For buying and refinancing
Livestock Handling Systems & Equipment
Livestock handling systems are equipment and facilities that help farmers manage their animals more efficiently and safely. They include things like fences, gates, chutes, scales, feeders, waterers, and more. Livestock handling systems can improve animal welfare, productivity, and profitability for farmers.
However, livestock handling systems can also be expensive and require a large upfront investment. That’s why many farmers opt for livestock handling system finance and leasing, which are ways of spreading the cost of the equipment over time.
There are two main types of finance available for livestock handling system finance and leasing:
Hire purchase and Finance lease.
Here’s what that means, and what each entails:
To apply for livestock handling system finance and leasing, the farmer needs to find a suitable lender or broker who can offer them the best deal. The lender or broker will assess the farmer’s credit history, income, and cash flow, and determine the amount and terms of the loan or lease.
The lender or broker will also arrange the delivery and installation of the equipment, and take care of the paperwork and legal formalities.
You’ll then start paying the monthly instalments or rentals, and use the equipment for farming operations. You will also responsible for the insurance, maintenance, and repair of the equipment, unless otherwise agreed with the lender or broker. Additionally, you’ll also have to comply with the terms and conditions of the agreement, and notify the lender or broker of any changes in their circumstances.
Livestock handling system finance and leasing comes with some drawbacks – here’s a helpful overview, for your information:
The amount you can borrow or lease depends on your credit history, income, cash flow, and the value of the equipment. Typically, you can finance or lease up to 100% of the cost of the equipment, but you may need to pay a deposit or provide a guarantor.
The term of the finance or lease depends on your preferences and the type of equipment. Typically, the term ranges from 12 to 60 months, but it can be longer or shorter depending on the agreement.
You may be able to end the finance or lease early, but you may have to pay a penalty or a settlement fee. You should check the terms and conditions of the agreement before signing it, and consult the lender or broker if you want to end it early.
In need of livestock handling system finance and leasing?
At Clifton Private Finance, we can help you:
And when we’ve established the best type of finance for you, we will:
Call our team on 0203 900 4322 to discuss your requirements or book an appointment.
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