Specialist

Business Loan For Residential Property

Speak to us today...

Business loan for residential property

Clifton private finance

We specialise in sourcing business loans 

As a specialist finance broker, we provide high quality business loan solutions for our clients.
  • Market leading rates from 5.3% pa
  • Up to 80% Loan To Value (100% with additional security)
  • Loans from £25,000 to £750,000
  • Loans under £150,000 a 2 hour credit decision. Above £150,000 it takes a little longer!
  • Larger loans including 2nd mortgage debenture lending and commercial mortgages 
  • Terms  from 3 months
  • Interest roll up options
  • Same day agreement in principle
  • We can accept applications from individuals, limited companies, SPV's and offshore structures
  • Finance for residential, commercial including retail outlets, restaurants, cafes, guest houses and B&Bs, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, investment properties, development land and buy to let property (portfolios and limited companies welcome)
We pride ourselves on providing excellent service responsive to your needs.
Call us on 0203 880 8890 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan Secured Against Unique New Build In Chichester
Bridging Loan Secured Against Unique New Build In Chichester
Area
Chichester
Capital Raised
£160k
Fast Residential Mortgage for British Expat in Tokyo Buying in Edinburgh
Fast Residential Mortgage for British Expat in Tokyo Buying in Edinburgh
Area
Edinburgh
Capital Raised
£742k
Development Loan to Refinance New Build House
Development Loan to Refinance New Build House
Area
Daventry
Capital Raised
£1.6m
Case Study: 80% LTV London Mortgage For British Expat In UAE
80% LTV London Mortgage For British Expat In UAE
Area
London
Capital Raised
£320k
Case study: £900K Bridging Loan for Upsizing to Worcestershire
£900K Bridging Loan for Upsizing to Worcestershire
Area
Worcestershire
Capital Raised
£900K
£1.35m Bridging Loan For Downsizing To Grade 2 Listed Property
£1.35m Bridging Loan For Downsizing To Grade 2 Listed Property
Area
Lymm
Capital Raised
£1.5m

More Opportunities »

Business Loans Service

Why Choose Us?

Our business loan service provides:

Types of Business Loan We Can Source

Business loans for:

Next Steps

As a specialist property finance broker, Clifton Private Finance can provide a clear picture of the options available to you. We will assess your specific set of circumstances and arrange a finance solution tailored to your needs.

Business projects surrounding residential properties can require a significant amount of finance. Whether your residential property is a buy to let, a house in multiple occupation (HMO) or a development, you will likely require some readily available finance.

Unless you are prepared to potentially use your entire capital on your residential property, you may want to use a business loan.   

Traditional Lenders

When it comes to getting the finance you need for your residential property quickly, securing a business loan from a traditional lender may not be your best option. This is because traditional lenders’ applications can take up to several weeks or even months to process. Also, traditional lenders’ lending criteria have become a lot more stringent in recent years.

For buy to lets and HMO properties, during applications traditional lenders will:

For property development, traditional lenders will usually require evidence of a proven track record of developments.

Private Lenders

Private lenders are often more flexible than traditional lenders, as their application process is more straightforward and generally does not require you to satisfy rigid criteria.  Often private lenders will prioritise your ability to make loan repayments and not whether you satisfy strict criteria.

If you want a business loan with a private lender then you may want to contact a broker, as private lenders’ business loans are not available on the high street.

If you need a business loan call us on 0203 880 8890 or complete our contact form above.
What Our

Clients Say

Latest

Property Finance Deals & Insight

Should You Get a Tracker or Fixed Rate Mortgage in 2023?
The Bank of England has announced that it's keeping base rate at 5.25%. We're taking a snapshot of the best rates available on the...
01-12-2023
Are mortgage rates going down
Inflation reached a record high last year, and now the Bank of England have announced that they will be keeping the base rate at 5...
01-12-2023
Will house prices drop in the UK in 2024
The average home price has dropped by over 3% since October 2022, with experts predicting further reductions in 2024.  House...
01-12-2023
How To Get A Bridging Loan With Bad Credit
Can bad credit affect your ability to get a bridging loan? Find out why it's still possible to get short term bridge finance,...
30-11-2023
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us