For buying and refinancing Surgical & Treatment Tables
Surgical & Treatment Table Finance & Leasing is a type of equipment financing that allows businesses in the construction industry to acquire surgical and treatment tables without paying the full upfront cost. Surgical and treatment tables are specialised tables that are used for various purposes in the construction sector, such as:
Surgical and treatment tables can be expensive to purchase outright, especially for small and medium-sized businesses that may have limited cash flow or capital. By opting for Surgical & Treatment Table Finance & Leasing, businesses can spread the cost of the tables over a fixed period of time, while enjoying the benefits of using them.
There are two main types of finance available for Surgical & Treatment Table Finance & Leasing: hire purchase and leasing. Both options have their own advantages and disadvantages, depending on the needs and preferences of the business.
Hire purchase is a type of finance that allows the business to buy the surgical and treatment tables over a series of instalments, usually with a deposit and a final balloon payment. The business owns the tables at the end of the agreement, and can claim capital allowances and tax relief on the interest payments. However, the business is also responsible for the maintenance and insurance of the tables, and may have to pay a higher interest rate than leasing.
Leasing is a type of finance that allows the business to rent the surgical and treatment tables from a lender for a fixed period of time, usually with a monthly or quarterly payment. The business does not own the tables, but can use them as if they did. The business can also benefit from lower monthly payments, flexible terms, and tax deductions on the rental payments. However, the business may have to pay additional fees, such as service and maintenance charges, and may not be able to modify or upgrade the tables without the lender’s consent.
The process of applying for Surgical & Treatment Table Finance & Leasing is simple and straightforward, with the help of Clifton Private Finance. Here are the steps involved:
The eligibility criteria may vary depending on the lender and the type of finance, but generally, you will need to have a good credit history, a stable income, and a registered business in the UK.
The amount you can borrow depends on the value of the tables, your credit rating, and your affordability. Clifton Private Finance can help you find the best deal for your budget, from £25,000 to £2.5 million.
The repayment period can range from 12 months to 7 years, depending on the type of finance and the lender. You can choose the payment frequency that suits your cash flow, whether it is monthly, quarterly, or annually.
In need of Surgical & Treatment Table Finance & Leasing?
We can help you:
And when we’ve established the best type of finance for you, we will:
Call our team on 0203 900 4322 to discuss your requirements or book an appointment.
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.