Specialist

Remortgage A UK Property From Hong Kong

For Buying & Refinancing Property In The UK

Remortgage a UK Property from Hong Kong 

Clifton private finance

We can help source mortgage finance for expats and Chinese nationals living in Hong Kong looking to refinance property in the UK

Looking to refinance a property purchase in the UK as a British expat or Chinese national?
The good news is that there are UK banks that offer bespoke mortgage & shorter term finance products designed specifically for expats and Chinese nationals to refinance UK property.

What we offer:

  • Our strength as a specialist expat mortgage broker, is providing access to residential and buy to let property finance from £150,000 to £25m
  • Foreign national & UK expat property finance solutions for refinancing UK property from Hong Kong
  • Mortgage finance for those paid in a foreign currency
  • Property finance solutions for UK nationals working in Hong Kong with families remaining in the UK
  • Terms from 3 months to 30 years
  • Bespoke terms to match your unique requirements
  • Interest only and interest roll up options (no monthly payments)
  • Pre-approval terms within 24 hours
  • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, or other property or pensions our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal
  • We have strong relationships with UK and international banks including private banks and specialist lenders

Our short video explains our services for Hong Kong expats in more detail:

How to refinance a UK property as an expat living in Hong Kong

If you are an expat looking to refinance UK property, the choice of lenders who will deal with you will depend on your circumstances and where you are based. It is increasingly difficult for expats to secure a mortgage deal in the UK as lenders are tightening their lending criteria.

Some UK high street banks have international arms which provide solutions to those living abroad, however, the criteria for each of these lenders differ, and many will decline your application as they see you as a higher risk.

When seeking a UK mortgage while living in Hong Kong, there are a number of key factors which will affect your eligibility to apply for an expat mortgage. These criteria could include your loan deposit size, employment status, how long you have been living outside the UK, your income and whether it is earned in foreign currency, and your age. 

It is therefore highly advantageous to seek the dedicated advice of an independent expat mortgage advisor. who can assess your individual circumstances and has access to a wider range of lenders, therefore giving you peace of mind that you are presented with the best available options and UK mortgage rates.

We have strong relationships with UK and international banks that provide expat finance, including specialist lenders who can offer innovative lending for more complex scenarios. Salary in a foreign currency is not usually an issue for private lenders, nor is complex income, including earnings from stocks, shares and other investments. This means your whole income can be considered when calculating affordability.

Our Specialist Mortgage Service Providing:

  • Mortgage finance for expats from £150,000
  • Access to banks, private lenders and wealth managers that offer British expat mortgage solutions
  • Both short and long term lending options
  • Bespoke financial solutions to resolve a range of circumstances
  • Professional and efficient service to get funding at market leading rates
  • Expertise in securing funding for expats with complex income

Our service provides expert help to UK expats looking to refinance or purchase UK property.

Call us on +44 203 900 4322 to discuss your requirements

Or book a free consultation with one of our expat mortgage specialists, at a time to suit you

Book Consultation »

Please call our finance team on +44 203 900 4322 to discuss your requirements.
Recent

Property Finance Deals

UK Mortgage for Expat in Saudi Buying Property for Son
UK Mortgage for Expat in Saudi Buying Property in Manchester for Student Son
Area
Manchester
Capital Raised
£450k
BTL Mortgage Based on Overseas Income for Expat in Taiwan
BTL Mortgage Based on Overseas Income for Expat in Taiwan
Area
Reading
Capital Raised
£585k
Remortgage To Fund Children’s House Purchase For Expat in Dubai
Remortgage To Fund Children’s House Purchase For Expat in Dubai
Area
London
Capital Raised
£450k
Fast Residential Mortgage for British Expat in Tokyo Buying in Edinburgh
Fast Residential Mortgage for British Expat in Tokyo Buying in Edinburgh
Area
Edinburgh
Capital Raised
£742k
Case Study: 80% LTV London Mortgage For British Expat In UAE
80% LTV London Mortgage For British Expat In UAE
Area
London
Capital Raised
£320k
Fast Expat Mortgage for Family Returning from UAE
Fast Expat Mortgage for Family Returning from UAE
Area
Fulham
Capital Raised
£800k

More Opportunities »

Remortgage a UK property from Hong Kong

Our Specialist Mortgage Service Providing:

  • Access to banks, private lenders and wealth managers that offer British expats and Chinese nationals UK remortgage solutions
  • Both short and long term lending options
  • Bespoke financial solutions to resolve a range of circumstances
  • Professional and efficient service to get funding at market leading rates
  • Expertise in securing funding for expats with complex income

Our service provides expert help to UK expats and Chinese nationals living in Hong Kong looking to refinance property in the UK.

Call us today to discuss your requirements on +44 203 900 4322
What Our

Clients Say

Latest

Property Finance Deals & Insight

how to get a self employed mortgage
Whether you're a company director or a sole trader, you've probably noticed that high-street mortgage lenders have stricter lendin...
24-05-2024
How Much Will My Mortgage Go Up in 2024
If you're remortgaging in 2024, your mortgage payments could go up by as much as £500 - £1000 a month.  For the ...
24-05-2024
Are mortgage rates going down
Inflation is at its lowest level in three years, and financial experts say mortgage rates mortgage rates could drop in June. Ac...
23-05-2024
Buying London Real Estate as a US Citizen
If you're interested in buying property in London as a US citizen, you're not alone. And if you're wondering how easy it is to get...
20-05-2024
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us