Specialist

Private Client Service

Bespoke finance solutions

Private Clients

Clifton Private Finance

Our boutique practice within Clifton provides comprehensive one-to-one financial services to professional, international and high net worth clients

For complex financial situations, the only useful advice is personal advice

Our Private Client Service includes:

  • Bespoke finance solutions
  • Total discretion for professional and non-domiciled clients
  • Solutions for High Net Worth and Ultra High Net Worth clients with no requirement for assets under management
  • Offshore solutions for UK expats, non-domiciled UK residents, UK residents earning in a foreign currency, and foreign nationals

Our comprehensive financial service covers:

  • property finance (residential and investment)
  • aviation finance
  • yacht finance
  • classic car finance
  • wealth management services
  • insurance (life, medical, property and renovation works cover)
  • foreign exchange services

2 Year Fixed

Up to £5m

1.29% APR

27 Months Fixed Rate (Purchase)

Subsequent rate 3.54%

LTV - 60%

APRC 3.2%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

5 Year Fixed

Up to £5 Million

1.44% APR

5 Year Fixed Rate (Remortgage)

Subsequent rate 3.54%

LTV - 60%

APRC 2.8%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

5 Year Fixed

Up to £1 Million

1.69% APR

5 Year Fixed Rate (First Time Buyer)

Subsequent rate 3.54%

LTV - 80%

APRC 2.9%*

No Valuation Fee

Product Fee £999

Early Redemption Charges - Yes

As at 24th January 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison


Property finance solutions for our private clients:

Capital raise against London rental properties for Saudi client buying £5M Buckinghamshire home

Million-pound mortgage for self-employed law partner

£3M purchase of country estate combining home and rental units


Call our Private Client team at any time on 0203 900 4322 to discuss your requirements. Or complete our enquiry form below to set up an appointment at your convenience
Recent

Property Finance Deals

Director Loan Used as Deposit for Large Self Employed Mortgage
Director's Loan Used as Deposit for Large Self Employed Mortgage
Area
London
Capital Raised
£1.6m
Quick Mortgage Arranged to Raise £1,286,250 For London Home Within Two Weeks of Making an Offer
Quick Mortgage Arranged to Raise £1.2m For London Home Within Two Weeks of Making an Offer
Area
London
Capital Raised
£1.29m
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Area
Surrey
Capital Raised
£13m
£2.7m High LTV Purchase for Partner in US Equity Firm
£2.7m High LTV Purchase for Partner in US Equity Firm
Area
North East England
Capital Raised
£2.3m
90% LTV Mortgage on £2.8m Hertfordshire Home for Family Planning Future Relocation to the UK
90% LTV Mortgage on £2.8m Hertfordshire Home for Family Planning Future Relocation to the UK
Area
Hertfordshire
Capital Raised
£2.5m
Switching Lenders Secures Best Rates For £1.65m Central London Property For US Law Partner
Switching Lenders Secures Best Rates For £1.65m Central London Property For US Law Partner
Area
Central London
Capital Raised
£1.2m

More Opportunities »

Contact Us

Individual, tailored advice for our private clients

Comprehensive financial services

Our authority within the specialist property finance market was built upon our reputation for combining depth of market knowledge and delivering innovative finance solutions in line with our clients requirements.

Requests for a more comprehensive service from clients with complex earnings and assets portfolios led us to seek out finance industry partners who share our professionalism, independence, and commitment to personalised client service.

We now offer the same level of bespoke service across the range of our clients’ financial needs:

Solutions for complex earnings

Clients with standard employed income have a wide variety of financial resources available to them at favourable rates.

More common amongst our salaried private clients are remuneration packages that include a combination of salary, bonus, dividend and share options, often paid in non-sterling currencies or structured across more than one currency.

And many of our private clients are classified as self-employed:

Their finance requirements call for a different approach.

Access to bespoke lenders

Our extensive contacts across the finance industry include private wealth funds and private banks who will be willing to look at your finance requirements on a case-by-case basis, and can write individual lending terms.

Many of them are interested in building long-term relationships with clients. But if you already have assets under management elsewhere we can access bespoke lenders who won’t stipulate transfer of assets management.

In addition, for clients not yet at the maximum of their earning potential, but working in professions with clear structures for progression, we can find extended finance based on your expected future earnings.

Plus high-value single-property mortgages

Many of our private clients have a need for more flexible property finance than is available from mainstream banks and building societies.

High street lenders can be cautious about lending on high-value single assets upwards of a value of £1-2 million: a value range easily surpassed in the prime areas of London.

In addition, many high-earning clients need more flexible repayment terms than are available from mainstream banks and building societies.

Our clients can comfortably afford the level of borrowing they’re looking for, but the irregular nature of their earnings, based on bonuses or the payment of client fees, means that lower interest-only monthly repayments supplemented with lump-sum overpayments, may be more suitable for them.

Contact our Private Client Service to discuss your requirements on 0203 900 4322 - or complete the enquiry form above. 
What Our

Clients Say

Latest

Property Finance Deals & Insight

How to Secure a Mortgage Using Your Trading Income
If your primary income stream is trading – be it stocks and commodities, forex or cryptocurrencies - you’ve probably s...
19-01-2022
NEWS: House Price Rises “Flipped” between North and South of England
Following the end of the Stamp Duty Tax holiday in September, house price rises in the North and South of England swapped position...
14-01-2022
Everything You Need to Know About Property Development Finance
It’s a sobering truth that the success of a build project is often less dependent on the availability of a development site,...
14-01-2022
5.5 Time Income Law Partner Mortgages
A high-street bank is now offering a mortgage for new law firm partners worth up to £2m with a 5.5x loan to income ratio and...
10-01-2022
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us