Specialist

Bridging Loan Exit Strategy

Service for UK & International Property

bridging-loan-exit-strategy

Clifton private finance

We specialise in raising bridging loans on residential and commercial property transactions in the UK & Europe

We provide a specialist service for large bridging loans in the UK & Europe.

Our bridging loans service provides:
    • Market leading bridging loans from £50,000 to £25m
    • Finance for downsizing or upsizing residential property (On a regulated basis)
    • Rates from 0.43% pm
    • Lower rates for £1 million+ loans
    • £99 valuation option for properties up to £1 million
    • Terms from 1 month to 12 months
    • Interest roll up options

Residential

Buying Before Selling?

Rates from:

0.43% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short Term Lease Finance

Auction Purchase

As at September 2020

Development & Refurb

Fast Finance

Rates from:

0.38% pm

Ground Up Development

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase

As at September 2020

Residential

Large Bridging Loans

Rates from:

0.175% pm

Up to 80% LTV

Minimum Loan £500k

Minimum Income £100k

Serviced monthly interest required

As at September 2020

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Low-cost £1.23M bridging loan with flexible terms
Area
Home counties
Capital Raised
£1.23M
£2M-plus bridge to buy new home plus rental property while awaiting sale of Sussex country house
Area
East Sussex
Capital Raised
£2.35M
Bridge finance for Channel Islands resident to build new Guernsey home
Area
Guernsey
Capital Raised
£800K
£2.6M 100% LTV residential bridging loan secured against 3 properties
Area
Kent
Capital Raised
£2.6M
Finish and exit for £1.95M barn development
Area
Sussex
Capital Raised
£605K
Development exit finance before practical completion on 4 Suffolk houses
Area
Suffolk
Capital Raised
£924K

More Opportunities »

Contact Us

Bridging Loan Exit Strategy

During the first discussion with a broker about a bridging loan, you should hear the phrase “exit strategy” or exit plan. This is a key part of your application for a bridging loan.

An ‘exit strategy’ is the plan for repaying the bridging loan when the agreed timescale of the loan lapses.

With any loan you take out – be it long term or short term – you should have an established strategic plan of how you are going to repay this loan.

You must repay this loan. If you default on your payment, and you loan is secured against an existing property you own, you could loose this property. So, a clear and viable exit strategy is really important.

Some lenders will happily extend their terms for the loan assuming there is a plan in place to repay the loan (eg if this is an open loan), however in some cases you run the risk of penalty payments.

Your exit strategy could be:

An exit strategy will be different depending on what your situation is - the details of your reason for needing the loan will dictate what your exit strategy is.

For example, if you want to get a bridging loan in order to buy an investment property, you could establish an exit strategy which secures the loan against the value of your own home.

Once you have your exit strategy, you’re going to do up and sell the property.

The exit strategy in this situation is the sale of the investment property once it has been refurbished. Alternatively, the exit strategy here could be taking out a buy-to-let (BTL) mortgage on the investment property which would pay out the bridging loan, and enable you to make money by letting out your property.

Why use Clifton Private Finance?

Based in Bristol and Cardiff, Clifton Private Finance has expertise in sourcing large bridging loans; we have contacts with all of the leading banks and private lenders across the whole of the market. This means we can always offer our clients the best rates available for their borrowing needs. For examples of bridging loan cases we have completed for a range of funding scenarios please see our bridging loan case studies
If speed is a priority bridging finance can be arranged quickly depending on your situation. 
Call us on 0117 959 5094 to discuss your requirements.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us