Specialist
Bridging Loan for Property in Spain
International Bridging Finance for property in Spain as a non-resident
International Bridging Finance for property in Spain as a non-resident
Purchasing property in Spain can be an exciting opportunity, whether you're looking to invest, buy a holiday home, or develop real estate.
However, securing the right bridge financing for an international purchase comes with its own set of challenges, particularly for non-residents.
At Clifton Private Finance, we partner with specialist advisers in Spain to offer bridging loans and international mortgages tailored to your needs, helping you navigate these complexities with ease.
Our bridging loan service:
We provide a fast, friendly and professional service to help you get the money you need at the best available rates.
Bridging finance provides a fast and flexible solution for those looking to purchase property in Spain. Whether you're facing a time-sensitive purchase, need funds to secure a deal before your long-term mortgage is finalised, or want to fund renovations, a bridging loan can offer the short-term liquidity needed to make your property plans a reality.
Here’s why bridging loans are a popular choice for international buyers:
At Clifton Private Finance, our service connects you with the funding you need to secure your Spanish property without delays.
We can also help you arrange a Spanish mortgage to exit your bridging loan if required.
Securing finance for a property in Spain as a non-resident can be complex, especially if you're unfamiliar with Spanish mortgage law or bank practices. UK lenders typically do not provide financing for overseas properties, so you'll need to explore international lending options. Through our partners in Spain, Clifton Private Finance offers a streamlined service to help you obtain the necessary funds.
Our service can connect you with lenders who offer competitive rates, allowing you to avoid unnecessary additional financial products often pushed by Spanish banks.
A bridging loan can be particularly useful when there’s a gap between the funds you have available and what you need to complete a property purchase or refurbishment in Spain. Here’s how a bridging loan might work for you:
For buyers seeking to renovate or refurbish property in Spain, bridging finance can also be an ideal solution. Spanish banks may be reluctant to provide funding for properties that need significant renovations or are deemed uninhabitable, but bridging loans are specifically designed to cover these scenarios:
At Clifton Private Finance, our international finance service is designed to support non-resident buyers looking to purchase or develop property in Spain, including the Balearic and Canary Islands. Whether you're seeking bridging finance or a long-term mortgage, our partners in Spain have the expertise to secure the best possible terms for your situation.
Our service benefits include:
If you're unsure about whether a bridging loan is the right option for your property purchase or development, it’s always best to speak with an adviser who can guide you through your options. Our service helps you meet tight deadlines, providing fast and professional bridging loan solutions that match your specific needs.
Our goal is to ensure you get the right finance for your Spanish property, no matter the situation.
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
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