Specialist

Business Loan For Residential Property

Speak to us today...

Business loan for residential property

Clifton private finance

We specialise in sourcing business loans 

As a specialist finance broker, we provide high quality business loan solutions for our clients.
  • Market leading rates from 5.3% pa
  • Up to 80% Loan To Value (100% with additional security)
  • Loans from £25,000 to £750,000
  • Loans under £150,000 a 2 hour credit decision. Above £150,000 it takes a little longer!
  • Larger loans including 2nd mortgage debenture lending and commercial mortgages 
  • Terms  from 3 months
  • Interest roll up options
  • Same day agreement in principle
  • We can accept applications from individuals, limited companies, SPV's and offshore structures
  • Finance for residential, commercial including retail outlets, restaurants, cafes, guest houses and B&Bs, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, investment properties, development land and buy to let property (portfolios and limited companies welcome)
We pride ourselves on providing excellent service responsive to your needs.
Call us on 0203 880 8890 to discuss your requirements.
Recent

Property Finance Deals

First Time Buyer Mortgage for High Earner Despite Adverse Credit from Payday Loans
First Time Buyer Mortgage for High Earner Despite Adverse Credit from Payday Loans
Area
London
Capital Raised
£571k
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Area
Colchester
Capital Raised
£800k
Part in Part Mortgage for Milton Keynes Home Secured Against Earnings in Cayman Island Dollars
Part in Part Mortgage for Milton Keynes Home Secured Against Earnings in Cayman Island Dollars
Area
Milton Keynes
Capital Raised
£470k
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Area
Central London
Capital Raised
£360k
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Area
Scotland
Capital Raised
£910k
Complex Property Purchase in Wales £300k Under Value Secured with 12 Month Bridging Loan
Complex Property Purchase in Wales £300k Under Value Secured with 12 Month Bridging Loan
Area
Wales
Capital Raised
£960k

More Opportunities »

Contact Us

Business Loans Service

Why Choose Us?

Our business loan service provides:

Types of Business Loan We Can Source

Business loans for:

Next Steps

As a specialist property finance broker, Clifton Private Finance can provide a clear picture of the options available to you. We will assess your specific set of circumstances and arrange a finance solution tailored to your needs.

Business projects surrounding residential properties can require a significant amount of finance. Whether your residential property is a buy to let, a house in multiple occupation (HMO) or a development, you will likely require some readily available finance.

Unless you are prepared to potentially use your entire capital on your residential property, you may want to use a business loan.   

Traditional Lenders

When it comes to getting the finance you need for your residential property quickly, securing a business loan from a traditional lender may not be your best option. This is because traditional lenders’ applications can take up to several weeks or even months to process. Also, traditional lenders’ lending criteria have become a lot more stringent in recent years.

For buy to lets and HMO properties, during applications traditional lenders will:

For property development, traditional lenders will usually require evidence of a proven track record of developments.

Private Lenders

Private lenders are often more flexible than traditional lenders, as their application process is more straightforward and generally does not require you to satisfy rigid criteria.  Often private lenders will prioritise your ability to make loan repayments and not whether you satisfy strict criteria.

If you want a business loan with a private lender then you may want to contact a broker, as private lenders’ business loans are not available on the high street.

If you need a business loan call us on 0203 880 8890 or complete our contact form above.
What Our

Clients Say

Latest

Property Finance Deals & Insight

How To Mortgage A UK Holiday Let Property If You Are An Expat
As the staycation trend in the UK continues to grow, many British expats are either turning their UK homes into holiday lets while...
11-08-2022
If you are 60 or older & you need to borrow in later life, there are mortgage options available. Even in your 90s, there might...
09-08-2022
Expat buy to let mortgages in the UK, Clifton Private Finance
If you're a UK national living in another country, you may be trying to figure out how to finance a property back home. ...
08-08-2022
How To Get A Bridging Loan With Bad Credit
Can bad credit affect your ability to get a bridging loan? Find out why it's still possible to get short term bridge finance,...
07-08-2022
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us