UK mortgage for foreign national

For Buying & Refinancing Property In The UK

UK mortgage for foreign national

Clifton private finance


We are experts in helping non domiciles and foreign nationals secure mortgage & short term finance on UK property.
Through our connections we can source finance from UK banks who offer bespoke mortgages & shorter term finance products designed specifically for internationally based clients, which often offer attractive interest rates and flexible loan terms.
  • We can source residential and investment property finance from £150,000 to £25m
  • Market leading interest rates
  • Terms from 3 months to 30 years
  • Interest only and interest roll up options (no monthly payments)
  • Pre approval terms within 24 hours
  • Solutions for complex income
  • Mortgage finance for those working in the UK but paid in a foreign currency
  • Property finance solutions for UK nationals working abroad with families remaining in the UK
  • If you have assets that you would like to be leveraged as part of the transaction such as your investment portfolio, other property or pensions; our team can look at leveraging these assets to negotiate more flexible lending criteria and more favourable interest rates, to help you get the best deal
  • We have strong relationships with UK and international banks including private banks and specialist lenders, family offices and wealth managers
Our strength is our ability to access a wide range of funding solutions from high street and private banks, specialist lenders, family offices and wealth managers. We also have connections with private investor fund groups.
Call us on +44 203 900 4322 to discuss your requirements.

Property Finance Deals

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UK expat mortgage for British doctor resident in Canada buying new-build London home
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Quick completion for a US-dollar client reclassified as non-expat
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BTL remortgage and resi purchase for returning UK expat airline exec
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More Opportunities »

Contact Us

UK Mortgage For Foreign National

Required Documents For UK Mortgage

There are a number of lenders that are willing to grant UK mortgages to foreign nationals, even if they are paid in foreign currency. 

Typically, lenders will require some documentation throughout the application process. The necessary documentation will vary from lender to lender, however often lenders will ask for the following:

If you are unable to provide some or all of the documentation about, it may still be possible to secure a mortgage. Contact us to find out your possible mortgage options.

UK Mortgage For Foreign Nationals and Permanent residency

The majority of lenders that are prepared to provide UK mortgages to foreign nationals typically reserve their financial services for those with permanent residency. It is possible to secure permanent residency from the UK government; however, the criteria for permanent residency will vary depending on your set of circumstances.

Permanent Residency For Foreign Nationals

If you are a foreign national with EU citizenship, then you will need to meet the following criteria to secure permanent residency:

If you are a non EU citizen foreign national, then you will need:

If you fail to meet the criteria above, we may still be able to arrange a UK mortgage for you. Contact us on +44 203 900 4322 or fill in out callback form above.
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If you have any questions about our services or want to start making things happen please contact us