Specialist
Best Ways to Finance a Land Rover Purchase in the UK
High quality Land Rover finance solutions for UK & international clients.
We can deliver enhanced, bespoke or exclusive terms through our market knowledge.
Call us on 0203 900 4322 to discuss your requirements.
Owning a Land Rover provides you with both luxury and practicality, with a prestige Range Rover, Discovery, or Defender offering the ultimate versatile experience both in cities and across the countryside.
Whether you’re looking for a premium SUV for comfortable town use, or a powerful 4x4 that brings effortless ease to rural life, there’s a suitable option from a range of electric, hybrid, diesel, and petrol Land Rovers for you.
Tailoring a plan for financing a top-end vehicle requires finesse, ensuring every option is considered for your use.
At Clifton Private Finance, we help our clients secure suitable car finance that’s shaped to fit your individual circumstances, offering Land Rover ownership that suits individual and business customers alike.
Car finance provides both flexibility and reach when buying a new or used Land Rover. By spreading the cost of your vehicle, you reduce the impact on your capital, preserving funds for use for either personal investments or business needs.
Premium car finance can be structured around your specific requirements, including:
By exploring the options with your Clifton Private Finance adviser, you can develop a car finance package that is tailored to your individual circumstances.
Car finance packages present a range of structures to suit your needs, with some finance developed towards long-term ownership and others intended to help you to always have a top-of-the-range Land Rover. With different options for business customers and those looking for personal agreements, Clifton Private Finance will help you select a finance type that meets your circumstances.
Car finance isn’t just about spreading the cost of a car purchase. While that remains its primary purpose, using car finance also means:
Land Rover boasts an impressive range of models, from luxury Range Rover SUVs suitable for city and country life, to powerful Defenders that make rural life effortless. Whatever your chosen Land Rover, Clifton Private Finance is here to help you obtain the finance you need.
The following illustrative examples are based on a 48-month finance term with an example deposit of 10%. Actual costs will vary by lender, borrower credit profile, selected mileage, and the chosen car finance solution.
| Land Rover Model | Typical UK Price Range | Example Deposit | Approx. Monthly Finance |
|---|---|---|---|
| Range Rover Evoque | £40,000 - £65,000+ | £4,000 - £6,500+ | £499 - £899+ |
| Discovery Sport | £44,000 - £68,000+ | £4,400 - £6,800+ | £525 - £925+ |
| Defender 90 | £55,000 - £95,000+ | £5,500 - £9,500+ | £599 - £1,299+ |
| Defender 110 | £62,000 - £160,000+ | £6,200 - £16,000+ | £699 - £2,199+ |
| Defender 130 | £84,000 - £135,000+ | £8,400 - £13,500+ | £975 - £1,850+ |
| Defender OCTA | £148,000 - £190,000+ | £14,800 - £19,000+ | £1,850 - £2,750+ |
| Discovery | £63,000 - £95,000+ | £6,300 - £9,500+ | £750 - £1,299+ |
| Range Rover Velar | £52,000 - £80,000+ | £5,200 - £8,000+ | £650 - £1,050+ |
| Range Rover Sport | £75,000 - £165,000+ | £7,500 - £16,500+ | £925 - £2,250+ |
| Range Rover | £100,000 - £220,000+ | £10,000 - £22,000+ | £1,250 - £2,950+ |
Tailoring a Land Rover finance solution involves understanding your needs, with different finance options offering various levels of flexibility and ownership structures.
For those able to buy their Land Rover through a business structure, there is the potential for tax efficiencies, and it can often be worth discussing your business options with your accountant to explore the correct arrangements. Additionally, government schemes such as salary sacrifice for electric vehicles can provide additional advantages and increase purchasing power when looking at one of the powerful hybrid or full-electric options.
Short-term financing can be advantageous to anyone looking to upgrade their Land Rover, with 12 month or shorter contracts giving you the opportunity to try different models and properly explore the full range. 24- to 48-month arrangements will reduce monthly outgoings and still offer plenty of flexibility regarding end ownership, while drivers seeking a definitive ownership arrangement may find hire purchase agreements that fit a longer term.
Individual PCP and business finance lease options can provide additional flexibility that allows you to offset any final decision until a later date, allowing you the time to settle in to the car before deciding on an ultimate path of ownership. This can be extremely useful when considerations such as living arrangements, expat status, employment or family commitments change during the contract term.
At Clifton Private Finance, we can negotiate with lenders to structure your repayments to suit your initial capital investment and monthly outgoings. This offers additional payment flexibility for all car finance types.
Car finance isn’t only for brand new Land Rovers. With impressively long life spans, there’s a vibrant used market for Land Rovers, stretching back to the classic original Range Rover from the early 1970s. Looking into the used market can offer financial benefits, as well as reduce your carbon footprint. With Clifton Private Finance, hire purchase, PCP, and business finance lease can be secured against used vehicles, providing a range of options for our clients.
