IT Equipment Finance

For financing business related IT equipment 

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Bridging Loan

Clifton private finance

We specialise in sourcing IT Equipment Finance leasing options in the UK

We provide high-quality IT Equipment Finance & leasing solutions for UK clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.  
Call us on 0203 900 4322 to discuss your requirements.

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IT Equipment Finance - How It Works

If you are looking for a way to upgrade your IT infrastructure without breaking the bank, you might want to consider IT equipment finance. This is a smart and flexible option that allows you to access the latest IT solutions and pay for them over time. Whether you need servers, laptops, software, or cloud services, you can find a finance solution that suits your needs and budget. In this page, we will explain what IT equipment finance and leasing is, how it works, what the benefits are, and how you can apply for it.

IT infrastructure is essential for many businesses to operate efficiently in today’s digital world. However, constantly upgrading IT hardware and software can be extremely costly and financially draining. This is where IT equipment finance comes in.

The Different Finance Options for IT Equipment Finance

There are two main types of finance available: hire purchase and operating lease.

Hire Purchase

With hire purchase, the business pays a deposit upfront and then makes regular payments over an agreed term, usually 12-60 months. At the end of the term, the business owns the equipment.

Hire purchase is suitable for businesses wanting to own the IT equipment eventually. It also allows the business to claim capital allowances on the equipment.

Operating Lease

With an operating lease, the business pays a monthly fee to use the IT equipment for a fixed term, usually 2-5 years. At the end of the term, the business returns the equipment or has the option to upgrade, extend the lease, or purchase the equipment at a reduced price.

Operating leases allow maximum flexibility and convenience. The business never owns the equipment and so does not have to worry about maintenance, disposal or depreciation.

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How IT Equipment Finance Works

Financing IT equipment is straightforward:

What are the Benefits of IT Equipment Finance?

Save Money and Improve Cash Flow

Enjoy Flexibility and Convenience

Benefit from Tax Advantages

Imagine the possibilities that IT equipment finance and leasing can offer you. With an operating lease, you can equip your graphic design team with the latest MacBooks and Adobe software, and unleash your productivity and creativity without spending a fortune upfront. With a hire purchase, you can invest in a new digital X-ray machine and a patient management system for your dental practice, and enhance your service quality and efficiency while claiming tax relief on the equipment. Another example is acquiring a drone and a cloud-based mapping software for your construction company. Improving your site surveying and project management capabilities while paying a low monthly fee.

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Are there any Drawbacks?

IT Equipment Finance & Leasing also has some potential drawbacks that businesses should be aware of before entering into a finance agreement. Some of these drawbacks are:


What can be financed?

Almost any type of IT hardware, software or services, including:

What are the eligibility criteria?

Lenders mainly consider:

How long does approval take?

At Clifton Private Finance, we can approve finance within hours or days depending on the cirumstances and complexity of the fianance required. We access fast finance options from various lenders through our expansive network.

In need of IT Equipment Finance & Leasing?

We can help you:

And when we’ve established the best type of finance for you, we will:

Call our team on 0203 900 4322 to discuss your requirements or book an appointment.

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Call us today to discuss your requirements on 0203 900 4322
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