Specialist

Bridging Loan For A New Build

Bridging Loan For A New Build

Clifton private finance

We specialise in raising bridging finance for building a house in the UK

A new build can be an expensive venture, but making sure the right finance is in place may reduce the overall cost of the project. 

Bridging loans are becoming an increasingly popular tool to facilitate new builds, as they may provide a large amount of money within a small timescale.

We can provide: 

  • Market leading bridging loans from £50,000 to £25m
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 7 working days is possible depending on your circumstances
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment finance (require internal refurbishment under the permitted development rules)
  • Heavy refurbishment finance (extensions, basement digs, loft conversions, commercial to residential)
  • Bridging finance for business purposes (purchasing land or new premises, deposit for new purchase)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates 

Residential

Buying Before Selling?

Rates from:

0.55% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 21st May 2024

Development & Refurb

Fast Finance

Rates from:

0.55% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 21st May 2024

Residential

Large Bridging Loans

Rates from:

0.55% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 21st May 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Through our strong links to high street banks and private lenders, we can deliver enhanced, bespoke or exclusive terms based on your requirements.  
Call us on 0117 959 5094 to discuss your requirements.
Recent

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Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
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Complex Bridging Loan for Spanish Villa in Just 6 Working Days
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24 Month Bridging Loan Secured Against £23m London Home
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£1m
Case Study: Fast Bridging Loan with Low Credit Score to Buy Before Sale
Fast Bridging Loan with Low Credit Score to Buy Before Sale
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Capital Raised
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Bridging Loans For A New Build Service

Special features and what we offer include:

What are bridging loans for a new build?

Typically, traditional lenders are reluctant to provide the full cost of a new build and they prefer to release the finance in stages. For self-build mortgages, high street lenders will insist on inspecting the new build periodically before releasing the funds required.

Unlike self-build mortgages, bridging loans can be released in stages or as a lump sum and there is no requirement for periodic inspections.  This flexibility makes bridging loans a popular way to source finance for new build houses.

Bridging loan providers commonly offer the option to pay the loans’ interest at the end of the term of finance, by ‘rolling up’ the interest. This may be an attractive option for self-build projects as it allows individuals to avoid monthly interest payments and spend their budget on the new build itself.

How to get a bridging loan for a new build

Bridging loans for a new build are normally only offered by private banks and specialist lenders. Typically, bridging loan providers do not normally work directly with the public, but only through intermediaries such as bridging finance brokers. To get a bridging loan for a new build, you will therefore normally need to apply through a broker.

If you require a bridging loan for a new build, you should speak to a finance specialist as they will recommend the appropriate finance for you and your particular set of circumstances.

To find out more about your finance options, call us today on 0117 959 5094 or use our simple contact form to get in touch.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us