SANTANDER EXPAT MORTGAGE

Property Finance Solutions for British Expats

Find the Perfect Expat Mortgage

Santander-expat-mortgage

Clifton private finance

We can help source mortgage finance for UK Expats on residential and commercial property transactions in the UK

Santander International offers mortgages for UK expats.
Santander primarily offers expat buy to let mortgages in the UK, allowing British expats to invest in the UK property market. They allow expat mortgage customers to own up to 10 buy to let properties in the UK.
Clifton Private Finance has an established relationship with Santander International, meaning we can expedite the process of applying for an expat mortgage to help you structure the best deal for your situation.

We offer our clients:

  • Residential and investment mortgages from £100k to £25m.
  • The option to leverage assets such as your investment portfolio, other property and pensions to negotiate more flexible lending criteria and interest rates.
  • Access to the high street and private banks, specialist lenders, family offices and wealth managers. We also have access to private investor funds.
  • Enhanced, bespoke or exclusive terms to match your unique requirements.
Call us on +44 117 959 5094 to discuss your requirements.
Or book a telephone consultation for a date and time that works for you:

Looking for an Expat Mortgage?

Recent

Property Finance Deals

£2M Remortgage for High-Net-Worth Expat Client with Complex Income Profile
£2M Remortgage for High-Net-Worth Expat Client with Complex Income Profile
Area
International
Capital Raised
£2M
Date
February 2026
£2.2M Buy-to-Let Mortgage for Dubai Expat Investment Property
£2.2M Buy-to-Let Mortgage for Dubai Expat Investment Property
Area
Cirencester
Capital Raised
£2.2M
Date
December 2025
Holiday Let Mortgage Secured for UK Expats Living in the US
Holiday Let Mortgage Secured for UK Expats Living in the US
Area
Guildford
Capital Raised
£525k
Date
August 2025

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OUR EXPAT MORTGAGE BROKER SERVICE

We offer a specialist mortgage service for British expats, providing:

Fixed-rate Santander expat mortgages

Santander offers a number of fixed-rate expat buy-to-let mortgages, including 2 and 5-year fixed-rate products. 

Santander expat tracker mortgages

Santander International offer 2-year tracker rate mortgages tied to the Bank of England Base Rate. They provide products up to 80% LTV.

Compare interest rates on expats mortgages

Santander International is just one of a number of lenders who offer mortgages to British expats. Clifton Private Finance is a UK-based, FCA regulated mortgage broker with links to all the leading lenders, meaning we can help find you structure the best finance deal based on your situation.

Call us on +44 117 959 5094 or fill out our form to discuss your requirements.
Or book a telephone consultation for a date and time that works for you:

Book Appointment

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us