Specialist
Best Mercedes Finance Options In The UK
High quality Mercedes finance solutions for UK & international clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.
Call us on 0203 900 4322 to discuss your requirements.
Driving a Mercedes-Benz is about a lot more than simply getting from A to B - it’s a luxury experience that encompasses performance, craftsmanship, and prestige. Financing a premium vehicle needs a solution that’s as expertly tailored as the car itself, ensuring that you have a smooth experience that comfortably navigates any potential bumps along the way.
At Clifton Private Finance, we help our clients secure comprehensive Mercedes finance for prestige and luxury vehicles, with flexible options that suit private ownership, company cars, and high-net-worth individuals across the UK.
Buying a Mercedes outright can tie up significant capital. Car finance gives you the flexibility to spread the cost of your car across its driving lifetime, preserving liquidity for other business needs and personal investments.
With a range of car finance options and configurations, vehicle payments can be structured to suit you:
Your Clifton Private Finance adviser will work with you to explore and compare options, developing a final solution that is suited to your circumstances. Whether buying new or used, the right structure can make a substantial difference.
Car finance provides a strategic solution to car purchase, offering access to a wider range of vehicles, improved cash flow flexibility, and tax advantages in many circumstances. Benefits include:
Choosing your car finance can seem complicated. Though products may look outwardly similar, the structure behind them has vital differences that affect monthly costs, ownership options, and business accounting. It’s always best to discuss your needs with an expert at Clifton Private Finance to ensure your car finance is tailored suitably for your circumstances.
With a wide range of luxury models, from the entry-level C-Class to the ultimate prestige of a Mercedes-Maybach saloon, Mercedes-Benz has much to offer drivers seeking a premium car. With Clifton Private Finance, you can obtain the finance you need.
The following illustrative examples are based on a 48-month finance term with an example deposit of 10%. Actual costs will vary by lender, borrower credit profile, selected mileage, and the chosen car finance solution.
| Mercedes-Benz Model | Typical UK Price Range | Example Deposit | Approx. Monthly Finance |
|---|---|---|---|
| C-Class Saloon / Estate | £45,000 - £65,000 | £4,500 - £6,500 | £525 - £899 |
| E-Class Saloon / Estate | £58,000 - £85,000 | £5,800 - £8,500 | £699 - £1,150 |
| CLE Coupé / Cabriolet | £50,000 - £85,000 | £5,000 - £8,500 | £599 - £1,150 |
| GLC SUV / Coupé | £58,000 - £82,000 | £5,800 - £8,200 | £699 - £1,099 |
| GLE SUV / Coupé | £80,000 - £115,000 | £8,000 - £11,500 | £975 - £1,550 |
| GLS | £110,000 - £155,000 | £11,000 - £15,500 | £1,250 - £2,050 |
| S-Class | £100,000 - £180,000 | £10,000 - £18,000 | £1,099 - £2,350 |
| Mercedes-Maybach S-Class | £190,000 - £370,000+ | £19,000 - £37,000+ | £1,950 - £4,650+ |
| G-Class | £145,000 - £220,000+ | £14,500 - £22,000+ | £1,650 - £2,950+ |
| EQS Saloon / SUV | £100,000 - £180,000+ | £10,000 - £18,000+ | £1,099 - £2,450+ |
| Mercedes-AMG GT Coupé | £105,000 - £190,000+ | £10,500 - £19,000+ | £1,150 - £2,550+ |
Several factors will determine the right car finance for your Mercedes-Benz.
Purchasing your Mercedes through the business can result in some tax efficiencies if structured correctly, but it’s essential to speak to your accountant to ensure business tax gains are not lost with additional personal obligations, or vice versa. Options such as salary sacrifice – potentially viable for the forthcoming AMG GT 4-door coupe (codenamed C590) – may widen your options.
Business car finance includes HP and contract hire, as well as flexible finance lease agreements that provide options for ongoing use, upgrades, or potential ownership.
Leasing options provide upgrade flexibility that allows for simple vehicle replacement when a new model is desired - and many drivers prefer a pre-defined term followed by a new car rather than the additional hassle that comes from selling and replacing a used one.
Finance lease, PCP, and contract hire all offer a path that means you can continue to enjoy the luxury of driving a state-of-the-art Mercedes-Benz.
At Clifton Private Finance, we can negotiate with lenders to structure your repayments to suit your initial capital investment and monthly outgoings. This offers additional payment flexibility for all car finance types.
Mileage limits are a standard feature of leasing and hire arrangements. Larger annual mileage allowances will raise the cost of car finance, and additional fees will be incurred if pre-agreed limits are exceeded. HP agreements do not usually have any mileage restrictions. Assessing your mileage and international travel requirements before comparing your car finance options will help ensure the correct structure is chosen.
Car finance can be used for both new and used vehicles, though some options, such as contract hire, are typically offered only for a brand-new Mercedes. With a range of excellent used vehicles on offer, including some classic luxury Mercedes-Benz, exploring used options can widen the scope of your search and affect the right finance choice. Discuss the best finance for used cars with your Clifton Private Finance adviser.
Comprehensive additional maintenance packages can be offered across the range of car finance options. These may cover:
When you are choosing a premium, luxury car, a full maintenance package can add an important layer of additional comfort, resulting in a worry-free car driving experience.
One of the advantages of car finance comes from the versatile end-of-contract options, with three common choices that take into account the potential life changes that may have occurred during your finance term:
Many Mercedes car finance plans run between two and four years, at the end of which time new cars have been released and existing models have undergone improvements. At this juncture, many drivers look to replace their existing car with an upgraded model. Car finance options that easily facilitate upgrades include contract hire, finance lease, and PCP.
A number of Mercedes-Benz drivers appreciate the longevity of the brand and the reliable performance that continues through the years, with low-mileage vehicles holding both monetary value and personal connection. Settled with your vehicle for some time, you may want to move to full ownership, reducing monthly costs and continuing to enjoy the car you’ve come to rely on. Finance structures that smoothly offer ownership routes are hire purchase, PCP (with final balloon payment), and finance lease (in many cases).
Changes in your circumstances may mean no longer wanting to continue with the vehicle. Several car finance solutions allow for the return of the vehicle, including contract hire, PCP, and finance lease.
In addition to any pre-arranged final balloon payment, in some cases, fees may be applied at the end of the car finance term.
The monthly repayments for your car finance are only one part of owning a luxury vehicle. It’s also important to consider and budget for:
A thorough budget for your car ownership should take into account these additional costs, forming a strong financial position that can comfortably weather any complications.
Our specialist prestige car finance team at Clifton Private Finance are here to work on your behalf to secure the most appropriate car finance for you. With expertise in the luxury vehicle market, we understand the subtle nuances that affect premium car leasing and purchase and can advise you to help make sure your Mercedes-Benz experience is enjoyable and problem-free.
Whether you are buying your first Mercedes, upgrading to a new model, or refinancing an existing vehicle, speak to Clifton Private Finance today.
Call us today to discuss your requirements on 0203 900 4322
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
