Specialist

Mortgages For LLP Partners

Require property finance?

Speak to us today...

Mortgages For LLP Partners

Clifton private finance

We specialize in sourcing finance for LLP partners on residential and commercial property transactions in the UK

For law firm partners we work with select high street and private banks on a bespoke basis.

We can offer:
  • Bespoke lending solutions from £250,000
  • Large mortgage loans up to 95% LTV (Loan to value)
  • Uncomplicated approach to income & wealth
  • Interest only options 
  • Mortgages for residential and investment properties
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements e.g. onshore and offshore trusts
  • Solutions for HNW & UHNW individuals
  • Lombard lending from £2m
  • Offshore solutions for law firm partners who are UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Independent service & expert advice
The Large Mortgage Challenge:
For larger loan requirements, when it comes to mortgages over £1 million lenders will usually want to see a larger deposit.
Typically many high street lenders will cap lending at 70% to 75% LTV (loan to value) e.g. on a central London property for example priced at £5 million as a borrower you would be expected to deposit £1.25 million to progress the deal.
This can be a sticking point for clients who want to maintain cash liquidity but from an affordability perspective can easily afford to borrow at a high level.
The Solution:
The good news is that we work with lenders that take a more bespoke approach to mortgage lending.
Bespoke lending based on a more informed approach to a client’s circumstances means we can put in place lending solutions which are tailored to a client’s needs.
For example many of our clients want to work on an interest only basis.
Typical high street lenders will often have caps on how much can be borrowed on large loans over £1 million restricting the interest only portion to anything from 50% to 75% LTV.
We work with banks that look at your full financial profile as a law firm partner which means we can often source lending solutions that are purely bespoke.
Recent Case:
We were able to secure a 95% LTV mortgage on a £1.9 million property
In this case we worked with a private bank who took a positive view on the client's future earnings prospects in the legal profession.
With just a 5% deposit the client borrowed £1.8 million with a blended rate on a 5 year fixed rate. £1 million was secured on a rate of 2.09% and the balance at 2.59%.
Call us on 0203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

Early Remortgage for Law Firm Partner Locks in Low Rate
Early Remortgage for Law Firm Partner Locks in Low Rate
Area
Buckinghamshire
Capital Raised
£1m
Interest Only Borrowing At £1.78m For Property Improvements
Interest Only Borrowing At £1.78m For Property Improvements
Area
Reading
Capital Raised
£1.8m
UK Mortgage for British Expat Earning in Cayman Islands Dollars
UK Mortgage for British Expat Earning in Cayman Islands Dollars
Area
Sussex
Capital Raised
£300k
UK Expats Remortgage London Buy to Let Property to Fund House Purchase in Thailand
UK Expats Remortgage London Buy to Let Property to Fund House Purchase in Thailand
Area
London
Capital Raised
£350k
Switching Lenders Secures Best Rates For £1.65m Central London Property For US Law Partner
Switching Lenders Secures Best Rates For £1.65m Central London Property For US Law Partner
Area
Central London
Capital Raised
£1.2m
90% LTV Mortgage Purchase For London Based Young Professional Couple
90% LTV Mortgage Purchase For London Based Young Professional Couple
Area
London
Capital Raised
£1.4m

More Opportunities »

LLP Partner Mortgage Broker Service

Specialist mortgage broker service providing:

Our broker service provides expert help to UK law firm partners who have complex income arrangements. This can include bonus payments, profit-sharing agreements, or income and dividends from self-employment. 
Call us on 0203 900 4322 to discuss your requirements.

Recent Case Study: Million pound mortgage for self-employed law firm partner »

What Our

Clients Say

Latest

Property Finance Deals & Insight

Are mortgage rates going down
The Bank of England have held the base rate again at 5.25% in March for at least another 6 weeks, despite speculation of rates goi...
12-04-2024
Get a Large Interest Only Mortgage
A large interest only mortgage can be a suitable funding solution for individuals with complex income streams and wealth stru...
11-04-2024
bridging loan deposit
Generally, you'll need a deposit for a bridging loan or equity of at least 20-40%. However, lenders can vary on requirements, and...
08-04-2024
How Much Will My Mortgage Go Up in 2024
If you're remortgaging in 2024, your mortgage payments could go up by as much as £500 - £1000 a month.  Mortgage...
04-04-2024
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us