Specialist
Grounds Care Finance
Grounds care finance solutions encompassing business loans, asset financing, cash flow management, and working capital solutions tailored to your needs.
Grounds care finance solutions encompassing business loans, asset financing, cash flow management, and working capital solutions tailored to your needs.
We pride ourselves on providing excellent service responsive to your needs.
Maintaining pristine outdoor spaces requires significant investments in specialised equipment, machinery, and resources. From sprawling golf courses to meticulously landscaped gardens, the costs associated with providing professional grounds care services can quickly escalate into substantial figures.
This is where grounds care finance solutions come in, enabling groundskeepers, landscaping companies, golf course operators, and local authorities to access the necessary tools and assets without being burdened by hefty upfront expenditures. At Clifton Private Finance, we specialise in tailoring financing options that allow you to procure vital equipment and undertake ambitious projects while preserving your liquidity and cash flow.
Asset finance is a cornerstone of our grounds care financing solutions at Clifton Private Finance. It enables you to spread the cost of acquiring essential machinery, vehicles, and equipment over a manageable timeframe, typically ranging from 12 to 60 months.
This approach allows you to invest in top-tier assets without draining your working capital, all while delivering exceptional grounds care services.
We offer two primary asset finance options: hire purchase agreements and leasing arrangements, each tailored to meet your unique needs and preferences.
While asset finance is a vital part of our solutions, we understand that grounds care operations may require additional funding for various purposes, such as expanding your business, renovating existing facilities, or acquiring new properties. To cater to these needs, we offer a comprehensive range of financing options, including:
care assets encompass a wide range of machinery, vehicles, and tools, each playing a vital role in creating and maintaining beautiful outdoor spaces. From high-performance mowers to specialised utility vehicles, every component contributes to the overall success of your grounds care operation.
The budgetary requirements for grounds care projects can vary significantly, ranging from modest sums for residential landscaping to multi-million-pound investments for large-scale commercial or municipal endeavours. Even smaller operations or individual projects can demand substantial budgets for acquiring specialised equipment and resources.
It's important to note that if your aspirations extend beyond mere asset finance – encompassing the construction of new facilities, renovations, or land acquisition – your financial needs will naturally differ. At Clifton Private Finance, we possess the expertise to handle all types of finance relevant to grounds care operations. Our comprehensive suite of solutions includes business loans, property finance, development finance, and, of course, our specialised asset finance offerings.
We encourage you to initiate a consultation with our team, allowing us to assess your unique requirements and objectives meticulously. With a clear understanding of your vision, we can expertly guide you through the most appropriate financing pathways, ensuring a seamless journey from conception to realisation. Don't hesitate to reach out to us – we're eager to embark on this exciting endeavour alongside you, providing the financial resources and strategic guidance necessary to bring your grounds care aspirations to life.
Financing your grounds care assets and projects offers numerous advantages, including:
You can finance a wide range of grounds care assets, including mowers, utility vehicles, tractors, landscaping tools, irrigation systems, and golf course maintenance equipment. The financing amount typically covers up to 100% of the asset's cost.
The amount you can borrow depends on factors such as the project scope, your credit history, income, business plan, and the lender's criteria. Most lenders offer loans ranging from a few thousand pounds to several million, enabling you to fund equipment acquisitions, property purchases, or development projects.
Absolutely. Most asset finance and leasing options allow you to include the installation, setup, and delivery costs as part of the total financed amount, ensuring a seamless process without additional upfront expenses.
To be eligible for grounds care financing in the UK, you typically need to be a resident over 18 with a valid bank account, a good credit score, stable income, and a solid business plan. Lenders may also require documentation such as proof of identity, address, income, and business ownership.
Depending on your finance agreement, you may have the option to upgrade or replace your grounds care equipment during the finance term. This flexibility is particularly beneficial as technology advances or if your needs change over time.
Early repayment terms vary among lenders and finance agreements. While some may allow you to settle early without penalties, others may charge fees or additional interest. It's crucial to review the terms carefully before committing to a financing option.
At Clifton Private Finance, we understand the unique challenges and opportunities involved in supporting top-tier grounds care operations. With our extensive expertise and industry knowledge, we are well-positioned to assist you in navigating the world of grounds care finance.
Our services encompass:
Don't hesitate to contact our team of experts at Clifton Private Finance to discuss your grounds care financing requirements. We're here to help you bring your vision to life while ensuring financial stability and growth for your organisation.
Call us today on 0203 900 4322 or schedule an appointment to take the first step towards elevating your grounds care operation.
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
