Specialist
Haulage Finance
For buying and refinancing haulage vehicles for transportation & logistics businesses
For buying and refinancing haulage vehicles for transportation & logistics businesses
Call us on 0203 900 4322 to discuss your requirements.
For the transportation and logistics industry, haulage businesses play a pivotal role in keeping the UK's economy moving. From transporting goods across the country to facilitating international trade, these companies rely on a diverse fleet of vehicles to ensure seamless operations.
However, acquiring and maintaining such assets can be a significant financial burden, especially for growing enterprises. This is where haulage finance comes into play, providing tailored solutions to help businesses navigate the complexities of vehicle and equipment acquisition.
At Clifton Private Finance, we understand the unique challenges faced by haulage companies, and we are dedicated to offering comprehensive financing options to support your growth and operational success.
Our haulage finance solutions encompass a wide range of vehicles - such as Heavy Goods Vehicles (HGVs) - and equipment. We cater to the diverse needs of the transportation industry. Here's a breif overview of some of the vehicles, and types of vehicles, you can finance.
As expert brokers, we are the go-between for comprehensive suite of financing options. Each tailored to meet the unique requirements of haulage businesses. On your behalf, Clifton Private Finance can work with haulage finance lenders to secure you the right type of finance. Here's a look at the typical offerings for haulage vehicles, and financing a haulage business:
When selecting the most suitable haulage finance option, several factors should be considered, including:
Vehicle Type and Usage: The nature of your haulage operations, the types of vehicles or equipment required, and their intended usage will influence the most appropriate financing solution.
Budget and Cash Flow: Assess your budget and cash flow projections to determine the most feasible option that aligns with your financial capabilities.
Ownership and Flexibility: Evaluate whether outright ownership or the flexibility of leasing is more advantageous for your business.
Tax Implications: Different financing options may have varying tax implications, impacting your overall costs and profitability.
Maintenance and Insurance: Consider the maintenance and insurance requirements associated with each financing option to ensure comprehensive coverage and cost-effective operations.
At the culmination of your haulage vehicle finance agreement with Clifton Private Finance, you have several options to proceed in a manner that aligns with your business strategy and operational needs:
Each of these pathways offers distinct benefits and considerations, such as the overall costs, the specific requirements of your haulage business, and the condition of the vehicle at the end of the finance term. We at Clifton Private Finance are committed to providing you with comprehensive support and guidance, ensuring a seamless transition at the conclusion of your haulage vehicle finance plan.
For personalised advice on maintenance, insurance, and end-of-agreement options for your haulage vehicles, Clifton Private Finance is your trusted partner. Whether you're ready to discuss the next steps or have any other queries, our team is here to assist you every step of the way.
Haulage finance allows businesses to acquire the necessary vehicles and equipment without a significant upfront capital outlay. It also enables companies to maintain cash flow, access the latest assets, and stay competitive in the industry.
Yes, we offer financing options for both new and used haulage vehicles, providing you with flexibility in your asset acquisition strategy.
The financing term can range from 2 to 7 years, depending on the vehicle type, age, and your specific requirements.
While a deposit is not always required, it can often result in more favorable financing terms and lower monthly payments.
Depending on the financing option you choose, you can return the vehicle, extend the agreement, purchase the asset outright, or upgrade to a newer model.
Modifications may be allowed, but it's essential to consult with your finance provider and review the terms and conditions of your agreement.
Yes, in some cases, it may be possible to refinance your haulage vehicle during the finance term, allowing you to adjust your payments or terms to better suit your current needs. However, this will depend on the specific finance agreement and lender policies.
Early termination penalties or charges may apply if you wish to end your haulage finance agreement before the agreed term. The specific penalties will depend on the type of finance agreement and the remaining balance. It's essential to review the terms and conditions carefully before proceeding with early termination.
In many cases, it is possible to include the cost of additional equipment or accessories, such as towing equipment, storage solutions, or specialised fittings, within your haulage finance agreement. This can provide a convenient way to finance all the necessary components for your haulage operations.
Your credit history and credit score will play a role in determining your eligibility for haulage finance and the terms and interest rates offered. Generally, a stronger credit profile will result in more favorable financing options. However, our team can work with you to explore solutions even if your credit history is less than perfect.
At Clifton Private Finance, we pride ourselves on being a trusted partner to haulage businesses across the UK. Our team of experienced finance professionals understands the intricacies of the transportation industry, enabling us to provide tailored solutions that meet your unique needs.
If you are interested in buying a haulage vehicle on finance, contact us today and speak to one of our expert advisers. We will be happy to answer any questions you may have, and provide you with a free, no-obligation quote. We look forward to hearing from you soon.
Call us today to discuss your requirements on 0203 900 4322
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
