Playground Finance

Playground Finance for growth and acquisition, equipment finance, cashflow & working capital solutions

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playground finance

Clifton private finance

We specialise in sourcing playground finance options and business loans in the UK

As a specialist finance broker, Clifton Private Finance provides high-quality business loan solutions for our clients.
  • Market-leading finance rates for playgrounds
  • Finance for growth and acquisition, equipment finance, cashflow & working capital solutions We can help you arrange different types of finance for your playground needs including; leasing, hire purchase, personal loans, business loans, consolidation loans, tax loans
  • Loans from £25,000 to £25 Million Terms from
  • 3 months Same-day agreement in principle
  • Playground Equipment finance for swings, slides, climbing frames, seesaws, merry-go-rounds, outdoor fitness equipment, safety surfacing, fencing, and shade structures Playground construction finance for site preparation, landscaping, installation of equipment and amenities
  • Finance for luxury assets, general assets, Agricultural & Grounds equipment, high-value cars (e.g., Aston Martin, Audi, Bentley, Ferrari, Tesla), hospitality & leisure equipment, office equipment and furniture, logistics & haulage, technology & security equipment, plant machinery, gym & fitness equipment

We pride ourselves on providing excellent service responsive to your needs.

Call us on 0203 900 4322 to discuss your requirements.

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Playground Finance - How It Works

What is Playground Finance?

Creating a playground oasis for children to explore, learn, and have fun requires substantial investments in equipment like climbing frames, swings, seesaws, safety surfacing, and more. However, the costs associated with procuring these vital playground components can quickly add up, often reaching tens or hundreds of thousands of pounds.

This is where playground finance solutions come in, enabling schools, councils, leisure facilities, and other organisations to bring their playground visions to life without being burdened by significant upfront expenditures. At Clifton Private Finance, we specialise in providing tailored financing options that allow you to acquire the necessary playground assets while preserving your liquidity and cash flow.

Our comprehensive financing solutions range from asset finance and leasing to business loans, mortgages, and development finance, ensuring that every aspect of your playground project is covered.

Playground Finance Quotes » 

Types of Playground Finance Options

Asset finance is a cornerstone of our playground financing solutions at Clifton Private Finance. It allows you to spread the cost of acquiring essential equipment over a manageable timeframe, typically ranging from 12 to 60 months. This approach enables you to invest in top-quality playground facilities without draining your working capital, all while providing an enriching environment for children to thrive.

We can arrange finance with two main asset finance options: hire purchase agreements and leasing arrangements, each tailored to meet your unique needs and preferences.

  • Hire Purchase Agreements: Through a hire purchase agreement, you gain immediate ownership of the playground assets you require, such as climbing frames, swings, or safety surfacing. An initial deposit, usually ranging from 10% to 20% of the total cost, is followed by fixed monthly instalments. Upon completing the payment term, you attain full ownership of the assets, allowing you to claim capital allowances and potentially reduce your tax liabilities.
  • Leasing Options: Leasing provides a flexible alternative where you pay a monthly rental fee to use the playground assets for a predetermined period, typically between 12 and 60 months. This option is particularly beneficial if you anticipate the need for regular upgrades or replacements, or if you prefer lower initial expenditures. At the end of the lease term, you can choose to purchase the assets for a nominal fee, extend the lease, or return the equipment.

Financing Beyond Playground Assets

While asset finance is a vital part of our solutions, we understand that playground projects may require additional funding for various purposes, such as constructing new facilities, renovating existing ones, or acquiring land. To cater to these needs, we offer a comprehensive range of financing options, including:

  • Business Loans: Secure the capital you need to fund your playground project, cover construction costs, or finance operational expenses with our flexible loan solutions.

  • Mortgages: Whether you're purchasing an existing property or building a new playground facility, our mortgage options can provide the necessary financing to secure the ideal location.

  • Development Finance: If you're embarking on a new construction project or undertaking significant renovations, our development finance solutions can support you throughout the entire process, from land acquisition to completion.

Understanding Playground Assets and Installations

Playground assets encompass a wide range of equipment, each playing a vital role in creating a safe, engaging, and developmentally appropriate environment for children to play and explore. From classic swings and slides to modern climbing structures and sensory elements, every component contributes to the overall experience and success of your playground.

Key Asset Types

  • Climbing Frames and Structures: These provide opportunities for physical challenge, problem-solving, and motor skill development.
  • Swings, Seesaws, and Rockers: Classic playground staples that encourage balance, coordination, and social interaction.
  • Slides and Tunnels: Offering thrilling sensations and opportunities for imaginative play.
  • Safety Surfacing: Vital for cushioning falls and minimising injuries, with options like rubber mulch, poured-in-place rubber, and artificial turf.
  • Sensory Walls and Panels: Stimulating cognitive development through interactive elements like chimes, textures, and puzzles.

Installation Considerations

When installing playground assets, several factors must be considered to ensure safety, accessibility, and optimal functionality:

  • Safety Standards: Compliance with relevant safety standards, such as EN 1176 and EN 1177, is crucial to minimise risks and potential liabilities.
  • Accessibility: Inclusive design principles should be followed to ensure that children with disabilities can fully participate and enjoy the playground.
  • Site Preparation: Proper site preparation, including drainage, leveling, and surfacing, is essential for a stable and long-lasting installation.
  • Age-Appropriate Design: Playground layouts and equipment should be tailored to the age ranges and developmental stages of the intended users.

