year Tracker

Subsequent rate 3.79%

APRC 3.5%*

Up to 75% LTV

Product Fee £999

As at 5 April 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


*Rate criteria can be found at the bottom of this page
Call us on +44 203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

UK Mortgage Secured for Shipyard Contractor Living in Bahrain Earning in Foreign Currency
UK Mortgage Secured for Shipyard Contractor Living in Bahrain Earning in Foreign Currency
Area
Milton Keynes
Capital Raised
£570k
Mortgage to Raise Cash for Buy to Let Purchase for Contractor Earning Japanese Yen
Mortgage to Raise Cash for Buy to Let Purchase for Contractor Earning Japanese Yen
Area
Middlesex
Capital Raised
£420k
Part in Part Mortgage for Milton Keynes Home Secured Against Earnings in Cayman Island Dollars
Part in Part Mortgage for Milton Keynes Home Secured Against Earnings in Cayman Island Dollars
Area
Milton Keynes
Capital Raised
£470k
Mortgage Secured for Mauritian Business Owner Earning Complex, Overseas Self Employed Income
Mortgage Secured for Mauritian Business Owner Earning Complex, Overseas Self Employed Income
Area
Epworth
Capital Raised
£400k
£525k Mortgage for Professional YouTuber Paid in Swiss Francs to Buy New Home in Wales
£525k Mortgage for Professional YouTuber Paid in Swiss Francs to Buy New Home in Wales
Area
Wales
Capital Raised
£525k
Equity Release on UK Property in Surrey to Fund Home Purchase in Spain
Equity Release on UK Property in Surrey to Fund Home Purchase in Spain
Area
Surrey
Capital Raised
£350k

More Opportunities »

Contact Us

Expat Mortgage Rate Criteria

Expat Residential Criteria

Up to 80% Loan to Value

Maximum loan of £750,000.00

Employer must have a UK presence

Most countries of residence considered

Must be paid in one of the following currencies: Pound Sterling, Euro (GBP), United States Dollar (USD), Canadian Dollars (CAD), Singapore Dollar (SGD), Hong Kong Dollar (HKD), Swiss Franc (CHF), Norwegian Krone (NOK), Emirati Dirham (AED), Kuwaiti Dinar (KWD), Qatari Riyal (QAR)

Minimum income of £40,000.00 (GBP equivalent)

For Purchases and Remortgages

Property must be located in England or Wales

Deposit must be held in a UK bank account at the time of application

No maximum age limit

Expat Buy to Let Criteria

Up to 80% Loan to Value

Maximum loan of £750,000.00

Employer must be a recognised international employer

Most countries of residence considered

For applicants paid in any currency

Minimum income of £40,000.00 (GBP equivalent)

For Purchases and Remortgages

Property must be located in England or Wales

£ for £ remortgages calculated at 125% rental cover

Deposit must be held in a UK bank account at the time of application

No maximum age limit

As at 12th June 2020

 

If you require an expat loan in excess of £750,000 we currently have lender partners who will consider this but on a case by case basis.

 

To set up an immediate, detailed discussion of the finance you’re looking for:

Call us on +44 203 900 4322 to discuss your requirements.
What Our

Clients Say

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us