Specialist

Business Loan For Rental Property

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Business loan for rental property

Clifton private finance

We specialise in sourcing business loans 

As a specialist finance broker, we provide high quality business loan solutions for our clients.
  • Market leading rates from 0.44% pm
  • Up to 80% Loan To Value (100% with additional security)
  • Loans from £50,000 to £25 Million
  • Terms  from 3 months
  • Interest roll up options
  • Same day agreement in principle
  • We can accept applications from individuals, limited companies, SPV's and offshore structures
  • Finance for residential, commercial including retail outlets, restaurants, cafes, guest houses and B&Bs, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, investment properties, development land and buy to let property (portfolios and limited companies welcome)
We pride ourselves on providing excellent service responsive to your needs.
Call us on 0203 880 8890 to discuss your requirements.
Recent

Property Finance Deals

First Time Buyer Mortgage for High Earner Despite Adverse Credit from Payday Loans
First Time Buyer Mortgage for High Earner Despite Adverse Credit from Payday Loans
Area
London
Capital Raised
£571k
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Short Term Finance from Private Bank Secures £1.6m Colchester Home at Low Interest Rate
Area
Colchester
Capital Raised
£800k
Part in Part Mortgage for Milton Keynes Home Secured Against Earnings in Cayman Island Dollars
Part in Part Mortgage for Milton Keynes Home Secured Against Earnings in Cayman Island Dollars
Area
Milton Keynes
Capital Raised
£470k
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Bridging Loan to Pay Inheritance Tax Bill Before Selling Inherited London Property to Cover Costs
Area
Central London
Capital Raised
£360k
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Bridging Loan to Secure Property Requiring Planning Permission, Split Titles and Refurbishment Before Refinancing
Area
Scotland
Capital Raised
£910k
Complex Property Purchase in Wales £300k Under Value Secured with 12 Month Bridging Loan
Complex Property Purchase in Wales £300k Under Value Secured with 12 Month Bridging Loan
Area
Wales
Capital Raised
£960k

More Opportunities »

Contact Us

Business Loans Service

Why Choose Us?

Our business loan service provides:

Types of Business Loan We Can Source

Business loans for:

Next Steps

As a specialist property finance broker, Clifton Private Finance can provide a clear picture of the options available to you. We will assess your specific set of circumstances and arrange a finance solution tailored to your needs.

If you need a business loan call us on 0203 880 8890 or complete our contact form above.

A business loan may be used for the purchase of a property you intend to rent out, light refurbishment; renovation of an unmortgageable property, building an extension and converting a property.

Traditional Lenders

There have been recent changes, implemented by the Prudential Regulation Authority,  that have greatly affected how lenders process applications for business loans for rental property, especially the buy to let market.

To secure a business loan from a traditional lender for a buy to let rental property you will need to provide evidence of your business, show that you can afford mortgage repayments in the event that the interest rate increases to 5.5%; have a rental coverage ratio of up to 145% for standard by to lets and up to 170% for houses in multiple occupation and ensure all your rental properties are profitable.

Traditional lenders’ criteria have become stricter and as a result applications generally take longer than before, it is not uncommon for applications to take up to several months.

The increased difficulty of securing a business loan for a rental property and the lengthy application process may make applying to a traditional lender an unattractive prospect.   

Private Lenders

Applying to a private lender for a business loan could be a good alternative for your rental property. Typically, private lenders are more flexible and they often do not take as long as traditional lenders to process an application.

Private lenders’ business loan deals are usually not available on the high street and the majority of them are not featured on comparison websites. Therefore, it is advisable to contact a specialist broker to access a loan from a private lender.

As a specialist broker, we can identify the loans available to you and identify the financial solution that is best suited to your set of circumstances.

If you need a business loan call us on 0203 880 8890 or complete our contact form above.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us