Budgeting for Playground Projects

The budgetary requirements for playground projects can vary significantly, depending on the scale, complexity, and chosen equipment. For modest setups focused primarily on essential assets like swings and climbing frames, costs could range from tens of thousands of pounds upwards. However, for large-scale, state-of-the-art installations featuring custom structures, sensory elements, and extensive safety surfacing, budgets can easily extend into the hundreds of thousands or even millions of pounds.

It's important to note that if your aspirations extend beyond mere asset finance – encompassing the construction of new playground facilities, renovations, or land acquisition – your financial needs will naturally differ. At Clifton Private Finance, we possess the expertise to handle all types of finance relevant to playground projects. Our comprehensive suite of solutions includes business loans, mortgages, development finance, and, of course, our specialised asset finance offerings.

We encourage you to initiate a consultation with our team, allowing us to assess your unique requirements and objectives meticulously. With a clear understanding of your vision, we can expertly guide you through the most appropriate financing pathways, ensuring a seamless journey from conception to realisation. Don't hesitate to reach out to us – we're eager to embark on this exciting endeavor alongside you, providing the financial resources and strategic guidance necessary to bring your playground dreams to life.

Popular Brands and Models

  • Climbing Structures: Kompan, Playdale, and Sovereign are well-known brands offering a range of climbing frames and structures.

  • Swings and Seesaws: Suppliers like Sutcliffe Play, Proludic, and Hags offer durable and fun swing sets, seesaws, and rockers.

  • Safety Surfacing: Companies like Playdale, Soft Surfaces, and Eco-Mulch specialise in various safety surfacing options.

  • Sensory Equipment: Percussion Play, Tomlyn, and Wicksteed are among the leading providers of sensory walls, panels, and interactive elements.

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What are the Benefits of Playground Finance?

Financing your playground assets and projects offers numerous advantages, including:

  • Improved Cash Flow: By avoiding substantial upfront costs, you can maintain better working capital and financial flexibility.

  • Access to High-Quality Equipment: Financing allows you to invest in top-tier playground equipment, enhancing the overall experience for children.

  • Increased Safety and Compliance: Modern playground assets often incorporate the latest safety features and comply with current standards, reducing liability risks.

  • Tax Benefits: Payments made towards asset finance and certain other financing options can often be offset against tax liabilities, providing financial advantages.

  • Scalability: As your playground needs grow, financing solutions enable you to expand your facilities and equipment without straining your resources.


What types of playground assets can I finance?

You can finance a wide range of playground assets, including climbing frames, swings, seesaws, safety surfacing, sensory walls, and various interactive elements. The financing amount typically covers up to 100% of the asset's cost.

How much can I borrow for a playground project?

The amount you can borrow depends on factors such as the project scope, your credit history, income, business plan, and the lender's criteria. Most lenders offer loans ranging from a few thousand pounds to several million, enabling you to fund construction, renovations, or asset acquisitions.

Can I finance the installation and site preparation costs?

Absolutely. Most asset finance and leasing options allow you to include the installation, site preparation, and setup costs as part of the total financed amount, ensuring a seamless process without additional upfront expenses.

What are the eligibility requirements for playground financing?

To be eligible for playground financing in the UK, you typically need to be a resident over 18 with a valid bank account, a good credit score, stable income, and a solid business plan. Lenders may also require documentation such as proof of identity, address, income, and business ownership.

Is it possible to upgrade or replace playground equipment during the finance term?

Depending on your finance agreement, you may have the option to upgrade or replace your playground equipment during the finance term. This flexibility is particularly beneficial as safety standards evolve or if your needs change over time.

Can I pay off the financing early without penalties?

Early repayment terms vary among lenders and finance agreements. While some may allow you to settle early without penalties, others may charge fees or additional interest. It's crucial to review the terms carefully before committing to a financing option.

How We Can Help

At Clifton Private Finance, we understand the unique challenges and opportunities involved in creating engaging and safe playground environments. With our extensive expertise and industry knowledge, we are well-positioned to assist you in navigating the world of playground finance.

Our services encompass:

  • Assessing your specific financing needs and providing recommendations on the most suitable solutions.
  • Offering comprehensive guidance on the various finance options available, including asset finance, leasing, loans, mortgages, and development finance.
  • Leveraging our extensive network of lenders to secure the most competitive rates and terms for your financing requirements.
  • Negotiating on your behalf to ensure you receive the best possible deal.
  • Guiding you through the application process with transparency and efficiency, ensuring a smooth and hassle-free experience.
  • Ongoing support and assistance throughout the lifecycle of your financing agreement.

Don't hesitate to contact our team of experts at Clifton Private Finance to discuss your playground financing requirements. We're here to help you bring your vision to life while ensuring financial stability and growth for your organisation.

Call us today on 0203 900 4322 or schedule an appointment to take the first step towards creating a world-class playground for children to enjoy.

Playground Finance Quotes » 

Call us today to discuss your requirements on 0203 900 4322
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