Mileage limits and international driving restrictions can hamper long-distance drivers or those who often cross international borders. By discussing your planned use with your Clifton Private Finance adviser, a more flexible contract that avoids unwanted complications can be obtained.
Comprehensive additional maintenance packages can be offered across the range of car finance options. These may cover:
When you are choosing a premium, luxury car, a full maintenance package can add an important layer of additional comfort, resulting in a worry-free car driving experience.
Car finance is often structured around three common post-agreement plans:
Hire purchase and contract hire agreements typically have the exit planned from the start of the finance, however, both individual PCP and business finance lease allow for later decision making, reflecting the reality of busy lives.
Some examples of car finance conclusions include:
In some cases, fees will be due at the end of the finance term.
In addition to the monthly finance repayment, other costs should also be considered when buying or leasing your Land Rover. These include:
When budgeting for your Land Rover, it’s worth exploring these additional costs to develop a thorough finance plan that avoids future complications.
At Clifton Private Finance, we work with the UK’s top car finance providers to tailor a suitable package for our clients. The luxury vehicle market requires expertise to navigate, where the combination of structure and optional extras can have significant implications on your ownership enjoyment and financial efficiency.
Our advisers will work on your behalf to determine the most appropriate solution, ensuring years of relaxed Land Rover ownership.
Speak to Clifton Private Finance today and let us help you on the road to a versatile Land Rover.
Call us today to discuss your requirements on 0203 900 4322
I approached Clifton Private Finance to help me get a mortgage as an Expat working in the Far East. I would normally 'cut out the middle man' on something like this and try to get myself a deal directly with the banks, but I am now sold on the broker concept and wouldn't hesitate to use Clifton Private Finance again. There were a number of complicating factors such as being an expat, the stamp duty holiday, the sheer amount I wanted to borrow and the fact I wanted it all wrapped up before the Stamp Duty holiday ended. It is clear to me now that the relationship that brokers have managed to foster with their banks means they can simply pull levers and make stuff happen that us ordinary folk cannot. Put simply, they are worth every penny, will take most of the stress out of the lending process, and seem to have access to deals that you just won't find on the internet. Thank you George and Jan for all your hard work!
James M
Luther was excellent. Very clear in his advice and explanations of products and was able to move things on very quickly when we ran into difficulties with the estate agents. Without a doubt I would recommend Luther to all friends, family and colleagues. Luther was a joy to deal with and took a lot of the stress out of a troublesome transaction, from my end. I would view Luther as real asset to Clifton Private Finance Ltd.
William W
The team at Clifton Private Finance has been outstanding, not only in helping me to obtain a mortgage on a slightly unusual home, but also in continuing to provide support and liaise with the lender and solicitors through to completion. Thank you for making the process of buying my first home much easier.
Chantelle S
Sam O'Neill, and the new lender he identified for me, worked tirelessly together using my time constraints, to make sure my mortgage application was completed on time. They are a brilliant company to work with, fast, efficient, open and transparent from the very beginning, and turned a seemingly impossible situation into a viable one. Sam was brilliant throughout the whole process and I would highly recommend him, and his colleague Helen, to anyone without hesitation, I cannot speak highly enough about them.
Myr B
I was incredibly lucky to find Clifton Private Finance after a search on line as their service has been more than exemplary. My point of contact was Sam 0’Neill and he was happy to help at every stage during the application of the bridging loan, making a stressful process much easier to deal with. He was always available by phone or email and gave prompt answers to queries I had as well as always getting back to me when he said he would. That to me is excellent customer service and I cannot thank him personally or the company enough for the support they have given me.
C Jefferey
Adam cannot thank you enough for all your support throughout this arrangement. You have gone more than the extra mile to support us. Without you we would not have got our dream retirement home. You have been most professional and personable. Liz and I would be more than happy if you wanted to use us a reference with respect to any future clients.
Nigel & Liz K - Bristol
You have certainly shown me that you do everything for your clients, including tolerating their excessive emails and questions for updates. I have been kept in the loop, from yourself, about why the delays were occurring (Nationwide, post etc) which I would like to highlight that I really appreciated. I certainly will be able to recommend you to others as and when the need arises.
Mr Morris
I recently contacted Clifton Private Finance after a Google search for bridging finance providers and was immediately struck by their efficiency and support. Forms were emailed over almost immediately and the necessary finance was arranged within a few days. None of the other companies I contacted came close to their professionalism, and the quote that I eventually received was impressive. Thank you Adam, your help has enabled us to reserve the house that we wanted and I certainly recommend you to others.
Mr M. R. - Oxford
Absolutely brilliant. The service was first class, got everything sorted efficiently and were always friendly. Any fees were negligible compared to the service offered. Robert was particularly outstanding.
Charles N
My advisor, Robert, was very helpful in finding the mortgage to suit me. He kept me up to date throughout the process and dealt with any issues when they arose.
Rowena C
