Specialist

Bridging Loan For Property In Manchester

 

Bridging Loan For Property In Manchester 

Clifton Private Finance

We specialise in raising bridging finance for residential and commercial property transactions in Manchester

Our bridging loans service provides:
  • Market leading bridging loans from £50,000 for property in Manchester
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 7 working days is possible depending on your circumstances
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment finance (currently uninhabitable, under permitted development rules, require internal refurbishment)
  • Heavy refurbishment finance (extensions, basement digs, loft conversions, commercial to residential, barn conversions)
  • Bridging finance for business purposes (Pay HMRC tax bill, purchasing land or new premises, deposit for new purchase, business growth)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates

Residential

Buying Before Selling?

Rates from:

0.53% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 11 February 2026

Development & Refurb

Fast Finance

Rates from:

0.53% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 11 February 2026

Residential

Large Bridging Loans

Rates from:

0.53% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 11 February 2026

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

£1.05M Time-Critical Bridging Finance to Secure a North London Home
£1.05M Time-Critical Bridging Finance to Secure a North London Home
Area
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Capital Raised
£1.05M
Date
February 2026
£120K Bridging Loan Secured Against London Buy-to-Let to Complete Renovation in Costa Rica
£120K Bridging Loan Secured Against London Buy-to-Let to Complete Renovation in Costa Rica
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Capital Raised
£120K
Date
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£850K Commercial Bridging Loan for Care Home Purchase and Renovation
£850K Commercial Bridging Loan for Care Home Purchase and Renovation
Area
Dronfield
Capital Raised
£850K
Date
February 2026

More Opportunities »

Bridging Loan for Property in Manchester

Special features of what we offer include:

  • Bridging Loans from £50,000 to £25 million
  • Residential and commercial property finance
  • Finance for residential purchase; downsizing; development and refurbishment; buying at auction; extending a lease; breaking a property chain
  • Commercial finance - purchase; refinance; property improvements
  • FCA Regulated and unregulated loans
  • Term of Finance - From 1 to 36 months
  • Interest roll up schemes
  • Bridging loans for individuals, limited companies, sole traders and partnerships and trusts
  • Lowest Rates - Access to leading bridging loan deals
  • Fast turnaround - Speak to us today if you need to move quickly. 5 to 7 days possible
  • No upper age limit
To investigate your bridging loan options call us on 0117 959 5094 or fill in our call back form

For residential purchase we can provide bridging loan options and then provide mortgage solutions once the bridging loan is no longer required. 

What are bridging loans? 

Bridging loans are a specialist kind of loan designed solely for shorter term usage to provide a temporary cash flow solution or ‘bridge’ before additional permanent finance becomes available.

The method for obtaining a bridging loan is straightforward and really versatile with a more flexible set of criteria than is usually required by most high street banks and mortgage lenders. Like a mortgage, a bridging loan is secured against your property. With bridging a realistic and viable exit will be required by the lender.

Call us today on 0117 959 5094 

How do bridging loans work?

Bridging loans are frequently utilised as an answer to a temporary cash flow problem. A common example of this type of situation is when a person wishes to buy a property but still needs to sell their existing home. A bridging loan can, in these circumstances, provide a solution by offering short term funding.

Bridging loans may be offered in amounts ranging from £50,000 to several million, depending on your circumstances and which lender you approach. Click here for more information on large bridging loans 

Bridging loans can be used for:

  • Bridging the gap between purchase and saleSecure a property quickly before it is snapped up by another buyer – even if you have not yet sold your current home
  • Downsizing - Timings between buying and selling an exisiting property are rarely aligned. A bridging loan can smooth the process.
  • Mortgage chain issues? - Secure your ability to buy even in the event that the home buying chain breaks down – for example, if the sale of your old house falls through, a bridging loan can allow you to still have sufficient funds to purchase the new house
  • Buying an auction property?  – Use a bridging loan to pay the required percentage needed to secure the property on the day of the auction
  • Need to move fast? - Get a fast, temporary cash injection when you most need it during the property purchasing process. The ability to move quickly can make the difference on any property transaction.
  • Development finance - If you are buying property to redevelop and you need finance to get your project off the ground then a bridging loan could help make the difference
  • Lease extension - Extending a property lease can be costly and may be necessary before a mainstream lender will consider giving you a mortgage. A bridging loan to purchase a lease extension can provide you with the funds to make this happen.
  • Commercial property - Finance for purchase or refinancing and making property improvements.
To investigate your bridging loan options for property in Manchester call us on 0117 959 5094 or fill in our call back form above.

Bridging Loan Calculator

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If you have any questions about our services or want to start making things happen please contact us